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Guide To Changing Bike Insurance Policy Online

Written by Sharad Bajaj
Updated On Jan 13, 20212 min read

Ever wondered what happens in all the different scenarios in which you may want to change your bike insurance? Read on to find out.

You may be wondering what the process is to change your two-wheeler insurance policy online. Nowadays, everything is done on the internet and the insurance industry is no different. Read on to find out exactly how to go about the process of changing your two-wheeler insurance policy online, for a variety of scenarios.

How Do I Change My Two-Wheeler Insurance Policy Online?

Look no further; here is a handy guide on how to change your two-wheeler policy online in different situations depending on when you choose to make the change to your policy:

1. At The Time Of Renewal

When you are at the point at which you have to renew an existing policy, you may choose to switch to a different one instead. This is the easiest point in time to make the change. Renewal and buying a new policy are similar processes. Ask your Bike insurance company to issue an NCB (No Claim Bonus) Certificate in order to have it transferred and remain applicable to your new policy.

You May Also Like To Read: How to Renew Two Wheeler Insurance Policy Online After Expiry

No Claim Bonus (NCB) in Two Wheeler Insurance

Two-Wheeler Insurance Renewal

2. During The Policy Period

Another time you may want to change your bike insurance company or get a new policy from the same company during the policy period of your existing insurance policy. This is not highly recommended. However, it can be done. Each company will have a different process for doing so. Inform your insurance company of your decision and follow the process. You may be able to get a new insurance policy online within minutes. Make sure that your new policy is activated before you ride your bike, as it is illegal to ride without a valid insurance policy that is at least up to Third Party.

3. New Ownership

Insurance policies apply to particular vehicles. Therefore, if you sell your vehicle, you will have to get the insurance policy transferred to the new owner’s name. It is both the seller’s and buyer’s responsibility to ensure that the transfer takes place. You will have to contact your insurance company and submit all the relevant documents for proof of sale and the new owner’s personal details.

4. Change In Vehicle

If you purchase a new bike, you will have to purchase an insurance policy to go along with it. You may not want to stick with the policy that the bike dealer provides as it may not meet your needs and preferences. Thus, you should compare different options online and select a policy that best meets your requirements.

Also, Read

Two Wheeler ABS And Why Should You Have It On Your Bike

How To Choose The Right Pair Of Motorcycle Riding Boots

Take Away

You can see that it is best to change your bike insurance policy only at the time of renewal when your existing policy is about to lapse. Make sure that you have a valid insurance policy at the time of riding your bike onto the roads, as failing to do so is a punishable offense.

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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Written by Sharad Bajaj
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 Sharad is an insurance industry veteran who has managed motor insurance products for over a decade. He helped set up and scale the motor insurance vertical for a leading insurance company in his previous stint. In his spare time, Sharad likes to read and be in tune with nature.

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