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Future Generali India Life Insurance Benefits

Future Generali India Life Insurance (FGI) is a joint venture of three renowned business groups. Future Group is a leading retailer group in India operating popular retail chains like Central, eZone, Food Bazaar, etc. Generali is an established Italian group having a robust international presence. Industrial Investment Trust Limited (IITL) is a reputed investment trust company. Future Generali India Life Insurance, formed in 2007, has a significant presence in the insurance market. It offers an excellent range of life insurance and health insurance policies to its vast clientele situated across the country.

Future Generali India Life Insurance Benefits

The benefits of Future Generali India Life Insurance for your insurance requirements are as follows:

1. Range of Exciting Insurance Options: Future Generali India Life Insurance offers exciting options through its varied range of life insurance policies. You can choose from term insurance to endowment policies. Child plans help you to secure your child’s future, even in your absence. You have an enticing bouquet of retirement and savings plans to choose from to secure your family's future. Health insurance policies provide financial security against rising healthcare costs.

2. Easy to Apply and Service: Future Generali India Life Insurance offers the facility of purchasing life insurance products online. You can also pay your premiums and renew the policies online.

3. Customer-Friendly Claim Process: Future Generali India Life Insurance is one of the best in the business as it offers customer-friendly claim procedures. Besides, the company boasts of an excellent claim settlement ratio of 95.28% for 2019-20.

4. Security of Your Premiums: The group has substantial financial backing of more than Rs 4,347.50 crores worth of assets under management. Hence, your future generali premium payments are secure.

5. Availability of Useful Riders: Future Generali India Life Insurance offers good riders like accidental death and total or permanent disability riders to its policyholders at a nominal cost.

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Choose required coverage to secure your family’s future

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
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User Reviews

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What users are saying
  • All
  • A Plan with a Reasonable Price

    The reason why I decided to buy the Future Generali Life Insurance Plan from InsuranceDekho was that this plan was reasonably priced. I used the online calculator feature at the InsuranceDekho website to find the premium of this Future Generali life insurance plan.

    S
    Future Generali
    By Shubham Singla
    On: Dec 26, 2023
  • Smooth claim settlement proces...

    I bought Future Generali Dhan Vriddhi plan from InsuranceDekho a while ago and I had to apply for a claim. I contacted InsuranceDekho’s customer care team for assistance and they helped apply the claim only. 

    C
    Future Generali
    By Chakshu Surati
    On: Feb 07, 2023
  • Quick process

    It hardly took 5 minutes when I was buying the Future Generali Wealth Protect Plan from InsuranceDekho. The entire process happened in a breeze and I literally faced no problem during the process, all thanks to the InsuranceDekho team. 

    S
    Future Generali
    By Shreya Dikshit
    On: Jan 23, 2023
  • I was guided by experts

    The InsuranceDekho guided me when I was buying the Future Generali Wealth Protect plan with them. They even provided valuable suggestions and made it so much easier for me to buy the Future Generali Wealth Protect plan with InsuranceDekho.

    N
    Future Generali
    By Noor Zehra
    On: Oct 13, 2022
  • A wide range of plans was avai...

    The moment I made up my mind for buying a life insurance plan, the first thing I did was that I started exploring all the available plans so that I can pick the best one for myself. I compared over 10 life insurance plans and eventually purchased the IndiaFirst Smart Save plan from InsuranceDekho. 

    S
    Future Generali
    By Shivani Suman
    On: Aug 22, 2022

Claim Process at Future Generali India Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • How can I purchase a Future Generali India Life Insurance policy online?

    Both new and existing customers can purchase Future Generali India Life Insurance policies online by visiting the official website and providing their details like name, email ID, and phone number. The company calls back to complete the formalities.

  • What types of riders do Future Generali India Life Insurance policies offer?

    Future Generali India Life Insurance policies offer beneficial riders like accidental death and total or permanent disability coverage.

  • Does Future Generali India Life Insurance offer facilities for calculating the insurance premium?

    Future Generali India Life Insurance offers facilities of calculating the amount of life insurance premium, depending on your income levels, age, and existing as well as future obligations.

  • What is the fundamental difference between Future Generali India Life Insurance term policies and endowment policies?

    Future Generali India LifeTerm insurance policies offer large sums assured for nominal premiums but do not have a maturity amount. Endowment plans offer a lump sum amount at the maturity of the life insurance policy. It also provides life cover until the maturity of the plan.

  • What is the unique feature of the Future Generali India Life Insurance health policy?

    Future Generali India Life Insurance also offers cancer coverage to people who smoke.

Future Generali India Life Insurance Contact Details

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