Generali Central India Life Insurance FAQs
Generali Central India Life Insurance Premium Calculator
Gender
- Male
- Female
Age
Do you smoke or chew tobacco?
- Yes
- No
Choose required coverage to secure your family’s future
Benefits
Can I pay the premium of my Generali Central India Life Insurance policy online?
Yes, you can pay the premiums online by Debit Card, Credit Card, Net Banking and prevent the policy from lapsing.
What all rider benefits are available with Generali Central India Life Insurance plans?
The riders that are available with the Generali Central India Life insurance plans include the Accidental Death Benefit, Critical Illness, Premium Waiver Benefit.
What is meant by maturity benefits in the Generali Central India Life Insurance-term plan?
Generally, a term insurance policy does not offer any maturity. However, you can opt for a “Return of Premium Term Plan” to receive maturity benefits. It proves useful if you outlive the term insurance policy term. You get back the amount you have paid to the company.
What is the Autopay facility?
Autopay is a special facility which is available in Generali Central India Life insurance. In this facility, the account of the policyholder is linked with the policy account and the premium amount is auto deducted from the savings account at every due date. The policyholder in this facility doesn’t have to worry about renewing the policy manually.
Claim Settlement
Where is the Generali Central India Life Insurance claim form available?
The Generali Central India Life Insurance claim form is available online. However, you have to submit the papers to the branch office.
What are the options available if Generali Central India Life Insurance declined my claim?
You can approach Generali Central India Life Insurance Claims Review Committee for redressing your grievances.
How long does it take for Generali Central India Life Insurance to decide on your claim?
Generali Central India Life Insurance takes a maximum of ten days for the decision to be made on your claim.
Can the nominee claim the Generali Central India Life Insurance policy proceeds online?
No, there are no options available for claiming Generali Central India Life Insurance policy proceeds online.
Overview
What is the fundamental difference between Generali Central India Life Insurance term policies and endowment policies?
Generali Central India LifeTerm insurance policies offer large sums assured for nominal premiums but do not have a maturity amount. Endowment plans offer a lump sum amount at the maturity of the life insurance policy. It also provides life cover until the maturity of the plan.
Does Generali Central India Life Insurance offer facilities for calculating the insurance premium?
Generali Central India Life Insurance offers facilities of calculating the amount of life insurance premium, depending on your income levels, age, and existing as well as future obligations.
What types of riders do Generali Central India Life Insurance policies offer?
Generali Central India Life Insurance policies offer beneficial riders like accidental death and total or permanent disability coverage.
How can I purchase a Generali Central India Life Insurance policy online?
Both new and existing customers can purchase Generali Central India Life Insurance policies online by visiting the official website and providing their details like name, email ID, and phone number. The company calls back to complete the formalities.
Plan
Up to what age is the Generali Central India Life Insurance term cover available?
The term insurance cover for Generali Central India Life Insurance is available up to 75 years of age.
Can I apply for a Generali Central India Life Insurance policy online?
Yes, you can purchase the Generali Central India Life Insurance policy online from the official website.
Which is the better option between a Generali Central India Life Insurance term plan and an endowment plan?
The term plan offers high coverage at low premiums but does not provide any maturity. The endowment plan offers benefits at the maturity of the plan. Depending on your insurance requirement, you can choose either of these options.
Which is the ideal Generali Central India Life Insurance policy to purchase?
Each Generali Central India Life Insurance policy has its distinctive features. You should select the most appropriate to meet your lifestyle. Your requirements and investment wallet should always decide the plan.
Premium Calculator
Is the Generali Central India Life Insurance premium subject to change in between policy terms?
No, the Generali Central India Life Insurance premium will remain the same throughout the policy term.
Will the premium of my policy be affected if I am a smoker?
Yes, The Generali Central India Life Insurance policy premium for smokers is more because of the additional risks involved.
Why should I use the Generali Central Premium Calculator?
You should use the Generali Central Premium Calculator as it lets you calculate the premium of your life insurance plan easily and instantly which helps you compare and select a policy quote based on your budget and requirements.
How much time does it take to calculate the Generali Central India Life Insurance policy premium?
If you submit the information accurately, it does not take more than a few seconds for the premium calculator to recommend the sum assured and the required premium for your Generali Central India Life Insurance.












