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SBI Arogya Plus Health Insurance User Reviews

366 reviews Rate This
Claim SettlementDedicated Team
Claim Settlement Ratio66.08%
COVID-19 CoverYes
Network Hospitals6,000+
Policies Sold7,56,443

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Rating of Arogya Plus Policy
Based on
27 User reviews
  • Arogya plus by SBI is great

    I am new to health insurance. I chose this plan because i was getting multiple benefits covered under affordable amount. I must say that the purchase has been worthy. The plan doesn’t come with co-payment or deductible and i wanted that. Will recommend it to all. 

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    Sunil A Thadhani
    On: Oct 29, 2019
  • Better than previous plan

    If i compare my old plan with Arogya Plus, i find the latter much better. Not only the cover is vast, but also the premium cost is low. This plan is quite comprehensive and gives benefit of OPD consultation and treatment expenses coverage, something which my previous plan lacked. I give this plan 8/10. 

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    Gajendra R Jatar
    On: Oct 16, 2019
  • Arogya Plus is perfect for me

    I am satisfied with my choice of Arogya Plus. This plan is perfect for me as it covers OPD treatment and expenses. Also, the premium amount is quite less. What’s great is that it covers expenses for room rent, ICU, nursing, etc. Overall, it is a good effort by SBI.  

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    Annuradha Choudhary
    On: Oct 16, 2019
  • I recommend Arogya Plus to all

    When InsuranceDekho people told me about this plan, i knew this was the perfect one. Currently, i have my hospitalisation and OPD consultation & treatment expenses covered. Also, the plan has covered maternity expenses. Overall, i am happy that i went for this SBI policy and made a worthy investment. 

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    Devendra Kumar
    On: Oct 07, 2019
  • Gives you OPD expense cover

    Last time, my health insurance policy failed to cover OPD expenses. So, i switched to Arogya Plus by SBI. Now i have not only OPD, but also maternity expenses, pre & post hospitalisation, ambulance and other expenses covered. Lastly, the premium is very less and claim is extremely simple.

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    Banwari Rathi
    On: Oct 07, 2019
  • Must BuyMust Buy

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  • Arogya Plus Policy is highly recommended

    Ever since i have chosen this policy, i am satisfied that i am in safe hands. OPD expenses coverage is one of the best features of this policy. Rest, the coverage is good and the premium is very low. You can also get maternity expenses covered up to the OPD limit. I would rate this plan as great.

    Read More
    On: Sep 26, 2019
  • Best health insurance investment until now

    In the past, i have purchased policies that failed to fulfil their promises. But, Arogya Plus Policy is not like the rest. This policy helped me cover my OPD expenses without any issue. Another feature that i liked is maternity expenses coverage up to OPD limit. If you want a wide coverage, low premium plan, this is it.

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    Afaque Mohammed Yusuf Ansari
    On: Sep 26, 2019

1358 SBI Cashless Network Hospitals in India

FAQ About SBI Health Insurance

  • Why should I invest in health insurance policy from SBI General Insurance?

    SBI General Insurance is a great option to buy a health insurance policy. The insurer not only ensures financial protection of an individual, but an entire family and provides them with the much-desired peace of mind. By investing in SBI General health insurance policy, you can benefit from wide health coverage, direct & hassle-free claim settlement, lifetime policy renewal and numerous other benefits. Overall, you won’t be disappointed with SBI General Health Insurance in any which way.


  • How can I buy and apply for SBI General health insurance policy?

    SBI General health insurance policy is easy to apply and buy online. You can either visit the official website of SBI General Insurance or InsuranceDekho to apply and purchase the SBI General's health insurance policy that suits your specific needs the best.


  • Which health insurance policies does SBI General Insurance provide?

    SBI General Insurance, under its health insurance category, offers Arogya Premier Policy, Arogya Plus Policy, Arogya Top Up Policy, Group Health Insurance Policy, Critical Illness Insurance Policy, and Hospital Daily Cash.  

  • Does SBI General Insurance provide critical illness cover?

    Yes! SBI General Insurance provides critical illness cover for 13 critical illnesses under its Critical Illness Insurance Policy.

  • What is the Claim Settlement Ratio of SBI General Insurance?

    The Claim Settlement Ratio of SBI General Insurance for the Financial Year 2019-20 is 66.08%. 

Claim Process at SBI Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

SBI Health Insurance Contact Details

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