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Bajaj Allianz Health Guard Individual Insurance User Reviews

291 reviews Rate This
Bajaj Allianz
Highlights
Claim Settlement Ratio92.24%
Network Hospitals7,000+
Pre-existing Disease Waiting Period2 years
Starting Premium for Rs. 5 lakhs SIRs. 364/month

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Rating of Health Guard Individual
4.3
Based on
23 User reviews

  • Excellent option for needy people

    I found this plan to be the perfect way to deal with high medical bills. Also, this plan doesn’t require any pre-medical test up to the age of 45. Great features of the policy include coverage for bariatric surgery or procedure, daycare procedures, maternity and newborn baby cover, emergency ambulance expenses, and others. 

    V
    Vishal
    On: Nov 25, 2019

  • Satisfied with the coverage got

    It has been a few days that i bought this policy. I have taken it for my whole family. Some of the benefits that i wanted in the cover are inpatient hospitalisation, day care treatment, organ donor expenses, hospital daily allowance, maternity cover, etc. Lastly, the premium is very less!

    S
    Sri Anjaneyulu
    On: Nov 15, 2019

  • Bajaj plans are my preference always

    I wanted coverage for bariatric surgery. Luckily, i got it in this policy. 3 months back i have purchased this plan for very less premium than i expected. Must say that plan justifies the premium associated with it. The coverage is quite wide. Day care, maternity expense, ambulance and many more are also covered. 

    R
    Ravi Shankar Mishra
    On: Nov 15, 2019

  • My health guard individual experience was good

    It is a few months back when i made claim for my plan. I must say that health guard individual policy covered me and my family as expected. What i liked the most was simple claim process and ideal cover for basic & advanced expenses such as hospital daily allowance, etc.

    A
    Aman Maggu
    On: Nov 01, 2019

  • Great plan by bajaj allianz

    I bought this cover a few months back on the advice of insurancedekho people. I must tell you that this plan comes with wide cover for basic and advance expenses. I have my whole family covered under this plan and i have to pay a very less amount of premium for this. 

    A
    Avinash Sarjerao Gaikwad
    On: Nov 01, 2019
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Health Guard Individual is the best for me

    When i was buying this plan, i knew i was making the right choice. The coverage factor of this plan is superb and premium is less. Hospital daily allowance, maternity cover, sum insured reinstatement, are a few features i really liked. Thanks InsuranceDekho for suggesting it. 

    P
    Pramod Rastogi
    On: Oct 23, 2019

  • Optimum cover and less premium

    I am new to Bajaj Allianz. This plan was suggested to me by insurancedekho guys, so firstly thanks to them. I liked this plan because it gives you a strong coverage without demanding too much premium. Features offered are also perfect. 

    H
    Harmohinder Singh
    On: Oct 23, 2019

  • A reliable option

    When i was buying Health Guard Individual i knew i was making the right choice. I have my full family covered for superb medical cover. I am getting benefits like hospital daily allowance, maternity cover, sum insured reinstatement, which will really help me when the time comes. 

    S
    Shahid
    On: Oct 14, 2019

  • This plan is a blessing for me

    One of my friends suggested me this plan. Must say that i am happy that i got it. The cover is very comprehensive and gives you basic & advanced benefits. The claim process is simple and quick. The services by Bajaj Allianz are also good.  

    J
    Jatin
    On: Oct 14, 2019

  • Health Guard Individual is affordable and reliable

    I recently purchased Health Guard Individual plan on recommendation of InsuranceDekho. I am yet to make a claim. As of now, i have got coverage for multiple expenses, at a low premium amount. Also, i am getting convalescence benefit, daily hospital cash benefit, reinstatement of sum insured, daycare procedures, organ donor, and others covered. 

    V
    Varun
    On: Oct 01, 2019

5639 Bajaj Allianz Cashless Network Hospitals in India

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FAQs

  • How to buy and apply for Bajaj Allianz Health policy?

    You can buy and apply for any Bajaj Allianz Health Insurance Policy online from the official website of Bajaj Allianz Health Insurance at www.bajajallianz.com or through online broker’s website like insurancedekho.com.

  • Why should I buy a Bajaj Allianz Health Insurance Policy?

    Bajaj Allianz provides a wide range of features and benefits to its customers. Some of them are- 1. Peace of mind: It keeps your family financially protected against unforeseen health care expenses. 2. Get the best medical care: The health insurance plans enable you to get treatment from the best hospitals and doctors. 3. Cashless settlement: You can get cashless treatment at any of the network hospitals after informing the company. 4. Hassle-free claims: Bajaj Allianz has a hassle-free claim process. You can benefit from the following: a. 24x7 on-call support. b. An in-house Health Administration Team to ensure a quick claim settlement process. c. Cashless settlements in under one hour. d. One of the highest claims settlement ratios among health insurance providers in India. e. Health CDC benefit: Quick claim settlement through the app. 5. Comprehensive coverage: Affordable health insurance policies that cover you and your family against medical expenses, critical illnesses, and accidents. 6. Affordable plans: Maximum coverage at a price that is easy on the pocket. 7. Preventive care: Free medical check-ups once every three claim-free years. 8. Ease of transaction: Buy or renew your policy in just a few clicks online.

  • What is covered under hospitalisation in Bajaj Allianz Health Insurance?

    Following things are covered under hospitalisation in Bajaj Allianz Health Insurance: 1. Room rent 2. Doctor’s fee 3. Nursing expenses 4. ICU charges 5. Operation theatre 6. Diagnostics 7. Medicines

  • What are the benefits provided by Bajaj Allianz Health Insurance?

    People choose Bajaj Allianz health insurance because it provides them: 1. Cashless treatment at 6,000+ network hospitals 2. Tax saving benefit under Sec 80D 3. Claim settlement in an hour (terms and conditions applied) 4. In-house health administration team

  • What is the toll-free customer care number of Bajaj Allianz Health Insurance?

    The toll-free number of Bajaj Allianz Health Insurance is 1800-209-5858.

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Claim Process at Bajaj Allianz Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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