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Easy Guide On How To Renew A Expired Two-Wheeler Insurance Policy

Published On Sep 07, 2022

Easy Guide On How To Renew A Expired Two-Wheeler Insurance Policy

If you own a two-wheeler, you should always keep up to date with your insurance policy. We’ve put together a guide on how to renew your expired two-wheeler insurance policy. To renew your expired two-wheeler insurance policy, you will need to contact your insurance company and provide them with the documentation they request (e.g. proof of ownership, inspection report). 

Your insurance company may require you to take a written test or fill out an application form to renew your policy. Make sure that you keep all of the documentation that was provided to you by your insurance company in case there is an issue with your renewal later on down the line. 

Several steps are involved in this process that is discussed below in the further section of this blog. 

Easy Guide On How To Renew A Expired Two-Wheeler Insurance Policy

What is an Expired Two-wheeler Insurance Plan?

An expired two-wheeler insurance plan is a policy that has expired or been canceled. An expired two-wheeler insurance plan can no longer be used to cover accidents or damages that may have occurred while the policy was in effect. If you own an expired two-wheeler insurance plan, it is important to contact your insurance company as soon as possible to update your coverage.

Steps to Renew Expired Two-wheeler Insurance Policy

The process of renewing your vehicle insurance policy can seem daunting, but it's quite simple. There are only a few steps you need to take to keep your policy in good standing. Here are the basics: 

  • Check your policy dates and make sure that they match the actual dates of use on your vehicle. 
  • Review the coverage options that are available to you and select the coverage that best meets your needs. 
  • Review your deductible and other fees associated with your policy, and consider whether any changes should be made. 
  • Complete the renewal application form and submit it to your insurer. 
  • Wait for notification from your insurer that your policy has been renewed, and be sure to carry proof of insurance with you at all times!

Why Should You Renew A Expired Two-Wheeler Insurance Policy?

If you own a two-wheeler, it’s important to renew your insurance policy on time. A recent study found that while 88 percent of drivers have auto insurance, only 41 percent have motorcycle insurance. 

The study also found that motorcycle rates are much higher than rates for car or truck accidents.  So if you’re involved in an accident with a two-wheeler, you could be facing high expenses without proper coverage.  Here are some reasons why you should renew your policy: 

  • Your bike is a valuable possession and can be used for transportation or recreational purposes. 
  • Motorcycle accidents are more likely to cause serious injuries than car accidents. 
  • Motorcycle riders are more likely to be wearing helmets and riding defensively than drivers of other vehicles.

If you own a two-wheel vehicle, it's important to renew your insurance policy as soon as it expires. According to the Insurance Institute for Highway Safety (IIHS), expired policies are 3.5 times more likely to result in a crash than new ones. 

This is due in part to the fact that drivers who have expired policies are more likely to ignore safety warnings and drive without adequate coverage. In addition, if your bike is involved in a crash, an expired policy may not cover you or provide any financial assistance. 


The good news is that by renewing your policy, you can protect yourself and your bike from potential harm. By taking a few minutes to renew your policy, you can avoid potentially costly consequences down the road.

Also Read: 

Comparison Between First Party And Third-party Bike Insurance

Hacks For Getting Affordable Two Wheeler Insurance


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
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