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Top Star Health Insurance Plans

Published On Nov 10, 2021 11:00 AM By InsuranceDekho

There are several health insurance providers in the insurance market that offer comprehensive and cost-effective health insurance plans to its policyholders. To choose a suitable health insurer for yourself and your loved ones, you can compare the several options that are available in the market and consider factors like the claim settlement ratio, incurred claim ratio, features, range of plans of the insurer, and much more. You can use the internet to look for various suitable insurers over the internet with the ease of being at home.

Star Health Insurance company is a well established firm and is known for delivering quality services with an extensive range of health insurance covers at an affordable price to its policyholders. Most of the plans under this firm offer the COVID-19 specific cover that helps the policyholders in dealing with the pandemic spread effectively. With a plethora of exclusive features, this health insurance firm includes frequent health checkups, AYUSH treatments, critical diseases, and hospitalisation expenses.

Top Star Health Insurance Plans

About Star Health Insurance Plans

Star Health Insurance is one of the reputed health insurance providers in the Indian health insurance market. There is no co-payment clause that is applicable for people below the age of 60 years under the plans offered by Star Health Insurance, which makes the firm stand out in the competition. Following are some of the essential features of Star Health Insurance plans:

Must Read: Advantages of Star Health Insurance Plans

  • Cashless claims are available at around 9,900+ network hospitals of the health insurance provider
  • The company had a claim settlement ratio of 78.62% in the FY 2019-20, which signifies its capability to settle claims
  • Under the plans, people can get lifetime renewability of services following which they can renew their plans for a lifetime.

Top Star Health Insurance Plans

Following are some of the top Star Health Insurance Plans that are available in the insurance market:

1. Star Health Gain Insurance Cover

This is an affordable health insurance plan that is available for both individuals and families. With the claim amount of this plan ranging from Rs. 1 Lakh to Rs. 5 Lakh, this plan lets the individuals of age 91 days to 65 years to avail its benefits. This plan comes with a 20% co-pay on each and every claim amount. This plan covers the cost of treatments like modern treatment costs and comes with a certain waiting period.

2. Star MediClassic Health Insurance

Under this plan, the policyholders can get an auto restoration of up to 200% of the claim amount, in case of complete exhaustion due to claiming. It compensates for the medical expenses incurred due to diseases or injuries. Monthly, quarterly, or half-yearly premium payments can be made under this plan. It provides compensation for AYUSH treatments with the claim amount ranging from Rs. 1.5 Lakh to Rs. 25 Lakh, depending on the variant of plan chosen by the people.

3. Star Family Health Optima Cover

Under a single claim amount, this plan offers extensive coverage to both individuals and their family members insured under the plan. This plan comes with an auto-recharge of up to 300% of the claim amount. It offers compensation for medical expenses, organ donor expenses, hospitalization costs, ambulance charges, etc.

4. Star Comprehensive Health Insurance

Any individual with an age of 3 months to 65 years can get this plan, with the claim amount ranging from Rs. 5 Lakh to Rs. 1 Crore. This plan has an impressive maternity benefit, under which it offers special benefits to the newborn baby. Along with the AYUSH treatments, this plan also provides support for personal accidents leading to permanent or temporary disability.


You can invest in a suitable health insurance plan by Star Health Insurance and carefully go through its documents to make sure that it has covered your requirements at an affordable premium rate. You can consult the customer care of your health insurance provider regarding any grievances related to the purchased health insurance policy.

Also Read: Top ICICI Lombard Health Insurance Plans

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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