Thinking Of Making Changes To Your Two-Wheeler? Here's Everything You Need To Know
Published On Feb 17, 2022 10:00 AM By InsuranceDekho
If you want to make changes to your favorite two-wheeler insurance, keep reading to learn some helpful hints on how to do so.
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A wide range of exhilarating motorbike models is available in the Indian market. However, when contrasted to the larger-than-life bikes shown in movies or on foreign social media accounts, things might look little. This is when customizing your bike comes into play. It will give you a sense of accomplishment if you modify your bike.
Considering a Two-Wheeler Upgrade? Everything You Need To Know Is Listed Below
Changing their bike is a profoundly personal experience for others. It allows kids to express their creativity, excitement, and imagination. It is a form of self-expression for them. Having said that, caution must be exercised when doing so. If you want to make changes to your favorite two-wheeler insurance, stay reading to learn some helpful hints on how to do so.
Ensure that you are Abiding by the Rules
You must follow the rules if you want to alter your motorcycle and ride it on Indian roads. For a better understanding, all institutional improvements must be approved by the appropriate authorities beforehand. If you wish to change the engine on your bike, you must update the Registration Certificate (RC). As a consequence, you'll need to visit your local Regional Transportation Office to get your RC upgraded. If you wish to make modest aesthetic changes to your bike, like placing a sticker on it, you are not required to take action. You must, however, contact the RC if you change the complete color scheme of your bike.
Functions Should Be Prioritized
Make a decision based on function rather than aesthetics. Aesthetic changes may appear to be more attractive in the short term, but functional changes bring long-term effects. Replace your medium-sized tires with bigger ones. However, the concern is whether or not they will reduce the bike's efficiency. If that's the case, are you prepared to take a risk to make your bike appear a specific way? Many individuals desire to alter the carbon fiber components of the bike. You should keep in mind that doing so may have an impact on the bike's performance. This is due to the fact that manufacturers consider a variety of aspects while constructing the bike, including aerodynamics. Changing the bike's parts can have an impact on the bike's basic design, which can have an impact on its performance.
Devices to Prevent Theft
Downloading an anti-theft system is a smart idea if you're thinking about making changes. Not only will it prevent fraud, but it will also cut your insurance prices. You may be eligible for a discount on your bike insurance price if your bike is equipped with a licenced anti-theft device. Only use gadgets that have been approved by India's Automotive Research Association (ARAI).
Notify your Insurance Provider
Keep your insurance provider informed of any changes you make to your motorcycle. Failure to inform the insurance company might result in unforeseen consequences. Certain bike modifications will increase the insurance rate, and omitting to declare such changes may be viewed as fraudulent behavior by the bike insurance provider. This will result in the claim being denied.
With so many aspects impacting your two-wheeler insurance price, don't be scared to overlook the impact on the premium if you make a change. Most importantly, tell the insurer well in advance of any modifications being implemented. The insurer will assess the circumstances and provide a premium recommendation depending on the risk involved. There is, however, no hard and fast rule determining the exact percentage rise or decrease in two-wheeler insurance premiums. You can agree on the amount advised by the insurance, find a medium ground, or come to a mutually acceptable arrangement that benefits both sides.
Also read - Suggestions For Increasing Bike Fuel Efficiency
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.