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Future Generali India Life Insurance FAQs

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Highlights
Claim Settlement Ratio94.86%
Customer Care24x7 Available
Death Benefit Paid For1,089 Policies
Inception2007
Presence136 Branches
Total Death Benefit PaidRs. 44.90 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

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Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Benefits

  • What is the Autopay facility?

    Autopay is a special facility which is available in Future Generali India Life insurance. In this facility, the account of the policyholder is linked with the policy account and the premium amount is auto deducted from the savings account at every due date. The policyholder in this facility doesn’t have to worry about renewing the policy manually.

  • What is meant by maturity benefits in the Future Generali India Life Insurance-term plan?

    Generally, a term insurance policy does not offer any maturity. However, you can opt for a “Return of Premium Term Plan” to receive maturity benefits. It proves useful if you outlive the term insurance policy term. You get back the amount you have paid to the company.

  • What all rider benefits are available with Future Generali India Life Insurance plans?

    The riders that are available with the Future Generali India Life insurance plans include the Accidental Death Benefit, Critical Illness, Premium Waiver Benefit.

  • Can I pay the premium of my Future Generali India Life Insurance policy online?

    Yes, you can pay the premiums online by Debit Card, Credit Card, Net Banking and prevent the policy from lapsing.

  • Do I get tax benefits on Future Generali India Life Insurance policies?

    Yes, you get income tax benefits under 80C and 10D sections of the Income Tax Act for paying Future Generali India Life Insurance premium.

Claim Settlement

  • Can the nominee claim the Future Generali India Life Insurance policy proceeds online?

    No, there are no options available for claiming Future Generali India Life Insurance policy proceeds online.

  • How long does it take for Future Generali India Life Insurance to decide on your claim?

    Future Generali India Life Insurance takes a maximum of ten days for the decision to be made on your claim.

  • What are the options available if Future Generali India Life Insurance declined my claim?

    You can approach Future Generali India Life Insurance Claims Review Committee for redressing your grievances.

  • Where is the Future Generali India Life Insurance claim form available?

    The Future Generali India Life Insurance claim form is available online. However, you have to submit the papers to the branch office.

  • Who can lodge a Future Generali India Life Insurance claim?

    The nominee/assignee/appointee can lodge the claim at Future Generali India Life Insurance.

Overview

  • How can I purchase a Future Generali India Life Insurance policy online?

    Both new and existing customers can purchase Future Generali India Life Insurance policies online by visiting the official website and providing their details like name, email ID, and phone number. The company calls back to complete the formalities.

  • What types of riders do Future Generali India Life Insurance policies offer?

    Future Generali India Life Insurance policies offer beneficial riders like accidental death and total or permanent disability coverage.

  • Does Future Generali India Life Insurance offer facilities for calculating the insurance premium?

    Future Generali India Life Insurance offers facilities of calculating the amount of life insurance premium, depending on your income levels, age, and existing as well as future obligations.

  • What is the fundamental difference between Future Generali India Life Insurance term policies and endowment policies?

    Future Generali India LifeTerm insurance policies offer large sums assured for nominal premiums but do not have a maturity amount. Endowment plans offer a lump sum amount at the maturity of the life insurance policy. It also provides life cover until the maturity of the plan.

  • What is the unique feature of the Future Generali India Life Insurance health policy?

    Future Generali India Life Insurance also offers cancer coverage to people who smoke.

Plan

  • Which is the ideal Future Generali India Life Insurance policy to purchase?

    Each Future Generali India Life Insurance policy has its distinctive features. You should select the most appropriate to meet your lifestyle. Your requirements and investment wallet should always decide the plan.

  • Which is the better option between a Future Generali India Life Insurance term plan and an endowment plan?

    The term plan offers high coverage at low premiums but does not provide any maturity. The endowment plan offers benefits at the maturity of the plan. Depending on your insurance requirement, you can choose either of these options.

  • Can I apply for a Future Generali India Life Insurance policy online?

    Yes, you can purchase the Future Generali India Life Insurance policy online from the official website.

  • Up to what age is the Future Generali India Life Insurance term cover available?

    The term insurance cover for Future Generali India Life Insurance is available up to 75 years of age.

  • What is the benefit of a Future Generali India retirement insurance plan?

    Future Generali India Life Insurance retirement plans offer peace of mind after retirement because it provides a fixed, regular income and insurance cover simultaneously.

Premium Calculator

  • How much time does it take to calculate the Future Generali India Life Insurance policy premium?

    If you submit the information accurately, it does not take more than a few seconds for the premium calculator to recommend the sum assured and the required premium for your Future Generali India Life Insurance.

  • Why should I use the Future Generali Premium Calculator?

    You should use the Future Generali Premium Calculator as it lets you calculate the premium of your life insurance plan easily and instantly which helps you compare and select a policy quote based on your budget and requirements.

  • Will the premium of my policy be affected if I am a smoker?

    Yes, The Future Generali India Life Insurance policy premium for smokers is more because of the additional risks involved.

  • Is the Future Generali India Life Insurance premium subject to change in between policy terms?

    No, the Future Generali India Life Insurance premium will remain the same throughout the policy term.

  • What is the significance of the age of the policyholder when calculating Future Generali India Life Insurance premium?

    The higher the age, the more is the premium amount. Hence, age is a critical factor that decides the premium amount of your Future Generali India Life Insurance policy and people are advised to buy a policy as early as possible.

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Future Generali Life Insurance User Reviews

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What users are saying
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Claim Process at Future Generali India Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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