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SBI Arogya Premier Health Insurance User Reviews

354 reviews Rate This
Claim SettlementDedicated Team
Claim Settlement Ratio66.08%
COVID-19 CoverYes
Network Hospitals6,000+
Policies Sold7,56,443

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Rating of Arogya Premier Policy
Based on
27 User reviews
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  • Digital policy papers

    Paper saving is an environmental initiative and I am glad to know that InsuranceDekho has taken part in it by making its policy-related services fully digital. My SBI’s Arogya Premier Policy is digitally issued and free from papers.

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    Rimi Nandy
    On: Feb 19, 2021
  • Happy with SBI

    I am pretty much happy and satisfied with my SBI Arogya Premier Policy. The team of insurancedekho helped me buy this plan without any hassle. The team catered to all my questions and provided immediate help whenever i required any. 

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    Daksh Patel
    On: Oct 28, 2020
  • Couldn’t get a better plan

    Arogya premier policy is my first purchase with sbi. It has not been much time but I am happy. This plan covers you for a lot of basic expenses like ambulance, maternity, domiciliary and others. The best feature is low premium cost that is completely affordable for everyone. I am highly impressed with this plan.

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    Rohan Srivastava
    On: Feb 26, 2020
  • Great, easy buy

    I would like to thank insurancedekho people for their support in buying this policy. I am new to SBI so has zero knowledge of this plan. Your experts helped me made the right choice without any inconvenience. I recommend this plan to all as it helps you cover multiple expenses at less rate.

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    Nitya Singh
    On: Feb 20, 2020
  • Good policy by sbi health

    I would like to recommend this policy to everyone. This plan can help you with covering n-patient hospitalisation, pre & post hospitalisation, ambulance cover, health check-up, maternity expenses, and other expenses like it helped me. The best thing is that it has a low premium amount.

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    Kiran Pal Singh
    On: Feb 18, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 45 Lacs+ happy customers
  • Got on friend’s recommendation

    Arogya Premier Policy is my first health insurance investment. My friend has this policy and he suggested me to buy it. In my experience, this policy is good as it gives wide cover, comes at low premium rate. I have bought it for 2 years. 

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    On: Feb 05, 2020
  • Good cover at less premium

    I was looking for an affordable health insurance plan. Luckily, i came in touch of insurancedekho team and was introduced to this plan. Must say that sbi is offering a lot under this policy. My premium is less than what i expected it to be but it is worthwhile because the benefits that i am getting are quite huge.

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    Jai Raj Arora
    On: Jan 27, 2020
  • Simple policy with great benefits

    It has been only a few months since i purchased this policy. My premium amount is very low, however, the benefits that i have got are huge. Under this policy, i have gained coverage for in-patient hospitalisation, pre & post hospitalisation, maternity expenses, organ donor expenses, health check-up, ambulance cover, and domiciliary hospitalisation, and many more.  

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    Neha Kumari
    On: Jan 15, 2020
  • A policy with great benefits

    I was in search of a pocket-friendly insurance policy offering multiple benefits. Luckily, i got in touch with experts at InsuranceDekho and came to know about this plan. I am satisfied with the cover as well as policy premium. It is great that the policy also covers for alternative treatment like Ayurveda, Unani, Siddha, and Homeopathy.  

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    Alam Khan
    On: Jan 02, 2020
  • Simple process and policy

    Arogya Premier Policy by SBI General Insurance is the best health investment i have ever made. The buying process was very simple, all thanks to insurancedekho team. My plan coverage features include in-patient hospitalisation, pre & post hospitalisation, maternity expenses, health check-up, ambulance cover, organ donor expenses, and many others. Lastly, the premium is very very less.

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    On: Dec 26, 2019

918 SBI Cashless Network Hospitals in India

FAQ About SBI Health Insurance

  • Why should I invest in health insurance policy from SBI General Insurance?

    SBI General Insurance is a great option to buy a health insurance policy. The insurer not only ensures financial protection of an individual, but an entire family and provides them with the much-desired peace of mind. By investing in SBI General health insurance policy, you can benefit from wide health coverage, direct & hassle-free claim settlement, lifetime policy renewal and numerous other benefits. Overall, you won’t be disappointed with SBI General Health Insurance in any which way.


  • How can I buy and apply for SBI General health insurance policy?

    SBI General health insurance policy is easy to apply and buy online. You can either visit the official website of SBI General Insurance or InsuranceDekho to apply and purchase the SBI General's health insurance policy that suits your specific needs the best.


  • Which health insurance policies does SBI General Insurance provide?

    SBI General Insurance, under its health insurance category, offers Arogya Premier Policy, Arogya Plus Policy, Arogya Top Up Policy, Group Health Insurance Policy, Critical Illness Insurance Policy, and Hospital Daily Cash.  

  • Does SBI General Insurance provide critical illness cover?

    Yes! SBI General Insurance provides critical illness cover for 13 critical illnesses under its Critical Illness Insurance Policy.

  • What is the Claim Settlement Ratio of SBI General Insurance?

    The Claim Settlement Ratio of SBI General Insurance for the Financial Year 2019-20 is 66.08%. 

Claim Process at SBI Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

SBI Health Insurance Contact Details

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