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Reasons to Get a Bike or Scooter Insurance During Covid

Written by Sharad Bajaj
Updated On Apr 01, 20212 min read

In the Covid-19 pandemic, public transport is almost never an option for travel. The safest way to travel in these times is perhaps your two wheeler, and this is why you should invest in insuring it well.

In the current atmosphere of the Covid-19 pandemic, a lot has changed and the world is unfamiliar. One of the biggest changes has been the huge worldwide reduction in the use of public transport. Not only have lockdowns resulted in public transport shutdowns, you may simply prefer not to use it as a matter of personal safety, as using public transport necessitates contact with a large number of people. The alternative, of course, is your own bike or scooter, which many people have been relying on. Let’s read all about the reasons why getting bike insurance is especially useful during the Covid-19 pandemic.

Why Should You Get a Two Wheeler Insurance During Covid?

1. Insurance Is Mandatory by Law

Aside from all the added advantages that are mentioned below, insurance for your motor vehicle is mandatory by law as per the Motor Vehicle Act. In order to be a law abiding citizen it is important to get at least third-party Bike insurance, and you may even opt for comprehensive bike insurance which would protect you in case of damages to your own two wheeler as well.

2. Increased Insurance Requirement

In the pandemic, public transport is mostly out of the question for the majority of people. This is a matter of personal safety and most people would like to minimise their contact with others and avoid crowded places such as metros and buses. The option left for travel is one’s own two wheeler, and knowing that you would be more reliant on your two wheeler than ever before should prod you towards investing in a good insurance policy for it.

  • Public transport always comes with the additional external constraints of timing and discomfort, and with your own two wheeler you would be more comfortable travelling. You can travel at your own schedule and to your own comfort without worrying about public transport timetables.
  • Not only that, it is the safest option in today’s times. Where public transport is still operational, it would necessitate you being surrounded by a lot of people and be unsafe for your personal health. With your own two wheeler, you can travel completely isolated and safe.

For these reasons you will be relying on your two wheeler more than ever.

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You can be sure that during these months, your reliance on your two wheeler will only increase. It is perhaps the safest and best option for travelling in these troubling times. For these reasons, you would be inclined to ensure that your two wheeler is well insured with a robust insurance policy.

Disclaimer: This article is issued in general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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Written by Sharad Bajaj
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 Sharad is an insurance industry veteran who has managed motor insurance products for over a decade. He helped set up and scale the motor insurance vertical for a leading insurance company in his previous stint. In his spare time, Sharad likes to read and be in tune with nature.

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