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Features Of Liberty General Bike Insurance

Published On Aug 30, 2022

Features Of Liberty General Bike Insurance

When you experience losses or damages brought on by accidents, theft, or even natural catastrophes, two-wheeler insurance or bike insurance offers financial protection. In the event that a two-wheeler is ever engaged in an accident that results in injuries to people or damages to other vehicles or people's property, two-wheeler insurance also shields the covered vehicle as well as its owner from every third-party liability.

You are shielded from having to pay these third-party costs, such as property damage and medical bills, by your bike insurance coverage. The fact that bike insurance offers financial stability for your vehicle makes it equally important. Without bike insurance, you will be responsible for any repair charges if your vehicle is destroyed. To know more about liberty general bike insurance, read on.

Features Of Liberty General Bike Insurance

What Is The Use Of Getting A Two-Wheeler Insurance?

For those who travel in cities, towns, or even villages, two-wheelers provide an economical personal transportation option. It makes sense to possess a two-wheeler in locations where travelling by vehicle or bus is difficult owing to poor road conditions. When compared to vehicles, they are also very affordable and simple on the wallet. However, The Motor Vehicles Act makes purchasing two-wheeler insurance necessary.

You should obtain two wheeler insurance if you already own a motorbike or bike for a variety of reasons in addition to the third party liability insurance, which is required. When an accident causes damage to your car, this type of insurance will cover it. By offering third party protection, compensating the persons who were harmed, and even assisting when someone else's property has been damaged, it also defends others. You may always feel at ease if you have bike insurance.

Why Should People Choose Liberty General Insurance?

Almost 91% among all two-wheeler claim settlements in India's most recent financial year were handled by Liberty General Insurance, a top general insurance provider. The complete and devoted assistance for all insurance needs is provided by them throughout India. With a wide network of partner hospitals and partner garages as a part of a constantly expanding network, Liberty General Insurance is able to provide solutions to a wide range of consumers while expanding its impact throughout India.

What Exactly is IDV?

The sum insured protection included in the bike insurance policy is known as the IDV, and it applies to motorcycles, bikes, and scooters. The IDV is always determined by the retail price that the vehicle's manufacturer, brand, model, or variant lists at the time the insurance policy is purchased or renewed. Depreciation has also been included into this sum. IDV is a measure of your car's current market worth. This is the most the insured party may hope to get in the event of a claim.

How Is Calculating Two-Wheeler Insurance Premium Easy On Liberty General Insurance Website?

Figuring out how to calculate your two-wheeler insurance rate is really simple -

  1. To access the page directly or to return to the homepage, click here.
  2. Depending on your needs, you may click the two-wheeler tab and choose either the purchase online or renew LGI policy buttons.
  3. After that, you'll need to give some facts about the motorbike, including its model and some contact information and personal data.
  4. Based on the data you supplied, you may then obtain the motorbike quotation.
  5. You have the option of selecting to get updates on your insurance after purchase straight via WhatsApp as part of Liberty General Insurance's new digital efforts.


It's crucial that you remember to get and renew your two-wheeler insurance. Choose a company that offers comprehensive coverage, is reasonably priced, and has a high claim settlement rate.

Also read: Bike Insurance Premium Calculator

When Should You Buy Bike Insurance?


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
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