Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin

Bike Insurance with Registration Number

The registration number of a bike offers the legal identity or authorisation to it in India. It is issued by the district-level Regional Transport Office (RTO) of every state. If you are a bike owner, then to get this number, you are required to get your bike registered at the respective RTO of your district within a month of buying it. After the completion of the registration process, a unique number is granted for your bike. It is compulsory to affix a metal number plate at both the front and back of your bike, displaying the registration number.

The bike registration number features an authorized structure. For instance, a bike in Uttar Pradesh may have a number UP 0X CB XXXX. Here the first two alphabets denote the state code, while the next two digits are the district sequence number. The two alphabets in the third segment of the number signify the ongoing series of the RTO and/or the vehicle classification and the last four digits stands for the unique number of the bike. This elaborate number system makes it easier to identify, search and track your bike. Also, it helps to keep up specific records of your bike or any other vehicle with reference to its ownership, RTO details, and insurance details.

While purchasing bike insurance, it is essential to fill in the registration number. Once you purchase the insurance, the details of your insurance plan are linked to your bike’s registration number, which can easily be accessed and checked by the RTO, state or central government. Due to this linking, you can track your insurance policy details using the registration number and even renew your bike insurance policy with it. Hence, when you purchase a bike insurance policy, its information is duly stored with the registration number. Hence, it is crucial to have the registration number to buy a bike insurance policy from any insurance provider.

Top 7 Bike Insurance Companies Offering Bike Insurance with Registration Number As Per Own Damage Claim Settlement Ratio

Insurance Company

Claim settlement ratio for FY 2018-19



Royal Sundaram


Oriental Insurance


Universal Sompo


New India


Tata AIG


SBI General


(Source: IBAI’s General Insurance Claim Insights Handbook For Policyholders - 3rd Edition)

With reference to the own-damage claim settlement ratio for FY 2018-19, these are the top 7 insurers offering a Bike Insurance with Registration Number.

1. IFFCO Tokio Bike Insurance

485 reviews
Know more about IFFCO Tokio Bike Insurance
  • Highlights

    Cosmic network garages 4300+ garages
    Check in your City
    PAN India help desk with 24x7 service
    Unlimited Zero depreciation claim
    90.69% Claim Settlement Ratio
  • FFCO Tokio General Insurance

    IFFCO Tokio General Insurance offers a hassle-free insurance issuance procedure. It requires details like registration number of the bike, driving licence, and so on for the issuance of a bike insurance plan. IFFCO Tokio which featured the highest claim settlement ratio of 96.44% in FY19
    Read More
  • Iffco Tokio Bike Insurance User Reviews

    Great team support

    This was my first time checking out insurance from any websi...

    Read More
    On: December 24, 2019

2. Royal Sundaram Bike Insurance

418 reviews
Know more about Royal Sundaram Bike Insurance
  • Highlights

    Pioneer of bancassurance in India
    Check in your City
    92.66% Claim Settlement Ratio as per the FY20
    24*7 Emergency Assistance
    Coverage of up to 15 lakhs in accidental cases
    More than 3300 network garages
  • Royal Sundaram General Insurance Company

    Royal Sundaram offers bike insurance policies to its customers with registration numbers via both online and offline modes. The insurer, which featured a staggering claim settlement ratio of 94.07% in FY19.
    Read More
  • Royal Sundaram Bike Insurance User Reviews

    Affordable two-wheeler insurance

    Found affordable bike insurance with the help of insurance d...

    Read More
    On: December 24, 2019

3. Oriental Bike Insurance

73 reviews
Know more about Oriental Bike Insurance
  • Highlights

    24*7 Customer Assistance
    Check in your City
    Claim Settlement Ratio 91.34% as on FY 2018
    Overseas branches
    Quick claim settlement
    Attractive policy plans
  • The Oriental Insurance Company

    Oriental Insurance is one of the best insurers in the market that allow people to purchase a new bike insurance policy simply by registering themselves on its online portal and making an online payment. The insurer which featured a claim settlement ratio of 93.16% in FY19.
    Read More
  • Oriental Bike Insurance User Reviews

    Attention to details

    The site provides the best comparison which is free of cost ...

    Read More
    On: December 24, 2019

4. Universal Sompo Bike Insurance

253 reviews
Know more about Universal Sompo Bike Insurance
  • Highlights

    First private-public joint venture company in India
    Check in your City
    90.36% Claim Settlement Ratio in FY18
    86 branches and 17 Zonal offices across India
    24*7 telephonic Customer support
    Network of more than 3,500 garages
  • Universal Sompo General Insurance Company

    Universal Sompo has emerged as a market leader in their selected domain by winning the trust of the customer. It requires the registration number of your bike to get you an insurance policy as per the regulations of Indian Motor Tariff. The insurer which achieved a claim settlement ratio of 92.45% in FY19.
    Read More
  • Universal Sompo Bike Insurance User Reviews

    Very supportive executive

    As I am new to this field and had zero ideas regarding insur...

    Read More
    On: December 24, 2019

5. New India Bike Insurance

481 reviews
Know more about New India Bike Insurance
  • Highlights

    Only Indian General Insurance Company operating in 28 countries
    Check in your City
    Claim settlement ratio 93.96% as on FY 18
    24*7 Customer assistance
    More than 588 branches nationwide
  • New India Assurance Company

    The New India Assurance is a leading name in the insurance industry. While buying a bike insurance plan online with this insurer, you need to enter your bike's registration number. New India featured a claim settlement ratio of 92.23% in FY19.
    Read More
  • New India Bike Insurance User Reviews

    Suits Customer Needs

    The company offers bike insurance plan at affordable premium...

    Read More
    On: December 24, 2019

6. Tata AIG Bike Insurance

385 reviews
Know more about Tata AIG Bike Insurance
  • Highlights

    Impressive claim settlement ratio 90.49% in FY20
    Check in your City
    More than 5,000+ Cashless garages
    24/7 Emergency Assistance
    Premium Cover For Personal Injuries
  • Tata AIG General Insurance Company

    Tata AIG allows its customers to purchase the bike insurance only with the valid registration number. The insurer featured a claim settlement ratio of 91.80% in FY19. Its commitment towards its customers has helped it acquire a place in the list of top 7 insurers for bike insurance.
    Read More
  • Tata Aig Bike Insurance User Reviews

    Amazing experience

    Before using this website, I was a bit sceptical as I had pu...

    Read More
    On: December 24, 2019

7. SBI Bike Insurance

109 reviews
Know more about SBI Bike Insurance
  • Highlights

    Claim Settlement Ratio 89.51% in FY20
    Check in your City
    Offers 16000+ cashless network garage services across India.
    A network of more than 16,000 cashless garage
    Approx 22,000 branches nationwide
    iAAA rating for highest claim settlement
    Presence in more than 110 Indian cities
  • SBI General Insurance Company

    SBI General Insurance featured a claim settlement ratio of 91.74% in FY 2018-2019. The insurer offers insurance plans for bikes with a valid registration number and never without it. SBI General Insurance is known for its reliable image among its policyholders and for always maintaining order and compliance.
    Read More
  • Sbi Bike Insurance User Reviews

    The best one in the market

    It’s my third time getting insurance with the help of Insura...

    Read More
    On: December 24, 2019