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SBI Arogya Top up Health Insurance User Reviews

381 reviews Rate This
SBI
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio66.08%
COVID-19 CoverYes
Network Hospitals6,000+
Policies Sold7,56,443
RenewabilityLifelong

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Rating of Arogya Top up Policy
4.3
Based on
26 User reviews

  • Superb top up plan

    I purchased this plan to provide myself with extra protection at a low premium. Features that i have got covered under the plan include in-patient hospitalisation, pre & post hospitalisation, diagnostic procedures, health check-up, organ donor expenses, ambulance cover, maternity expenses, domiciliary treatment and many others. I am definitely going to suggest this top up policy to all my relatives.

    K
    Kalpita Jain
    On: Dec 20, 2019

  • Arogya top up policy is simply excellent

    First, i want to thanks InsuranceDekho that they helped me extend my insurance cover without letting me spend a lot of money. This policy of top up by sbi is giving me extra protection at a low premium. Also, i am covered for pre-hospitalisation, post-hospitalisation, daycare treatment, maternity expenses and so on. 

    L
    Lokesh Verma
    On: Dec 09, 2019

  • More coverage at low premium

    When one of my friends talked about this top up policy, i also realised that my coverage was quite less. So, i went for this plan the very same day. i am so relived that my coverage was increased without any huge amount of premium cost. I recommend this plan to all those who are reading.  

    S
    Sachin
    On: Nov 29, 2019

  • Superb policy of top up

    This plan comes with wide coverage. You get increased cover limit along with features like in-patient hospitalisation, pre & post hospitalisation, diagnostic procedures, health check-up, ambulance cover, maternity expenses, organ donor expenses, and much more at less premium rates. Thanks to insurancedekho for giving this plan’s suggestion.

    V
    Vipul Agarwal
    On: Nov 29, 2019

  • Excellent as top up plan

    Arogya top up policy is one of the best policies that i have came across. Perfect for extending the cover limit, this plan comes at affordable premium rate. The policy does not require pre-medical test up to 55 years and gives you discount for 2 or 3 year policy terms also.  

    M
    Mir Maqsood Ali
    On: Nov 20, 2019
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  • Better than previous top up

    I am happy with current purchase of this top up plan. My past policy and top up plan did not prove of any help during the emergency. But, i am 100% sure this won’t be the case with sbi. I have got good cover under this policy at very less premium amount.

    S
    Sushant
    On: Nov 20, 2019

  • Ideal top up plan by SBI

    For the past few months, i was highly concerned about my plan cover. However, after buying this top up plan i am relieved. Now whenever a emergency comes, i will be able to secure my family’s health without any financial concern. I would thank insurancedekho for suggesting it!  

    S
    Sameer Shukla
    On: Nov 07, 2019

  • Gain vast cover at less premium

    Arogya Top up Policy has been of very help for me. I was successfully able to increase my cover limit and gain better medical facilities with this plan. What’s best is that i didn’t have to pay a significant premium amount. I will recommend this plan to my relatives.

    V
    Vipin Goswami
    On: Nov 07, 2019

  • Increased my cover at low cost

    Thanks to this plan, now i can be satisfied about medical expenses. Arogya top up policy is simply superb because it extends your cover limit at low premium. It is renewable for life and comes with discounts based on policy term. I will definitely recommend this plan to friends.

    S
    Sandamoni Srinivas Mudiraj
    On: Oct 29, 2019

  • This top up is excellent

    My previous health insurance cover was not able to meet my medical bills. But this time i am sure this won’t happen. This cover is vast and comes with discount. Easy claim settlement, lifelong renewability, basic medical expenses coverage are great features of this plan. 

    R
    Rajesh
    On: Oct 29, 2019

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FAQs

  • Why should I invest in health insurance policy from SBI General Insurance?

    SBI General Insurance is a great option to buy a health insurance policy. The insurer not only ensures financial protection of an individual, but an entire family and provides them with the much-desired peace of mind. By investing in SBI General health insurance policy, you can benefit from wide health coverage, direct & hassle-free claim settlement, lifetime policy renewal and numerous other benefits. Overall, you won’t be disappointed with SBI General Health Insurance in any which way.

     

  • How can I buy and apply for SBI General health insurance policy?

    SBI General health insurance policy is easy to apply and buy online. You can either visit the official website of SBI General Insurance or InsuranceDekho to apply and purchase the SBI General's health insurance policy that suits your specific needs the best.

     

  • Which health insurance policies does SBI General Insurance provide?

    SBI General Insurance, under its health insurance category, offers Arogya Premier Policy, Arogya Plus Policy, Arogya Top Up Policy, Group Health Insurance Policy, Critical Illness Insurance Policy, and Hospital Daily Cash.  

  • Does SBI General Insurance provide critical illness cover?

    Yes! SBI General Insurance provides critical illness cover for 13 critical illnesses under its Critical Illness Insurance Policy.

  • What is the Claim Settlement Ratio of SBI General Insurance?

    The Claim Settlement Ratio of SBI General Insurance for the Financial Year 2019-20 is 66.08%. 

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Claim Process at SBI Health Insurance

  • Network Hospital
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  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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