Best Car Insurance with Engine Cover

IFFCO Tokio General Insurance Company is one of the leading private insurance companies in India. It has been able to maintain an excellent reputation in the market by creating a wide base of satisfied customers. The OD claim settlement ratio of IFFCO Tokio in FY18 stood at 96.52%.

Royal Sundaram General Insurance Co. Ltd believes in providing brilliant services to its customers. It has an OD claim settlement ratio of 94.96%. .The Royal Sundaram engine protection add-on provides damage cover for gearbox, Hydrostatic lock, lubricant oil leakage and water ingression.

The New India engine protection cover safeguards the engine of the insured’s car. The company compensates for all the damages made on the engine of the car. It provides engine protection cover to the cars with an age of up to 5 years.

Under the TATA AIG engine protection cover, the company bears the cost of repairing and replacing the internal parts of the engine. Along with that, it provides cover to gearbox and transmission. It not only helps to protect your engine but also contributes to keeping it healthy.

Bajaj Allianz complete replacement and repair option for analytical parts of the engine such as gearbox, crankshafts, pistons, shafts and the head of the cylinder. It provides reimbursement for the labour cost as well.

Under the Oriental engine protection cover, the policyholders get compensation even for engine repairs that are not associated with the accident. The cars that are not older than 3 years are eligible for this cover.

The Universal Sompo add-on cover provides coverage against non-accidental engine damage resulted from flood, rain, leakage etc. It allows the policyholders to enjoy coverage for no-claim bonus and earn premium discounts at the end of the claim-free year.