Does Arogya Plus Policy offer lifetime renewability benefits to the insured?

Yes. If covered under Arogya Plus Policy, you can renew the policy with mutual consent, provided you pay the required premium within the stipulated time before the policy expiry date.

What is the sum insured range for SBI Arogya Plus Policy?

The sum insured options available under the policy are Rs. 1 Lakh, Rs. 2 Lakh, and Rs. 3 Lakh.

What is the eligibility criteria for SBI Arogya Plus Policy?

While the minimum entry age for the policy is 3 months, the maximum age of entry is 65 years.

What is the exit age under SBI Arogya Plus Policy?

There is no exit age under the policy, therefore it comes with lifelong renewability.

Does SBI Arogya Plus Policy cover maternity expenses?

SBI Arogya Plus Policy covers maternity expenses up to the OPD limit only.

Does SBI Arogya Plus Policy include the feature of pre-policy medical test?

In SBI Arogya Plus Policy, there is no pre-policy medical test up to the age of 55 years for people with no medical history.

Which relationships does SBI Arogya Plus Policy cover?

Self, spouse, dependent children, parents and parents-in-law are the relationships covered the policy.

What is the pre-existing waiting period for SBI Arogya Plus Policy cover?

In SBI Arogya Plus Policy, the pre-existing waiting period for all age groups is 4 years.

Is pre-policy medical check-up required to be covered under this policy?

There is no need to undergo a pre-policy medical check-up to be covered under this policy if you are aged up to 55 years and have no medical history.

Does SBI Arogya Plus Policy come with the feature of tax benefits?

Yes, deduction under Section 80D of Income Tax Act is available from taxable income for policy premium paid towards health insurance. While for self, spouse & dependent children and parents, the deduction is maximum of Rs. 25,000, it is maximum Rs. 30,000 if the parents are senior citizens.

Is there any discount for long term policy under SBI Arogya Plus?

Yes! While the discount for 2 year term is 5%, it is 7.5% for three-year term.

SBI Arogya Plus Policy Health Insurance Wordings

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Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	66.08%
COVID-19 Cover	Yes
Network Hospitals	6,000+
Policies Sold	7,56,443
Renewability	Lifelong

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SBI Arogya Plus Policy Brochure

4.04 MB
PDF Document
Jul 12, 2019

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SBI Health Insurance Plan List

Family (3)
Maternity (1)
Individual (3)
Senior Citizen (1)
Woman (1)
Critical Illness (1)
Kids (1)
Parents (1)

Name of Plan	Sum Insured
Arogya Premier PolicyMin: 3 Months; Max: 65 YearsPopular	10 Lakh	Check Premium
Arogya Plus PolicyMin: 3 Months; Max: 65 YearsPopular	1 Lakh	Check Premium
Critical Illness Insurance PolicyMin: 18 Years; Max: 65 Years	2 Lakh	Check Premium
Hospital Daily CashMin: 90 Days; Max: 65 Years	500/day	Check Premium
Health Insurance Policy-RetailMin: 3 Months; Max: 65 Years	50 Thousand	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max; 65 Years	50,000 - 5 lakh	Check Premium
Corona Rakshak PolicyMin: 91 days; Max: 65 years	50000 - 2.5 Lakh	Check Premium

SBI Health Insurance Top Up List

Family (1)
Individual (1)
Top-up (1)

Name of Plan	Sum Insured
Arogya Top up PolicyMin: 3 Months; Max: 65 Years	1 Lakh	Check Premium

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FAQs on Arogya Plus Policy Health Insurance Plan

Does Arogya Plus Policy offer lifetime renewability benefits to the insured?
Yes. If covered under Arogya Plus Policy, you can renew the policy with mutual consent, provided you pay the required premium within the stipulated time before the policy expiry date.
What is the sum insured range for SBI Arogya Plus Policy?
The sum insured options available under the policy are Rs. 1 Lakh, Rs. 2 Lakh, and Rs. 3 Lakh.
What is the eligibility criteria for SBI Arogya Plus Policy?
While the minimum entry age for the policy is 3 months, the maximum age of entry is 65 years.
What is the exit age under SBI Arogya Plus Policy?
There is no exit age under the policy, therefore it comes with lifelong renewability.
Does SBI Arogya Plus Policy cover maternity expenses?
SBI Arogya Plus Policy covers maternity expenses up to the OPD limit only.
Does SBI Arogya Plus Policy include the feature of pre-policy medical test?
In SBI Arogya Plus Policy, there is no pre-policy medical test up to the age of 55 years for people with no medical history.
Which relationships does SBI Arogya Plus Policy cover?
Self, spouse, dependent children, parents and parents-in-law are the relationships covered the policy.
What is the pre-existing waiting period for SBI Arogya Plus Policy cover?
In SBI Arogya Plus Policy, the pre-existing waiting period for all age groups is 4 years.
Is pre-policy medical check-up required to be covered under this policy?
There is no need to undergo a pre-policy medical check-up to be covered under this policy if you are aged up to 55 years and have no medical history.
Does SBI Arogya Plus Policy come with the feature of tax benefits?
Yes, deduction under Section 80D of Income Tax Act is available from taxable income for policy premium paid towards health insurance. While for self, spouse & dependent children and parents, the deduction is maximum of Rs. 25,000, it is maximum Rs. 30,000 if the parents are senior citizens.
Is there any discount for long term policy under SBI Arogya Plus?
Yes! While the discount for 2 year term is 5%, it is 7.5% for three-year term.

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Claim Process at SBI Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

SBI Health Insurance Contact Details

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