HDFC Click 2 Protect Term Insurance Eligibility

The features of this term insurance plan are as follow:

1. Plan Options - This plan provides you with the flexibility to choose a cover from 3 plan options which include Life Protect Option, Life and CI Rebalance Option, and Income Plus Option.

2. Premium Payment Term - Policyholders are allowed to choose payment terms from 3 options such as single pay term, regular pay term and limited payment term.

3. Premium Payment Frequency - The policy allows policyholders to select different frequencies to make the payment for premium which comprise single, monthly, quarterly, half-yearly, annually.

4. Different Add-on Covers - Some additional covers are offered which policyholders can avail of by paying a little extra premium. The add-on options available under this plan are Return of Premium (ROP) option, Waiver of Premium on CI (WOP CI) Option, Accidental Death Benefit (ADB) Option, Alteration of premium payment frequency, and Option to reduce premium payment term from regular pay to limited pay.

5. Grace Period of Plan - It is the time period offered to policyholders after the premium payment due date during which the plan continues to be in force with the risk cover. Under this policy, the grace period of 30 days from the due date of premium is offered for quarterly, half-yearly and quarterly payment frequencies, while, the grace period of 15 days is provided for monthly payment frequency from the premium due date.

HDFC Life Click 2 Protect Eligibility Criteria

Tabulated below is the eligibility criteria for click 2 protect plan: