Aviva Life Insurance FAQs

Aviva India toll-free customer care numbers are 1800-103-7766 and 0124-2709046.

The taxes that are applicable on the insurance premiums are set at a rate by the Government of India according to the provisions provided by the tax laws Goods and Services Tax (GST).

The claim benefit is generally received by the nominee appointed by the policyholder at the time of buying the insurance plan.

You can pay your premiums online on the Aviva India website through Net Banking, E-wallets and Credit/Debit Cards.

Usually after claim documents are assessed the claim is settled and the claim fund is released within 30 days of receiving the claim related documents.

To check the status of the claim you can log onto the official website of Aviva Life Insurance Company. You can log onto the website with registered Email ID/Policy Number/ Contact Number, and password to check your claim status.

Yes, Aviva India life insurance plans cover death due COVID-19 disease.

The claim amount will directly be transferred to the claimant’s/policyholder’s back account.

A term insurance plan is a type of life insurance plan that provides comprehensive financial security to the family members of the policyholder against the uncertainties of life.

Purchasing life insurance online is fast,convenient, requires minimum paperwork, and it is economical and offers you real time tracking.

Aviva India offers four term insurance plans namely Aviva Jana Suraksha, Aviva LifeShield Advantage, Aviva LifeShield Premium and Aviva Saral Jeevan Bima Plan.

You should opt for an insurance plan that meets your needs and fulfils your insurance objective depending upon your current policies (if any), your income, liabilities, assets and expenses.

Aviva Term plus rider provided by Aviva India is a pure risk rider which provides sum assured in case of death of the policy holder and nothing is to be paid while surrender/maturity under this rider.

The policy holder can choose to pay premium online through Aviva India website through net banking, credit/debit cards, and E-wallets or at the premium at any Aviva India branch office.

Riders are the additional benefits that can be added in your Insurance policy.

The online renewal process is as follows:

Step 1: Open Aviva India website, click on the ‘Customer Care’ menu on the home page and click on the ‘Pay Premium’ option.
Step 2: Enter required details such as Policy Number and Date of Birth.
Step 3: Choose the payment method i.e. Credit Card/Debit Card, Net banking, E-wallets or UPI etc. and click on Pay.

Aviva India insurance plans offer Critical Illness cover, Accidental Death Benefit Cover, and Future Waiver of premium. Aviva India also offers Aviva Term Plus Rider.

The policyholder can check his/her policy details by logging onto the online Aviva Life Insurance official website with their policy number and date of birth.

Factors that affect premium calculation for Term Insurance Plan are Age, Gender, Medical History, Geographic location, BMI Index and lifestyle of a person who is purchasing the insurance plan. Premium calculation can also be affected after station if the applicant is smoker/non-smoker.

Yes, by adding any optional rider your premium cost will go up a little. This is because each rider offers an additional benefit but at an additional price.