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Magma HDI Health Insurance for Senior Citizen

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Highlights
Claim Settlement Ratio90.00%
Network Hospitals7,800+
Special BenefitsModern treatments such as IVF, Psychiatric covered
Cashless Approval TAT2 hr Cashless Claim Processing

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Magma HDI : Health Insurance for Senior Citizen

Health insurance is necessary for senior citizens, especially when they plan to retire and live on pension or interest from savings. Magma HDI understands this and offers OneHealth insurance policy, which comes with coverage for senior citizens. Available on an individual and family floater basis, OneHealth insurance provides comprehensive cover for medical treatment of illnesses and accidents requiring inpatient hospitalisation. This policy comes with 4 variants namely Support, Support Plus, Shield, and Premium.

Key Features

  • Hospital cash benefits ranging from Rs. 500 to Rs. 1,500 per day
  • The minimum sum insured is Rs. 2 Lakh and the maximum is of Rs. 50 Lakh
  • Optional coverage benefits of Critical Illness and Personal Accident Cover
  • Lifelong renewability of the policy
  • 10% discount for 2-year policy tenure and 12.5% for 3 year tenure
  • Restoration of the sum insured, a maximum of up to 100% of SI
  • Cumulative bonus and free health check-up benefits

Scope of Coverage

  • AYUSH cover: For non-allopathic treatment like Ayurveda
  • Cover for self, spouse, dependent children, parents, parents-in-law, son-in-law, daughter-in-law and grandchildren
  • Pre & post-hospitalisation under all the four policy variants
  • E-medical opinion in case of any specified Critical Illness
  • Cover for worldwide emergency hospitalisation and air ambulance cover under Premium plan
  • Expenses for daycare procedure, organ donor and domiciliary hospitalization
  • Costs of accommodation, doctor’s fee, OT, medicines, etc.

Eligibility

Any person up to the age of 65 years can buy the policy. To continue the policy, they can renew the policy lifetime. The minimum age of an adult should be 18 years. The policy also covers children right from 91 days under floater option and from 5 years under individual plan.

Exclusions

  • No claim for injuries/ailments arising from use/abuse of alcohol or drugs
  • Any injury developed owing to riot, war, military operation, etc.
  • Exclusion of critical illness until the waiting period of 90 days
  • Treatment related to external congenital anomaly and disorders
  • AIDS, HIV or any other related diseases

To know more about OneHealth Insurance policy and its benefits for senior citizens and others, dial our toll-free number 1800-120-5698. Our health insurance experts are ready to help you.

Health Insurance Coverage Calculator

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Disclaimer : Actual Coverage might vary basis your location, age and number of members
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Magma HDI Health Insurance Contact Details

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Claim Process at Magma HDI Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

2040 Magma HDI Cashless Network Hospitals in India

Best Insurance Advisors in Your City.

FAQ About Magma HDI Health Insurance

  • Can senior citizens get the coverage under any plan of Magma HDI?

    Yes, senior citizens can be covered under the health insurance plan of Magma HDI as it gives the coverage up to 65 years of age.

  • Name the plan of Magma HDI that covers senior citizens under it?

    Magma HDI covers the people above the age of 60, i.e., senior citizens under its plan called OneHealth Insurance Policy.

  • Does Magma HDI offer the lifelong renewability for senior citizens under its plan?

    Yes, the Magma HDI offers the lifelong renewability for senior citizens under OneHealth Insurance Policy.

  • Who should buy Magma HDI senior citizen health insurance plan?

    Magma HDI senior citizen is an excellent policy for the elderly aged up to 65 years to get themselves secured for unexpected medical expenses that may incur during a medical emergency situation. 

  • Can I change the sum assured during Magma HDI senior citizen health insurance tenure?

    No, you cannot as it is not allowed by the insurer. However, you can make the desired changes in your sum insured amount at the time of renewing your Magma HDI senior citizen health insurance. 

Network Hospital in Popular Cities

CityNo of Hospital
Surat22
Jaipur92
Gurgaon47
Thane61
Hyderabad320
Lucknow45
Ghaziabad35
View All