Bike Insurance with Registration Number

The registration number of a bike offers the legal identity or authorisation to it in India. It is issued by the district-level Regional Transport Office (RTO) of every state. If you are a bike owner, then to get this number, you are required to get your bike registered at the respective RTO of your district within a month of buying it. After the completion of the registration process, a unique number is granted for your bike. It is compulsory to affix a metal number plate at both the front and back of your bike, displaying the registration number.

The bike registration number features an authorized structure. For instance, a bike in Uttar Pradesh may have a number UP 0X CB XXXX. Here the first two alphabets denote the state code, while the next two digits are the district sequence number. The two alphabets in the third segment of the number signify the ongoing series of the RTO and/or the vehicle classification and the last four digits stands for the unique number of the bike. This elaborate number system makes it easier to identify, search and track your bike. Also, it helps to keep up specific records of your bike or any other vehicle with reference to its ownership, RTO details, and insurance details.

While purchasing bike insurance, it is essential to fill in the registration number. Once you purchase the insurance, the details of your insurance plan are linked to your bike’s registration number, which can easily be accessed and checked by the RTO, state or central government. Due to this linking, you can track your insurance policy details using the registration number and even renew your bike insurance policy with it. Hence, when you purchase a bike insurance policy, its information is duly stored with the registration number. Hence, it is crucial to have the registration number to buy a bike insurance policy from any insurance provider.

Top 7 Bike Insurance Companies Offering Bike Insurance with Registration Number As Per Own Damage Claim Settlement Ratio

(Source: IBAI’s General Insurance Claim Insights Handbook For Policyholders - 3rd Edition)

With reference to the own-damage claim settlement ratio for FY 2018-19, these are the top 7 insurers offering a Bike Insurance with Registration Number.