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SBI Life eShield Plan Term Insurance Riders

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Highlights
Claim Settlement Ratio93.09%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For212,57 Policies
Inception2001
Presence825 offices
Total Death Benefit Paid810.71 Crore

You can enhance the power of coverage of your SBI Life eShield plan by adding the following rider to the plan:

1. SBI Life - Accidental Death Benefit Rider: SBI Life Accidental Death Benefit rider provides a lump amount, in case the life assured passes away in an accident or within 120 days from the date of the accident during the policy term. This rider provides financial protection to the family of the life assured in case of an unforeseen demise of the life assured in an accident.

2. SBI Life - Accidental Total and Permanent Disability Rider: SBI Life Accidental Total and Permanent Disability rider provides a lump sum in case the life assured suffers total and permanent disability caused in an accident during the policy term. This rider provides financial assistance to the life assured in case he/she suffers total or permanent disability caused by an accident, making his/her unable to earn a living.

Key Inclusions and Exclusions of the Plan

What's Included

  • Unforeseen Demise
  • Terminal Illness
  • Accidental Death
  • Accidental Total or Permanent Disability

What's Not Included

  • SBI Life eShield plan does not cover death due to suicide. In case the life assured passes by commiting suicide within first 12 months from the date of policy issuance, the nominee shall receive 80% of the total premium paid till the date of life assured’s demise. After the mentioned benefit amount has been paid the policy shall be terminated.

SBI eShield Brochure

  • 891.05 KB
  • PDF Document
  • Aug 19, 2021

eShield Reviews

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What users are saying
  • All
  • Transparent Policies, No Surpr...

    InsuranceDekho\'s term insurance policies are refreshingly transparent. I didn\'t encounter any hidden clauses or unexpected fees while purchasing the SBI Life Term Insurance- eShield. Everything was explained clearly, making me confident in my choice.

    R
    By Revanth Bakhshi
    On: Sep 20, 2023
  • Purchased an amazing term plan

    I purchased the SBI Life Term Insurance- eShield plan from InsuranceDekho. I am very happy with my purchase. Before purchasing the policy I had very little knowledge about the term plan, the information on the website helped me understand the working of this term plan. 

    S
    By Sarita Sharma
    On: Aug 11, 2023
  • Swift and Smooth Claims Proces...

    I recently had to make a claim on my SBI Life Term Insurance- eShield policy with InsuranceDekho, and I was impressed by how efficiently they handled it. The claims process was straightforward, and their team provided all the necessary guidance. The claim was settled promptly, relieving my family of any financial burden. 

    S
    By Sudharshna Roy
    On: Jul 28, 2023
  • Easy to compare plans

    With so many term insurance plans available I wanted to first compare all the available plans. I used the tools available to compare the plans. Only then I bought the SBI Life Term- eShield from InsuranceDekho. -

    D
    By Dhrishti Sahi
    On: Jun 20, 2023
  • I was able to customize the pl...

    A few days back, my friend suggested I buy a term plan from InsuranceDekho. At that time, I was not aware of this amazing insurance company,  but when I bought the SBI Term Insurance- eShield from InsuranceDekho that let me customize my needs in the same plan, I was extremely delighted

    M
    By Monica Kulkarni
    On: Jun 15, 2023

FAQs on eShield Health Insurance Plan

  • What are Features of SBI Life eShield plan?

    Following are some key features of SBI Life eShield plan:

    • Provides financial assistance to the family of the life assured during difficult times
    • Offers two benefit covers namely Level cover and Increasing Cover
    • In-built Accelerated Terminal Illness Benefits
    • Flexibility to choose from two different riders available
    • Avail Medical Second Opinion service
  • What are the different benefit structures under SBI Life eShield plan?

    There are two different benefit structures offered with the SBI Life eShield plan, which are Level Cover and Increasing Cover.

  • Does this plan provide maturity benefits?

    No, SBI Life eShield plan does not provide any maturity benefits.

  • What are the riders available for the SBI Life eShield plan?

    Under SBI Life eShield plan you can add from any of the following riders to enhance the base coverage of your term plan:

    • SBI Life - Accidental Death Benefit Rider
    • SBI Life - Accidental Total and Permanent Disability Rider
  • What is the Accelerated Terminal Illness Benefit under the SBI Life eShield plan?

    Under accelerated terminal illness benefit, the life assured will be provided a benefit amount equal to the death benefit in case he/she is diagnosed with a terminal illness during the policy term.

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