Simple Steps To Get A Duplicate Copy of Your Bike Insurance?

A two-wheeler or bike insurance policy is a legal contract between you and your insurance company, which provides you a claim amount in case of a mishap, loss, or damage. The policy document is crucial to settle or make the claim in case of unforeseen circumstances. Since it is legally necessary to have an insurance policy, the absence of your bike insurance policy papers can land you in major trouble with the cops, if caught. 

In case you have missed or lost your bike insurance policy documents, the only way to get them back is by applying for a duplicate copy of the papers. 

How To Get A Duplicate Copy of Your Bike Insurance?

Once you have realized that the documents have been misplaced, thoroughly look for them in your house and office, to avoid raising an unnecessary or false alarm.

Stop using your bike or two-wheelers until your bike insurance policy papers are recovered, as without them you might get caught by the Police. 

The next step is to inform your bike insurance company about the missing documents and apply for a duplicate copy.

Let’s see the detailed process to acquire the duplicate version of your Bike insurance policy documents:

Online Process To Get Duplicate Bike Insurance Policy

If you have purchased the bike insurance policy online, then it is relatively easier and quicker for you to have access to the duplicate copy of the document.

To download the online copy of the bike insurance policy:

1. Visit the website of your Bike insurance policy company.
2. Select your type of policy - “Two-Wheeler Insurance Policy”
3. Login with your details like Policy number, date of birth, mobile number, etc.
4. On verification of your details, you will have the accessibility to print or download the PDF document of your Bike insurance policy.

Offline Process Duplicate Bike insurance policy

In case you are unsure of the online method of getting the duplicate documents, you can always go for the traditional or offline way for getting the hardcopy of the Bike insurance policy documents.  

By following the given process you can obtain the offline copy of your bike insurance policy papers:

• Inform the company

You must inform your bike insurance policy company or the insurer so that the process of issuing the duplicates is kick-started. 

You can inform them either on-call or by writing an e-mail to their official mail ID.

• File an FIR

File a First Information Report or an FIR in the nearest Police station and submit a copy of this FIR with your application for duplicate documents to the insurance company.

• The signing of Indemnity bond

You need to sign an indemnity bond on a non-judicial stamp paper with your full name and signature of two witnesses and submit it to the insurance company if asked. 

• Publishing Advertisements

You may publish an advertisement in the missing columns of the state newspaper, and submit a copy of it to the insurance company. This will facilitate the process of acquiring your Bike insurance policy papers.

Once the relevant and required documents are submitted, the company will process your request and after verification, the duplicate copy of your Bike insurance policy documents will be provided to you.

Take Away

Contacting your insurance agent in case of missing documents will also help you go through this mishap smoothly. In case you want a new policy for your two-wheelers, you can choose and compare the companies and their premiums, for availing benefits and a new policy with add ons. Make sure you check the reviews for the companies and go with the top ones. 

Also read

Lost Your Bike Insurance Certificate? Get A Duplicate Copy Online

List of Must Have Documents for Bike Insurance Renewal

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.