Mediclaim Policy For Senior Citizens: Buy the Lowest-Premium Health Insurance Plans
Updated On Aug 11, 2022
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For elderly individuals, who are more susceptible to diseases than their younger counterparts, having healthcare insurance is essential. If they have a healthcare situation in their later years, it will assist cover their healthcare bills. There are several options available today, and each offers a unique offer. But all you really need is a plan for healthcare insurance that fits into your budget and offers you the right amount of coverage for your requirements. Given this, we have created a list of health insurance policies for senior citizens with the most affordable premiums.
List Of Affordable Senior Health Insurance Policies With low Premiums
The below mentioned are health insurance policies for senior citizens that offer inexpensive protection against required medical expenses with cheaper annual premiums.
HDFC Ergo My : Health Suraksha
If you are 61 years of age or older, you are eligible for benefits under this Policy. Here are a few of the key characteristics.
Features
- This plan offers a variety of high-sum guaranteed alternatives, ranging from Rs. 7.5 million to Rs. 50 million.
- All illness that exists beforehand is covered, with the exception of those for which medication was suggested or obtained during the previous 3 years.
- No limit on room rent.
- With the amount insured rebound protection, even if your current amount insured runs out, you can still acquire extra insurance coverage up to the basic sum insured.
Free annual health examination.
There is also a cashless payment option for treatments provided at your residence.
Silver Health Insurance Plan From Bajaj Allianz
The Silver Health Insurance from Bajaj Allianz Plan's entry age ranges from 46 to 70 years old.
Features
- For hospitalization costs incurred as a result of disease or an injury, this policy provides a cashless benefit or refund.
- Sum promised is between (Rs. 50,000 - 10 lakhs).
- The entrance age ranges from 45 - 70 years old.
Varishtha Mediclaim Policy For Senior Citizens, National Insurance
This coverage provides a cashless benefit or compensation for hospitalization costs incurred as a result of a sickness or injury.
Features
- The target audience for this scheme is seniors over 60.
- Section 1 of this plan contains an amount covered of Rs. 100000.
- Rs. 200000 amount is guaranteed under Section-II. The section-II policy covers eight essential diseases.
- Any elderly person between the ages of 60 and 80 may purchase this coverage.
- Compensates for ambulance costs.
Max Senior First Health Insurance
People ages ranging from 61- 75 are eligible for the Max Senior First Program, which has a first-year premium of Rs. 100 per covered individual. The plan is designed as either a personal or family floater. Listed below are a few of the key characteristics.
Features
- There are two options available for Max Senior First: silver and gold.
- If you choose to pay for the next year's premium beforehand, you will receive a 7.5 percent discount.
Conclusion
All the health plans mentioned above will be in your budget. You can check their details online and can choose the best for you. Choosing the best plan plays a very crucial role so you should check each and every detail of plans.
Also read: Features of Health Insurance Plans
