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Two Wheeler Insurance Without Inspection - Everything You Must Know!

Published On Feb 04, 2022 11:00 AM By InsuranceDekho

Here's a guide to buying bike insurance without having to go through an inspection.

When you buy bike insurance, you are promising the insurer that you will be compensated if your bike is damaged. Depending on the terms of your coverage, the insurer will reimburse your repair price or compensate you.

As a result, the insurer must collect as much information as possible about the bike during the examination. However, there may be occasions when you do not want your bike to be inspected by the insurance provider. One of the causes might be a lack of time to complete the inspection prior to the policy's expiration date. If that's the case, here's a guide to buying bike insurance without having to go through an inspection.

Two Wheeler Insurance Without Inspection - Everything You Must Know!

Vehicle Inspection

Acquiring car insurance coverage is practically unavoidable when purchasing a new vehicle. Many people, on the other hand, forget or avoid renewing their automobile insurance. When you buy a new automobile or renew your car insurance, an insurer will check your vehicle. Inspection is an important aspect of the insurance industry. It's akin to having to go through medical examinations before getting health insurance coverage authorized. Another issue that many consumers are perplexed by is the examination procedure when purchasing an online vehicle insurance policy. Before issuing new insurance or renewing an existing one, most insurers will have the vehicle examined in some form.

How Can you Acquire Insurance without a Bike Inspection?

According to market research, despite the fact that two-wheeler insurance is required, most two-wheeler drivers never bother to get one, despite the fact that an accident without insurance may cost them millions of rupees. One of the reasons is that when you get two-wheeler insurance the old-fashioned way, a physical check of your vehicle is required as part of the process. The Insurance Regulatory and Development Authority (IRDA) requires insurance companies to undergo this check whenever they reinstate expired policies or offer new ones. If you don't have time to have your car inspected, there is a method to avoid it entirely. To do so, go online and get two-wheeler insurance coverage:

  • Policy Purchase through the Internet

You do not need to get your vehicle inspected to apply for two-wheeler insurance coverage online. It's also a more straightforward and convenient process because you simply need to fill out an application and submit it with your personal information, driver's license information, and car information. There is also very little paperwork involved, and there is no need for an agent or middleman, whose commission you would have to pay. One of the most appealing features of online plans is the ability to pay premiums and renew coverage while on the road. All you need is a reliable internet connection, and you can complete the transaction from the comfort of your own bed.

  • Find the Best Rates by doing the following

Make sure you do a lot of research before getting internet insurance coverage to receive the best prices. The goal should be to select a policy that not only has a low premium, but also one that provides the most protection for the least amount of money. Sites like BankBazaar are great for learning more about different insurance plans and comparing the benefits of different insurance providers' policies.

  • Read the following Terms and Conditions

Before you buy insurance, check the terms and conditions to find out when the coverage starts. Many providers only enable you to file a claim on an online insurance three days after you purchase it.

Take Away

Transparency regarding the state of the bike and disclosing all pertinent information will assist you in obtaining the best insurance coverage. It also prevents claim denial and the sadness that comes with a financial loss. Bike insurance may be purchased in a matter of minutes, but avoid renewing it at the last minute. This can be unhelpful when filing a claim. Allow time for your insurance to assess the damage in the event of an accident and determine the maximum claim amount.

Also read - How To Choose The Best Bike Insurance In India?

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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