Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Claim, renew, manage & moreLogin
  Hurry Up!
Save tax in 80C by purchasing a Life Insurance Today View Plan

Aviva Life Insurance FAQs

106 reviews Rate This
Highlights
Claim Settlement Ratio98.01%
Customer Care9:00 AM to 6:00 PM
Death Benefit Paid For790 Policies
Inception2002
Presence93 branches
Total Death Benefit Paid80.78 Crore

Term Life Insurance Premium Calculator

Gender

  • Male
  • Female

Date of Birth

calendericon

Do you smoke or chew tobacco?

  • Yes
  • No

Choose required coverage to secure your family’s future

50L
1Cr
1.5Cr
2Cr
Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Benefits

  • What are the types of insurance plans offered by Aviva India?

    Aviva India offers Term Insurance, Savings, Retirement, Child and Group Plans.

  • What is the toll-free customer care number of Aviva India?

    Aviva India toll-free customer care numbers are 1800-103-7766 and 0124-2709046.

  • What are the taxes applicable on Insurance premiums?

    The taxes that are applicable on the insurance premiums are set at a rate by the Government of India according to the provisions provided by the tax laws Goods and Services Tax (GST).

  • Who receives the claim benefit?

    The claim benefit is generally received by the nominee appointed by the policyholder at the time of buying the insurance plan.

  • What are online premium payment modes for life insurance policies offered by Aviva India?

    You can pay your premiums online on the Aviva India website through Net Banking, E-wallets and Credit/Debit Cards.

Claim Settlement

  • What is the claim settlement ratio of Aviva Life Insurance?

    Aviva Life Insurance has featured a high claim settlement ratio of 98%in the FY 2020-2021.

  • How much time does Aviva India take to settle a claim?

    Usually after claim documents are assessed the claim is settled and the claim fund is released within 30 days of receiving the claim related documents.

  • How do I check the status of my claim with Aviva Life Insurance?

    To check the status of the claim you can log onto the official website of Aviva Life Insurance Company. You can log onto the website with registered Email ID/Policy Number/ Contact Number, and password to check your claim status.

  • Aviva India Life Insurance cover COVID-19?

    Yes, Aviva India life insurance plans cover death due COVID-19 disease.

  • How will I receive the claim amount?

    The claim amount will directly be transferred to the claimant’s/policyholder’s back account.

Overview

  • Why should I choose Aviva India Life Insurance?

    Aviva India offers a wide range of life insurance products with focus to provide best insurance plans that secure its customers present and future. Aviva has a robust customer care which is available to its customers 24X7. Aviva India has featured a high claim settlement ratio of 98% for the year 2020-21.

  • What is a Term Insurance Plan?

    A term insurance plan is a type of life insurance plan that provides comprehensive financial security to the family members of the policyholder against the uncertainties of life.

  • Why should I purchase a life Insurance policy online?.

    Purchasing life insurance online is fast,convenient, requires minimum paperwork, and it is economical and offers you real time tracking.

  • How many Term Insurance plans are offered by Aviva India?

    Aviva India offers four term insurance plans namely Aviva Jana Suraksha, Aviva LifeShield Advantage, Aviva LifeShield Premium and Aviva Saral Jeevan Bima Plan.

  • Which type of insurance policy should I choose?

    You should opt for an insurance plan that meets your needs and fulfils your insurance objective depending upon your current policies (if any), your income, liabilities, assets and expenses.

Plan

  • What is a Critical Illness Rider?

    Critical illness rider is an additional benefit option that can be added into any insurance policy that provides financial support at the diagnosis of any listed terminal illness.

  • What is Aviva Term Plus Rider?

    Aviva Term plus rider provided by Aviva India is a pure risk rider which provides sum assured in case of death of the policy holder and nothing is to be paid while surrender/maturity under this rider.

  • What are the different modes of premium payment available at Aviva India?

    The policy holder can choose to pay premium online through Aviva India website through net banking, credit/debit cards, and E-wallets or at the premium at any Aviva India branch office.

  • What are riders ?

    Riders are the additional benefits that can be added in your Insurance policy.

  • How can I pay Aviva Life Insurance premiums online?

    The online renewal process is as follows:

    Step 1: Open Aviva India website, click on the ‘Customer Care’ menu on the home page and click on the ‘Pay Premium’ option.
    Step 2: Enter required details such as Policy Number and Date of Birth.
    Step 3: Choose the payment method i.e. Credit Card/Debit Card, Net banking, E-wallets or UPI etc. and click on Pay.

Premium Calculator

  • How can I pay my Aviva India life insurance premiums?

    The policy holder can choose to pay premium online through Aviva India website through net banking, credit/debit cards, and E-wallets or at the premium at any Aviva India branch office.

  • What are the optional riders offered by Aviva India?

    Aviva India insurance plans offer Critical Illness cover, Accidental Death Benefit Cover, and Future Waiver of premium. Aviva India also offers Aviva Term Plus Rider.

  • How can I check my Aviva Life Insurance Policy Details?

    The policyholder can check his/her policy details by logging onto the online Aviva Life Insurance official website with their policy number and date of birth.

  • What factors will affect premium calculation for any insurance policy?

    Factors that affect premium calculation for Term Insurance Plan are Age, Gender, Medical History, Geographic location, BMI Index and lifestyle of a person who is purchasing the insurance plan. Premium calculation can also be affected after station if the applicant is smoker/non-smoker.

  • If I add any riders to my insurance plan will the premium increase?

    Yes, by adding any optional rider your premium cost will go up a little. This is because each rider offers an additional benefit but at an additional price.

Latest News on Aviva Life Insurance

  • Explore Different Investment Plans In India

    Explore Different Investment Plans In India

    Investment definition is an asset acquired or invested in to build wealth and save money from the hard-earned income or appreciation. Investment meaning is primarily to obtain an additional source of income or gain profit from the investment over a specif
    By Shrida Gulati11 Jan 2022
  • Which Are The Best Term Insurance Plans In India?

    Which Are The Best Term Insurance Plans In India?

    A term insurance is one of the most popular types of insurance scheme in the market. Term insurance is a protection for your family. It pays a certain sum to take care of your family's financial needs in case of your unfortunate demise.
    By Shrida Gulati16 Nov 2021
  • Top 5 Companies Offering Term insurance in India

    Top 5 Companies Offering Term insurance in India

    A term insurance is one of the most popular types of insurance scheme in the market. Term insurance is a protection for your family. It pays a certain sum to take care of your family's financial needs in case of your unfortunate demise.
    By Shrida Gulati13 Oct 2021
  • Guide To Term Insurance Plans In India.

    Guide To Term Insurance Plans In India.

    A term insurance is one of the most popular types of insurance scheme in the market. Term insurance is a protection for your family. It pays a certain sum to take care of your family's financial needs in case of your unfortunate demise.
    By Shrida Gulati09 Aug 2021
  • Best Term Insurance Plans For Senior Citizens.

    Best Term Insurance Plans For Senior Citizens.

    Term insurance is the simplest and purest form of life insurance. It provides financial protection to your family at the most affordable rates. The benefit amount is paid out to the nominee in case of death of the person insured during the term of the pol
    By Shrida Gulati09 Aug 2021
Must BuyMust Buy

Why to Buy Life Insurance Policy Online from InsuranceDekho

  • Tax benefit upto 1,50,000*
  • Claim support everyday 10AM-7PM
  • 50 Lacs+ happy customers

Life Insurance News

Aviva Life Insurance User Reviews

Write your review
What users are saying
  • All
  • Purchased Aviva Jana Suraksha plan from InsuranceDekho’s website. The plan has multiple benefits, one of...

    Read More
    M
    Aviva
    By Manan Bajaj
    On: Feb 09, 2023
  • I bought the Aviva Life Insurance Group plan from InsuranceDekho through a digital process. Through the digita...

    Read More
    A
    Aviva
    By Avantika Arora
    On: Nov 17, 2022
  • I enjoyed a 24*7 and effortless service when I was buying the Aviva Life Insurance Group plan from InsuranceDe...

    Read More
    N
    Aviva
    By Niharika Vats
    On: Nov 09, 2022
  • There was a wide range of life insurance plans available while I was exploring the website of InsuranceDekho t...

    Read More
    G
    Aviva
    By Gargi Shukla
    On: Nov 04, 2022
  • The claim settlement process for the Aviva Life Insurance Group plan available on InsuranceDekho was extremely...

    Read More
    S
    Aviva
    By Sneha Suman
    On: Nov 03, 2022

Claim Process at Aviva Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

Best Insurance Advisors in Your City.

Aviva Life Insurance Contact Details

Reach us for help anytime
Find the right Aviva Life Insurance for you
By clicking, I agree to *terms & conditions  and privacy policy.