Everything About Tyre Protection Cover In Bike Insurance
Published On Jun 15, 2021, Updated On Jul 27, 2021
Read this article to understand what is a tyre protection add on cover and its importance for your bike insurance policy.
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When you purchase bike insurance, it is important to make sure that it provides you the optimal coverage that you require. While a comprehensive bike insurance policy covers any damage caused to your bike in case of events other than collision, it does not provide any sort of financial cover for replacing your bike’s tires. Your bike’s tires are the feet of your bike and its backbone. Now everytime your bike’s tires get damaged, you will have to pay from your pocket to replace it. Purchasing a tyre protection add on cover for your bike insurance will help you to get coverage for your bike’s tires.
What Is Tyre Protection Cover For Bike Insurance?
Insurance companies offer facilities to provide extra coverage to your bike insurance in the form of additional covers. These covers supplement your standard bike insurance policy and help you to get the required optimal coverage which is not offered in the standard insurance policy.
Tyre protection cover is an add-on that provides financial assistance to repair any damages sustained by your bike’s tyres due to an accident, cut or for replacement. You can avail this cover by playing an extra premium on your bike insurance policy. It can be selected along with your comprehensive bike insurance policy as well as a standalone own damage bike insurance plan at the time of purchase or renewal.
With this add-on cover, you can have peace of mind knowing that your bike’s tires are covered and you will not have to worry about the expenses of replacing a tire or fixing the punctures in case of any such misfortune event. Purchasing a tyre protection cover will eliminate the need for you to pay any expenses from your pocket at the time of repairing your bike in the nearest network garage in case of any accident.
What Is Covered In The Tyre Protection Cover?
The tyre protection cover offers optimal coverage to your bike’s tyres. The following are the situations that are financially covered by this additional cover-
- The cost incurred to replace your bike’s tyre with a new one.
- The labor cost incurred to remove the tyre along with refittinga and rebalancing them.
- Any accident that results in causing damage to the tubes and tyres which makes them unfit for use. This could happen because of situations like tyre bursting, bulge in tyre or any cut to the bike’s tyres.
What Is Not Covered In Tyre Protection Cover?
Even if your tyres are offered the required protection under this cover, there are certain situations that the add-on doesn't cover. The following are the situations that are not covered in the tyre protection cover for bike insurance-
- The cost incurred on repair of your tyres due to puncture.
- Any damage that is sustained by your bike’s tyres owing to manufacturing faults or services provided by unauthorized service garages.
- Loss or damage incurred when the rider does not adhere to operating instructions such as rallying, racing, etc.
- Any damage caused due to improper transportation or storage.
What Are The Benefits of Purchasing A Tyre Protection Cover?
The following are the benefits of purchasing a tyre protection cover for your bike insurance policy-
- The tyre protection cover provides financial assistance to replace tyres of your bike which are usually expensive.
- It also covers the labor charges that are incurred to remove and refit the bike’s tyres.
- It covers any damage to the tyres caused by accidents or accidental damage.
Having an insurance policy is an absolute necessity in these times. With the increase in the number of vehicles on the road, accidents have become highly common and unpredictable. Thus, make sure to invest in a bike insurance policy to keep yourself safe from the financial burden that comes along with repairing your bike’s damages and ride safely.
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.