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HDFC Click 2 Protect Term Insurance Riders

3 reviews Rate This
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 9:00 PM
Death Benefit Paid For12,509 Policies
Presence421 Branches
Total Death Benefit PaidRs. 50.33 Crore

The rider covers available under this insurance plan are as follow:

1. HDFC Life Accidental Disability Rider: If you suffer a total permanent disability in an accident, you will be provided with a regular monthly income amount that is equal to the amount of 1% of the sum assured for a period of 10 years.

2. HDFC Life Critical Illness Plus Rider: A lump sum amount equal to the sum assured will be offered if you are diagnosed with a critical illness out of 19 specified diseases and survive for a period of 30 days after it. Under this rider, no maturity benefit is available.

3. HDFC Life Protect Plus Rider: If any policyholder sustains partial disability or total disability or accidental death due to an accident or diagnosed with cancer disease, a part of the rider sum assured will be paid under this rider. This rider offers no maturity benefit.

Key Inclusions and Exclusions of the Plan

What's Included

  • Provides Survival, Maturity and Death benefits
  • Income payouts are offered from the age of 60 years
  • Auto balance option for critical illness and death cover
  • Critical illness coverage for a list of 36 major illnesses
  • The special premium for women and non-tobacco customers.

What's Not Included

  • If the diagnosis and treatment has been done outside India
  • Participation of the policyholder in a criminal or unlawful act
  • No cover for suicide attempted suicide or self-inflicted injury
  • Injuries or diseases due to war, civil war, terrorist activity, etc.
  • Policyholders under the influence of drugs, alcohol, and so on.

HDFC Click 2 Protect Plan Brochure

  • 304.77 KB
  • PDF Document
  • Jun 22, 2021

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