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SBI Life eShield Plan Term Insurance User Reviews

52 reviews Rate This
Claim Settlement Ratio93.09%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For212,57 Policies
Presence825 offices
Total Death Benefit Paid810.71 Crore
Rating of eShield
Based on
5 User reviews
  • Transparent Policies, No Surprises

    InsuranceDekho\'s term insurance policies are refreshingly transparent. I didn\'t encounter any hidden clauses or unexpected fees while purchasing the SBI Life Term Insurance- eShield. Everything was explained clearly, making me confident in my choice.

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    Revanth Bakhshi
    On: Sep 20, 2023
  • Purchased an amazing term plan

    I purchased the SBI Life Term Insurance- eShield plan from InsuranceDekho. I am very happy with my purchase. Before purchasing the policy I had very little knowledge about the term plan, the information on the website helped me understand the working of this term plan. 

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    Sarita Sharma
    On: Aug 11, 2023
  • Swift and Smooth Claims Process

    I recently had to make a claim on my SBI Life Term Insurance- eShield policy with InsuranceDekho, and I was impressed by how efficiently they handled it. The claims process was straightforward, and their team provided all the necessary guidance. The claim was settled promptly, relieving my family of any financial burden. 

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    Sudharshna Roy
    On: Jul 28, 2023
  • Easy to compare plans

    With so many term insurance plans available I wanted to first compare all the available plans. I used the tools available to compare the plans. Only then I bought the SBI Life Term- eShield from InsuranceDekho. -

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    Dhrishti Sahi
    On: Jun 20, 2023
  • I was able to customize the plan

    A few days back, my friend suggested I buy a term plan from InsuranceDekho. At that time, I was not aware of this amazing insurance company,  but when I bought the SBI Term Insurance- eShield from InsuranceDekho that let me customize my needs in the same plan, I was extremely delighted

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    Monica Kulkarni
    On: Jun 15, 2023

FAQ About SBI Term Insurance

  • What is a Term Insurance Plan?

    A Term Insurance plan is a pure life insurance policy. It provides financial security to your family or loved ones in case of the unfortunate demise of the policyholder. You get higher cover at a lower premium rate.

  • Do SBI Life Term Insurance plans offer Tax Exemptions?

    Yes, SBI Life Term Insurance offers tax exemptions under section 80C, section 80D, and section 10(10D) of the taxation law subject to terms and conditions.

  • What is the right time to buy a SBI Life Term Insurance plan?

    The right time to buy the SBI Life Term Insurance plan is as early as possible. With the increasing age, the higher would be the term plan premium. The minimum age you can purchase a SBI Life Term Insurance plan is 18 years.

  • What are the different factors that will affect my SBI Life Term insurance premiums?

    Your SBI Life term insurance premium amount will be based on your Gender, Age, Occupation, Pre-Existing disease, and Cover-up to which age.

  • How will my Age affect my SBI Life term insurance premium?

    Age is an important factor in deciding the premium. As the age increases, and so is the term insurance premium.

Claim Process at SBI Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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