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IndiaFirst Life Insurance FAQs

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification


  • What are the benefits of riders in IndiaFirst Life Insurance policies?

    The inclusion of riders in an insurance policy enhances the overall insurance protection to cover the causes specified in the riders. It includes the payment of a nominal additional premium amount.

  • How are IndiaFirst Life Insurance term insurance policies better than other plans?

    The primary advantage of a term insurance plan is that it covers you for large amounts for a low premium. It is an excellent way of providing financial security to your family in case you are not available to look after them.

  • Which is the better option between an IndiaFirst Life Insurance term insurance and endowment policy?

    Both these policies have their importance. If the term insurance offers higher coverage at low premiums, the endowment policy offers an attractive maturity benefit to the insured person if he/she survives the policy term. Besides, it offers life cover in the form of financial security to the family in the event of the policyholder’s untimely demise.

  • What benefits do the IndiaFirst Life Insurance investment plans offer?

    IndiaFirst Life Insurance investment plans enable the insured person to see the investment grow while enjoying the benefits of life coverage during the policy term.

  • Does IndiaFirst Life Insurance deduct any amount if the policyholder returns the insurance policy during the free look period?

    Yes, IndiaFirst Life Insurance deducts a nominal administrative charge while refunding the premium amount paid by the policyholder.

Claim Settlement

  • Who can be a nominee in an IndiaFirst Life Insurance plan?

    The policyholder can nominate any person as a nominee to receive the insurance claim amount. Generally, the nominee is the next of kin.

  • Can the nominee be a minor in the case of IndiaFirst Life Insurance plan?

    Yes, the nominee can be a minor. Under such circumstances, the insured person names another person to receive the claim on behalf of the minor nominee.

  • How long does IndiaFirst Life Insurance take to decide on insurance claims?

    IRDA guidelines stipulate a maximum period of 15 days for deciding on insurance claims. IndiaFirst Life Insurance honours many claims within one day, as well if the documents are in order.

  • How will the nominee receive the insurance money from IndiaFirst Life Insurance?

    IndiaFirst Life Insurance credits the claim amount to the nominee/claimant’s bank account.

  • Can the policyholder lodge a claim with IndiaFirst Life Insurance?

    Yes, in the case of health plans and other maturity plans, the policyholder can lodge the claims. The nominee can lodge the claim only on the death of the insured person.


  • What types of insurance plans does IndiaFirst Life Insurance offer?

    IndiaFirst Life Insurance offers an exciting range of insurance plans like term insurance, investment plans, savings plans, retirement plans, etc., to cater to every requirement of its customers.

  • How does IndiaFirst Life Insurance reach out to its customers?

    IndiaFirst Life Insurance has 28 branches situated across India. Besides, it utilises the branch network of Union Bank of India and Bank of Baroda to reach out to its customers.

  • Does IndiaFirst Life Insurance offer the facility to pay premium online?

    Yes, IndiaFirst Life Insurance offers its customers the facility to pay the premiums and renew insurance policies online.

  • How is IndiaFirst Life Insurance’s claim procedure?

    IndiaFirst Life Insurance offers a customer-friendly claim procedure to ensure that the nominee/claimant gets the claim amount without any hassles.

  • Does IndiaFirst Life Insurance offer the facility of online insurance?

    Yes, IndiaFirst Life Insurance offers four online insurance plans.


  • Does IndiaFirst Life Insurance offer loan insurance policies?

    Yes. IndiaFirst Life Insurance offers loan insurance plans in the group insurance category.

  • Can you apply for IndiaFirst Life Insurance plans online?

    Yes, IndiaFirst Life Insurance offers four online plans where customers can purchase insurance online.

  • Do policyholders have to pay an additional premium for IndiaFirst Life Insurance riders?

    Yes, choosing riders entails the payment of additional premium.

  • Can you purchase IndiaFirst Life Insurance riders in isolation?

    No, IndiaFirst Life Insurance riders are available along with other insurance plans.

  • What are the different IndiaFirst Life Insurance premium payment options?

    IndiaFirst Life Insurance allows single payment, monthly, quarterly, half-yearly, and annual premium payment options.

  • What are the benefits of choosing IndiaFirst Life Insurance?

    Some of the key benefits of choosing IndiaFirst Life Insurance include high of CSR 96.65% in FY 2019-20, vast range of policies, affordable premium, tax benefits, quick claim settlement and much more.

Premium Calculator

  • Does IndiaFirst Life Insurance offer a quote for all insurance plans?

    Yes, each IndiaFirst Life Insurance plan has its dedicated quote calculator for each plan.

  • What factors determine your IndiaFirst Life Insurance quote?

    Your age, gender, insurance cover, and policy term decides your IndiaFirst Life Insurance quote.

  • How do you determine the quote for your IndiaFirst Life Insurance rider?

    The method of obtaining the quote for your IndiaFirst Life Insurance rider is the same as it is for other plans.

  • Can you get the quote by email?

    Yes, you can get your IndiaFirst Life Insurance quote by email as you submit your email id to the company.

  • Why is it necessary to get the IndiaFirst Life Insurance quote?

    Seeking the IndiaFirst Life Insurance quote helps you determine the amount of premium you have to pay. It ensures that you make better decisions regarding purchasing your IndiaFirst Life Insurance policy.

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  • Anytime Assistance

    The 24x7 helping policy of InsuranceDekho is awesome. I got the service to reach the support team at any time and buy life insurance plans easily in my comfort. Thanks to the insurance experts for suggesting the IndiaFirst Life Insurance plan to me. I am happy with my purchase.

    By Kanika Shukla
    On: Feb 13, 2024
  • Multiple Payment Modes

    While buying the IndiaFirst Life Insurance plan on InsuranceDekho, there are various payment options available. So, I easily picked a convenient payment option for me while buying the IndiaFirst Life Insurance plan from InsuranceDekho

    By Madhu Awasthi
    On: Dec 13, 2023
  • User-Centric Approach

    After buying the IndiaFirst Life Insurance Policy and feel that the InsuranceDekho's user-centric approach is evident in every aspect of their service. They truly prioritize the needs and well-being of their customers.

    By Preeti dayal
    On: Nov 15, 2023
  • Incredible Support

    The support team at InsuranceDekho is not only knowledgeable but also empathetic. They walked me through every step while I was buying the IndiaFirst Life Insurance Policy, making me feel valued as a customer.

    By Mamta Sharma
    On: Sep 27, 2023
  • A Trusted Partner for Life

    InsuranceDeko has become a trusted partner in securing my family's future. Their IndiaFirst Life Insurance Policy aligns perfectly with our financial goals.

    By Alia Bakshi
    On: Sep 18, 2023

Claim Process at IndiaFirst Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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