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Ways To Renew Health Insurance Plans

Published On Aug 10, 2022 11:00 AM By InsuranceDekho

An insurance plan for health care has a time limit. 12, 24, and 36 months might be the time frame. You deposit the insurance premium for the chosen time period when you purchase the insurance. You must pay the payment yet again after the allotted time period has passed if you want to keep getting cover for the policy. Renewal of a policy of health insurance refers to the payment of premium for ongoing insurance.

How To Continue A Medical Insurance Coverage?

The majority of policies may be renewed at your ease, be it online or offline. However, it is essential to keep oneself safe and restrict your contact during periods like the COVID-19 outbreak. Therefore, it could be beneficial to learn how and where to renew your insurance online, even if you have previously done it in offline mode.

Online Health Insurance Renewal

Health insurance renewal in online mode is a quick and easy procedure. You must adhere to these guidelines if you wish to renew your insurance online.

  • Visit the insurance provider's official website.
  • Finding the policy renewal section is also referred to as the policy renewal button.  To start the procedure, you must input the mobile number you've registered.
  • The number of your policy and your plan's expiration date may then need to be entered.
  • The payment could be made using a credit/debit card, or net banking.
  • You receive a softcopy of the renewal invoice when your transaction has been completed, which you may save and print. You might require a password and a user name when renewing a policy online so you may verify your policy information later on the provider's official website.

Benefits Of Renewing Health Insurance On Time

There are several benefits of renewing your policy on time. Some of the advantages of renewing medical insurance on time are mentioned below- 

  • Unclaimed Bonus

You will get a No Claim Bonus if you maintain your claim-free status during the duration of your insurance.

  • Uninterrupted Protection

Due to illnesses that already exist and chronic disorders associated with aging, several firms stop offering healthcare coverage after a specific age. You should promptly renew your healthcare insurance and make use of its advantages during your entire life to prevent this problem.

  • Greater Premium

Your rates will depend on your age, the smaller the age, the affordable your premium when you get the coverage. Therefore, you are not required to pay higher insurance premiums as a result of becoming older, if you renew your plan on time.

Guidelines For Online Health Insurance Policy Renewal

The advice listed below can help you renew your current health insurance policies without any complications.

  • Plan Renewal Before The Last Date

A policy of healthcare insurance has an expiration date, often known as a due date or last date. As instructed by the health care provider, the policy bearer must renew their coverage before the deadline.

  • Read The Policy Terms Thoroughly

The policy bearer must closely examine the policy conditions before renewing their insurance policies in order to ensure that the provider has made all the essential inclusions.

  • Prefer A Larger Sum Assured

When your healthcare insurance coverage is renewed, you have the option to make any adjustments. In order to obtain enough coverage while you renew your health care plan, you must first determine your most relevant necessities.


Most people believe that getting healthcare insurance is sufficient to be responsible, but this is incorrect. It's just as important to renew your health insurance coverage on time and in a suitable manner as it is to choose the best plan for your needs. In addition, there are several additional actions that are only possible during renewal, such as raising the covered sum and altering the specified details. This is why it is important to renew the insurance on time and also to take extra caution when making modifications that could only be made during the process of renewal. When renewing on the final day, several crucial details may easily escape from your mind.

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This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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