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Future Generali Health Total Insurance User Reviews

121 reviews Rate This
Future Generali
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio94%
COVID-19 CoverYes
Network Hospitals8,400+
RenewabilityYes
Special BenefitsComplimentary Teleconsultation

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Rating of Health Total
4.1
Based on
30 User reviews

  • Affordable Premiums, Great Value

    InsuranceDekho offers health insurance plans with affordable premiums. I was able to get the coverage I needed when I took the Future Generali- -Health Total to safeguard my family. It's an excellent value for the peace of mind it brings.

    S
    Sonal Chopra
    On: Sep 21, 2023

  • Knowledgeable Agents

    The insurance agents at InsuranceDekho are knowledgeable and guided me through the entire process. They helped me make an informed decision to buy the Future Generali- Health Total and protect my family in unforeseen situations.

    N
    Nishant Nautiyal
    On: Sep 13, 2023

  • Friendly Customer Support

    InsuranceDekho is a company of experts. I loved my purchase of Future Generali- Health Total from their website. The customer support executives were amiable and friendly. They guided me through the process in detail and were ready to help me anytime of the day. Also, I loved their whatsapp communication feature that made it much easier to get in touch with the support team. 

    S
    Sonakshi Tyagi
    On: Jul 14, 2023

  • Future Generali gives the best health insurance

    Insurancedekho i want to thank you for guiding me through the selection process of my first health insurance plan. Undoubtedly, Future Generali’s Health Total policy has secured my family’s future completely. Wide and long-term coverage of this plan is highly appreciated!

    C
    Chirag
    On: Oct 28, 2020

  • Good cover with great benefits

    I am first time customer of future generali. This plan cost me very less in terms of premium. Coverage offered is high as it includes expenses for pre & post hospitalisation, maternity, new born expenses, organ donor, day care, and others.

    K
    Kirti Pratap Singh
    On: Feb 20, 2020
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Covers me for maternity

    My past health insurance experience was pathetic. But, this time i am in safe hands. Under this policy, i am covered for expenses related to pre-hospitalisation, post-hospitalisation, maternity expenses, new-born baby related procedures, and others. So, i am satisfied!

    N
    Neha Srivastav
    On: Feb 11, 2020

  • Absolutely fine...

    Health Total is absolutely fine for me. It covers expenses incurred on organ donor, maternity, pre-hospitalisation and post-hospitalisation, day care treatment and so on. 

    M
    Mangat Singh
    On: Jan 28, 2020

  • Keeps me secure!

    Health Total takes total care of our health. I purchased this policy on a floater basis, and now I am worry-free. I am not worried about medical expenses in an emergency. 

    P
    Paramjeet Singh
    On: Jan 18, 2020

  • Total Cover!

    Health Total lets me have total protection against medical emergency. Ranging from e-opinion, organ donor expenses, maternity expense, and costs related to pre and post hospitalisation, the policy provides wide coverage. 

    P
    Pruthvinjay
    On: Jan 07, 2020

  • A Lot Of Benefits!!

    Coverage for the expenses associated with daycare treatment and organ donor, for medical expenses incurred in pre-hospitalisation and post-hospitalisation,  maternity and so, the policy has a lot of benefits to offer to me! 

    R
    Rashmi Kumar
    On: Jan 06, 2020

  • Total protection!

    Health Total gives me total protection against unfortunate medical emergencies! It covers e-opinion, organ donor expenses, maternity expenses, pre and post hospitalisation, and daycare expenses. I like this plan very much.

    A
    Abdul
    On: Jan 03, 2020

  • Absolutely Fine!!

    If there is any health insurance policy I prefer, it is Health Total by Future Generali. It covers OPD expenses, maternity, and other basic medical needs. Besides, the policy also has some set of benefits for me and my family. It’s absolutely fine!

    P
    Prashant Mishra
    On: Jan 02, 2020

  • Good product to buy

    Health Total by Future General is a great option to secure me and my family from unwanted medical expenses. It covers medical costs related to inpatient treatment, daycare treatment, ambulance charges, hospitalisation, ICU charges and many others. 

    V
    Vishnu
    On: Dec 17, 2019

  • Right plan for me!

    I have got covered under health total product and enjoy the benefits of Wellness Care expenses, patient care expenses, alternative treatment expenses, attendant expenses, accompanying person expenses, etc. It is the right product for me.

    A
    Ashok kumar
    On: Dec 17, 2019

  • A comprehensive approach!

    Health total gives me a comprehensive approach with long-term coverage for maternity expenses, pre-hospitalisation, post-hospitalisation, new-born baby-related procedures, and many others. It’s an excellent solution for me.

    V
    Varun
    On: Dec 09, 2019

  • Total Care for My Health

    Health Total provides total care to my health, ranging from expenses incurred before hospitalisation to post hospitalisation. It’s is the perfect solution to deal with high medical costs and get the best treatment without burning a hole in my pocket! 

    S
    Saroj Sharma
    On: Dec 08, 2019

  • Two-way benefits

    Health Total is an ideal policy for me. It’s beneficial for me in two ways, first by securing my health, secondly enabling me to prevent my savings from draining out due to medical treatment. 

    K
    Krishan Gopal Verma
    On: Nov 25, 2019

  • A comprehensive solution

    A comprehensive solution for my health, Health Total covers outpatient medical expenses, e-opinion, maternity coverage after2 years, coverage for newborn baby, emergency medical evacuation. 

    K
    Kunda Akshay Bhat
    On: Nov 25, 2019

  • Coverage for entire family members

    I took health total policy for my family because i am not from a rich family and i won’t provide proper treatment if anything would happen to my family in future. But now i have no worry about their health. Thanks, Future Generali for this policy. 

    S
    Shweta
    On: Nov 15, 2019

  • Quite Confident

    Health Total policy of Future Generali is an excellent plan, having a lot of features and benefits for policyholder. With this policy, i am quite confident of my health as i am eligible for cashless treatment in thousands of hospitals.

    A
    Anil Kumar
    On: Nov 13, 2019

  • Nice features

    I have taken Health Total because it has some of the unique features. It covers all health related expenses, maternity-related expenses, and costs of any daycare treatment.

    A
    Anuj Arora
    On: Nov 04, 2019

  • Suitable for me & family

    I am glad to have health total policy as it covers me and my family at affordable premium rates. I am happy because I am no longer worried about increasing medical costs as this policy is there to help me.

    V
    Vivek Singh
    On: Nov 04, 2019

  • Reasons to Buy

    The policy has all good reasons to buy. Cover for pre & post-hospitalisation, maternity, new-born baby-related expenses, and others. Excellent!

    R
    Raman Lal
    On: Oct 25, 2019

  • Super Happy

    I am super happy with Health Total plan of Future Generali. I have got great cover at a lower premium. 

    V
    Vishwanath Kanyana
    On: Oct 25, 2019

  • Suitable plan

    Future Generali’s Health Total plan has everything that I was looking out for. Cover for an organ donor, maternity expenses, second opinion of an injury or illness, pre and post hospitalisation, etc. and many others is available under the policy.  

    M
    Malla Shanumuck Bhagavati Rao
    On: Oct 16, 2019

  • Beneficial

    Health Total by Future Generali is a unique plan as it covers Outpatient medical expenses, Medical treatment abroad, Maternity expenses, cover for newborn baby, and many others. I am quite happy to take this plan. 

    M
    Mary Sudha
    On: Oct 16, 2019

  • Health & wealth security!

    Health Total secures me and my family health. It also helped me secure my finances when my son was hospitalized.

    Z
    Ziaul Hoque
    On: Oct 07, 2019

  • Long Term Coverage

    I like Health Total policy because it has wider and long term coverage. Thanks to Future Generali for this product.

    D
    Dharmendra
    On: Oct 07, 2019

  • A well-designed plan!

    Health Total is a comprehensive retail health plan that protects you and your family. It financially strengthens you when a medical emergency strikes. A well-designed plan!

    P
    Promod
    On: Sep 26, 2019

  • Most suitable policy for me!

    Health Total comes with amazing features like e-opinion, maternity expenses and costs of medical expenses before and after hospitalisation. It is the most suitable policy for me.

    R
    Ramesh Gupta
    On: Sep 26, 2019

8653 Future Generali Cashless Network Hospitals in India

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FAQs

  • Why should I buy Future Generali health insurance policy?

    Future Generali Health Insurance helps one stay protected during medical emergencies. Known for offering cashless approvals in just 90 minutes, Future Generali provides multiple comprehensive and customer centric plans that come with quick and easy claim settlement.

  • How to apply for and buy Future Generali Health Insurance policy?

    You can apply for and buy Future Generali health insurance policy online from the official website of Future Generali India Insurance Co Ltd., at general.futuregenerali.in or through www.insurancedekho.com. You can also visit the nearest branch of Future Generali health insurance for your convenience and learn more about policies and process of purchase in a detailed manner.

  • What is the toll free customer care number of Future Generali?

    The 24x7 toll free customer helpline number of Future Generali Health Insurance is 1800-220-233.

  • What is the address of Future Generali Health Insurance?

    The correspondence address is- Future Generali India Insurance Co Ltd., Indiabulls Finance Centre, 6th Floor, Tower 3, Senapati Bapat Marg, Elphinstone Road, Prabhadevi (W), Mumbai - 400 013.

  • What is the Claim Settlement Ratio of Future Generali Health Insurance?

    Future Generali holds the claim settlement ratio of 82.96% for the financial year 2019-20.

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Claim Process at Future Generali Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Future Generali Health Insurance Contact Details

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