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SBI Arogya Top up Health Insurance User Reviews

381 reviews Rate This
SBI
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio66.08%
COVID-19 CoverYes
Network Hospitals6,000+
Policies Sold7,56,443
RenewabilityLifelong

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Rating of Arogya Top up Policy
4.3
Based on
26 User reviews

  • Transparent process

    InsuranceDekho offers a smooth as well as transparent buying process. I recently bought from the SBI Arogya- Top Up Policy and I am satisfied with the policy as well as the buying process. I thank the team for helping me buy this plan. Also, I made the payment via a secured payment gateway.

    R
    Ravinder Singh
    On: Aug 09, 2023

  • Very beneficial plan

    I will say that this plan is very much helpful if anyone wants to extend their coverage without buying a new basic plan. Not made any claim so far, but I have been assured the process will be smooth. I definitely recommend this top up by sbi to all.

    D
    Devki Nandan Pant
    On: Mar 02, 2020

  • More benefits at less rates

    Around 46 days have passed since I purchased this policy. I had no problem buying it all thanks to insurancedekho team. At less rates, I am covered for in-patient hospitalisation, pre & post hospitalisation, ambulance cover, maternity expenses, organ donor expenses, and more. I am happy!

    R
    Radhey Shyam
    On: Feb 26, 2020

  • Glad i bought this plan

    I knew this was my extension for my cover when i had a word with insurancedekho team. I will suggest others too to buy this plan if they want a larger cover without buying a new policy. This plan covers you for every benefit without the need of pre-policy medical test, up to 55 years age.

    R
    Rohit Tanwar
    On: Feb 19, 2020

  • Nice experience with this one

    I was looking to extend my health insurance cover by buying a new policy. Thanks to insurancedekho i got this top up cover instead. At less premium price, i was able to increase my cover without compromising on my benefits. I am really impressed by sbi as well as you insurancedekho.

    V
    Vedant Agarwal
    On: Feb 12, 2020
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 66 Lacs+ happy customers

  • New but will recommend to others

    I am newly introduced to this particular policy. I took up this plan to get my cover increased. As per the recommendation of insurancedekho team, this policy has helped me increase my health insurance without paying much premium. I may be a new customer but i want to recommend this policy to all.  

    H
    Heena Joshi
    On: Feb 05, 2020

  • Liked this cover very much

    I am very relieved to have purchased this policy. It covers my needs of health insurance cover extension in the perfect way. At low premium, i am able to extend my cover and make the most of benefits like in-patient hospitalisation, pre & post hospitalisation, diagnostic procedures, health check-up, ambulance cover, maternity expenses, organ donor expenses, domiciliary treatment, etc.

    N
    Naitik
    On: Jan 31, 2020

  • Satisfied with this policy purchase

    SBI’s arogya top up policy is the best top up plan i have found in past few years. It has provided me cover for in-patient hospitalisation, pre & post hospitalisation, ambulance cover, maternity expenses, organ donor expenses, diagnostic procedures, domiciliary treatment health check-up, and many others. Good job sbi!

    M
    Manohar Lal Gupta
    On: Jan 15, 2020

  • Much needed top up by sbi

    Arogya top up policy has given me superb additional cover. I have purchased this plan on family floater sum insured basis recently. I am hoping it will help me handle expensive hospitalisation costs without having me to spend my savings. Talking about coverage, it is very vast at a low premium.

    S
    Saksham Chawla
    On: Jan 09, 2020

  • Perfect to extend the cover

    In starting, i was a bit hesitant to invest in a top up plan by sbi. However, when insurancedekho guys told me about this policy, i instantly got ready to buy it. Those who want to increase their health insurance coverage, i suggest you to buy this one. Also, i will suggest insurancedekho’s name to receive help with buying.  

    G
    Gautham
    On: Dec 26, 2019

17100 SBI Cashless Network Hospitals in India

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FAQs

  • Why should I invest in health insurance policy from SBI General Insurance?

    SBI General Insurance is a great option to buy a health insurance policy. The insurer not only ensures financial protection of an individual, but an entire family and provides them with the much-desired peace of mind. By investing in SBI General health insurance policy, you can benefit from wide health coverage, direct & hassle-free claim settlement, lifetime policy renewal and numerous other benefits. Overall, you won’t be disappointed with SBI General Health Insurance in any which way.

     

  • How can I buy and apply for SBI General health insurance policy?

    SBI General health insurance policy is easy to apply and buy online. You can either visit the official website of SBI General Insurance or InsuranceDekho to apply and purchase the SBI General's health insurance policy that suits your specific needs the best.

     

  • Which health insurance policies does SBI General Insurance provide?

    SBI General Insurance, under its health insurance category, offers Arogya Premier Policy, Arogya Plus Policy, Arogya Top Up Policy, Group Health Insurance Policy, Critical Illness Insurance Policy, and Hospital Daily Cash.  

  • Does SBI General Insurance provide critical illness cover?

    Yes! SBI General Insurance provides critical illness cover for 13 critical illnesses under its Critical Illness Insurance Policy.

  • What is the Claim Settlement Ratio of SBI General Insurance?

    The Claim Settlement Ratio of SBI General Insurance for the Financial Year 2019-20 is 66.08%. 

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Claim Process at SBI Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

SBI Health Insurance Contact Details

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