Future Generali India Life Insurance Plans
|Claim Settlement Ratio||94.86%|
|Customer Care||24x7 Available|
|Death Benefit Paid For||1,089 Policies|
|Total Death Benefit Paid||Rs. 44.90 Crore|
Future Generali India Life Insurance offers a variety of insurance plans to cater to the requirements of its varied clientele. Each of the plans provided has its own special features. These plans include:
- Term insurance plans
- Health insurance plans
- Retirement plans
- Child plans
- Savings plans
- Group plans
Future Generali Term Insurance Plans
Future Generali India Life Insurance offers five types of term plans:
1. Future Generali Flexi Online Term Plan: This flexible online term insurance plan is ideal for those who wish to opt for a high sum assured with low premiums. It covers an individual for up to 75 years. The insured amount is payable to the nominee on the unfortunate demise of the insured in the form of a lump sum amount or monthly income. Non-smokers and females have the advantage of lower premium rates.
2. Future Generali Express Term Insurance Plan: This life insurance policy offers ideal financial security to your family's lifestyles today and tomorrow. It provides comprehensive protection at affordable rates. The insured individual has the flexibility to choose the policy and premium terms. The pay-out is in the form of a lump sum amount on the death or terminal illness of the insured.
3. Future Generali Jan Suraksha Plan: The Jan Suraksha policy safeguards your entire family against different types of your loans as well as liabilities. This life insurance cover comes with a hassle-free application procedure and available at a nominal one-time premium.
4. Future Generali Saral Jeevan Bima Plan: It is a policy that provides coverage against death caused due to an accident if it happens during the 45 days of the plan’s waiting period from the date of commencement of risk. It helps you prepare for unexpected events in life by securing your family’s future.
5. Future Generali Care Plus: It is a simple and affordable term insurance plan which is quite reliable to look after your family. It comes with comprehensive long-term protection benefits, flexibility to opt and modify the payout options, and so on.
Future Generali Health Insurance Plans
Future Generali India Life Insurance offers two excellent health insurance plans to benefit every section of society.
1. Future Generali Heart and Health Insurance Plan: It is a comprehensive health protection plan that protects you and your family from rising healthcare costs. While it covers a range of diseases from the early stages, there are options to buy a standalone heart cover. The best aspect of this policy is that it offers the opportunity to get back your premiums on maturity.
2. Future Generali Cancer Protect Plan: This exclusive insurance policy helps you stay financially secure if you or your family member is diagnosed with cancer. This policy covers you up to 80 years of age. It covers all stages of cancer. Besides, there are different insurance covers for smokers and non-smokers. There is no need for any medical examination.
Future Generali Unit Linked Plans
Future Generali India Life Insurance has five ULIPs that offer excellent benefits.
1. Future Generali Big Dream Plan: This ULIP allows the investor to create wealth while enjoying the benefits of insurance. This flexible plan allows unlimited free switches and partial withdrawals. Besides, you get income tax benefits.
2. Future Generali Bima Advantage Plus: While the insured is flexible in choosing the policy term, this ULIP does not offer any liquidity during the initial five years. This insurance policy is the best combination of protection and investment as it helps to maximise your returns.
3. Future Generali Wealth Protect Plan: This ULIP is different as it offers high coverage up to 30 times the annual premium to help meet long-term financial goals while safeguarding your family’s interests. It provides guaranteed loyalty additions at maturity. You can make partial withdrawals whenever required.
4. Future Generali Dhan Vridhi Plan: This plan is designed with the right combination of protection and investment benefits to suit your medium to long-term financial goals. The plan provides the flexibility to make your funds deliver the highest amount of returns.
Future Generali Easy Invest Online Plan: This insurance cover provides you with life coverage in addition to the added advantage of wealth creation. It gives you the flexibility to withdraw a partial amount of money after 5 years of coverage in case of unexpected expenses.
Future Generali Retirement Plans
Retirement plans are excellent, especially for those who do not have pensions to rely on during old age. Future Generali India Life Insurance has an exciting product in this niche.
1. Future Generali Immediate Annuity Plan: It is a traditional retirement plan that offers regular income throughout your life. You also have the option of a life annuity with the return of purchase price. The pay-outs are flexible and convenient.
Future Generali Child Insurance Plans
With educational costs increasing over time, this Future Generali India Life Insurance child plan gives your child the perfect career launching pad.
1. Future Generali Assured Education Plan: This education plan comes with three options to match your child's education milestones. It offers additional benefits like uninterrupted protection in your absence and enhanced security with accidental riders.
Future Generali Savings Plans
Future Generali India Life Insurance offers several excellent savings plans that provide financial security along with insurance benefits.
1. Future Generali Assured Money Back: This life insurance plan offers a guaranteed benefit of 200% of the sum assured. The highlight of this insurance plan is that it provides life cover in the event of the death of the insured. Limited premium payment terms are also available.
2. Future Generali Big Income Multiplier: This insurance plan provides the double amount of returns with flexible premium paying options, it also offers two death benefit pay-out options to choose from.
3. Future Generali New Assure Plus: This endowment plan empowers you to secure your family’s future with two death benefit pay-out options. Another advantage is the excellent bonuses available that enhance the overall pay-outs.
4. Future Generali Triple Anand Advantage: This insurance plan is designed to offer you three different product benefits such as money back, lump-sum payout, and life cover till 80 years of age.
5. Future Generali Lifetime Partner Plan: This policy helps you enjoy lifelong regular income with different types of benefits such as increasing guaranteed income, annual cash bonus, and whole-life cover till 100 years of age.
6. Future Generali Term with Return of Premium: This plan allows you to opt for an option based on your protection requirements. The options provided by this policy comprise a lump sum protection plan or income protection plan. The premium will vary based on the chosen option.
7. Future Generali Assured Wealth Plan: The plan offers 2 flexible options to help you own an ideal cover that allows you to accomplish your savings goals. Based on the option selected, which you can choose during the inception of the policy, the premium of your plan will vary.
8. Future Generali Jan Suraksha Plus: This is a plan that provides you with a life cover at a very affordable cost and guaranteed returns at maturity. You just have to pay a small amount of premium to get this life insurance plan with an assured maturity amount that is more than the amount of premium paid by you.
9. Future Generali Money Back Super Plan: This plan provides you guaranteed returns to fully enjoy the important and big moments of your life with regular payout options, guaranteed additions, and plan your survival benefits.
10. Future Generali New Assured Wealth Plan: This life insurance policy provides you with financial security in the form of a guaranteed lump sum amount and lump-sum death benefit at the end of the policy term. It also gives guaranteed additional benefits so you do not have to worry about the rising cost of living.
11. Future Generali Assured Income Plan: This plan offers guaranteed income for 11/15 years, depending on your preference. While providing death cover from 17.5 to 34.5 times the annual premium, this policy provides additional maturity benefit up to 4.5 times the yearly premium.
Future Generali Group Insurance Plans
Besides the individual life insurance policies, Future Generali India Life Insurance offers seven types of group insurance plans.
1. Future Generali Sampoorn Loan Suraksha: Reducing cover for securing the loan by providing death and critical illness cover to the borrowers
2. Future Generali Group Superannuation Plan: Fund management plan for securing the superannuation fund of employees
3. Future Generali Group Leave Encashment Plan: Fund management for securing leave encashment fund of employees
4. Future Generali Group Gratuity Plan: Fund management plan to secure gratuity payment of employees
5. Future Generali Group Term Life Insurance Plan: Insurance coverage to the group members
6. Future Generali Loan Suraksha: Single premium term insurance plan to provide life cover to borrowers and in turn securing the loan amount
7. Future Generali Comprehensive Employee Benefits Plan: A ULIP-based life insurance plan designed for employees to meet exigencies like superannuation and leave encashment
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Latest News on Future Generali Life Insurance
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Future Generali Life Insurance User Reviews
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Claim Process at Future Generali India Life Insurance
Claim IntimationIn the event of the death of the life assured, the insurance company should be intimated as early as possible.
Submission of DocumentsFor easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
Claim EvaluationAfter successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
Claim SettlementIf claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.
FAQ About Future Generali India Life Insurance
How can I purchase a Future Generali India Life Insurance policy online?
Both new and existing customers can purchase Future Generali India Life Insurance policies online by visiting the official website and providing their details like name, email ID, and phone number. The company calls back to complete the formalities.
What types of riders do Future Generali India Life Insurance policies offer?
Future Generali India Life Insurance policies offer beneficial riders like accidental death and total or permanent disability coverage.
Does Future Generali India Life Insurance offer facilities for calculating the insurance premium?
Future Generali India Life Insurance offers facilities of calculating the amount of life insurance premium, depending on your income levels, age, and existing as well as future obligations.
What is the fundamental difference between Future Generali India Life Insurance term policies and endowment policies?
Future Generali India LifeTerm insurance policies offer large sums assured for nominal premiums but do not have a maturity amount. Endowment plans offer a lump sum amount at the maturity of the life insurance policy. It also provides life cover until the maturity of the plan.
What is the unique feature of the Future Generali India Life Insurance health policy?
Future Generali India Life Insurance also offers cancer coverage to people who smoke.
Future Generali India Life Insurance Contact Details
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