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Know Why Young Riders Should Have Two-Wheeler Insurance Policy

Updated On Jun 08, 2022

Know Why Young Riders Should Have Two-Wheeler Insurance Policy

The market is filled with different varieties of two-wheelers and people ride them according to their lifestyles. Youngsters too these days travel by two-wheelers, so they need to buy a two-wheeler insurance policy. It is so because this might help them be safe and it can also fulfill the requirement of the vehicle.

Know Why Young Riders Should Have Two-Wheeler Insurance Policy

Importance Of Insurance For Young Riders

Getting a two-wheeler vehicle might be a fantasy for many youngsters, but before you try it out it is important to know the traffic rules and driving protocols. Buying the perfect policy for your vehicle is also important for a smooth and safe ride.
You can either opt for third-party insurance which can cover third-party accidental liabilities and also keeps your insurance premium low or for overall protection, you can opt for comprehensive two-wheeler insurance that covers both third-party liabilities and own damage.

Risks Young Riders May Face If Insurance Policy Is Avoided 

Buying an incorrect bike- This is an important point because everyone should buy a bike according to the right size and height of a person so that it may not lead to any kind of mishap. Hence, before buying do proper research that may help you ride safe and would be worth your money
Learn how to drive- Not knowing how to drive can be a big mistake if riding in the traffic can lead to accidents. Many driving schools can teach a person to drive properly, this may help you improve balancing, controlling, traffic rules, etc. 
Must wear helmets- Whatever the problems may be whether there is hair fall, or you have to carry around the helmet, it is a rule and people should follow it. According to the World Health Organisation, it is noticed that most of the riders without a helmet are youngsters and so they are prone to head and neck injuries. That is why wearing helmets is important.
Two-Wheeler Insurance Add-On Covers For Youngsters

The new riders who have less experience in traffic it is important to be aware of all the traffic rules. The learners have more chances of dropping the bike or meeting an accident due to lack of experience so, to build up the comprehensive insurance coverage, these add-ons should be bought.

  • Zero depreciation cover- With time the value of the bike would depreciate due to normal wear and tear but with zero depreciation cover the insurer will pay for the repaired and replaced parts.
  • Engine protection cover- If someone owns a sports bike it is important to buy an engine protection cover as repairing the damage to the engine is expensive but with this, it can get covered by the insurer.


In India, teenagers need to follow the traffic rules to stay safe. Following traffic rules, and wearing helmets, can help prevent any form of accident. So, enjoy your ride and be safe.

Also Read: Tips For Female Two Wheeler Drives


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
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