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Shriram Smart Protection Term Insurance User Reviews

75 reviews Rate This
Shriram
Highlights
Claim Settlement Ratio95.12%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For2,816 Policies
Inception2005
Presence529 Branches
Total Death Benefit PaidRs.77.88 Crore
Rating of Smart Protection Plan
4.5
Based on
6 User reviews
  • Had a User-Friendly Online Experience

    Buying the Shriram Term Insurance- Smart Protection Plan from InsuranceDekho was a breeze. Their website is easy to navigate, and I was able to compare different plans easily. The online application process was quick and hassle-free.

    V
    Vikrant Sodhi
    On: Sep 20, 2023
  • Renewed my policy in very little time

    I bought the Shriram Term Insurance- Smart Protection Plan a year ago from the InsuranceDekho website. Last week, I wanted to get it renewed. I visited the InsuranceDekho website, and by following some simple steps and with the proper guidance of the team, I got it renewed in very little time.

    V
    Venkatesh Naidu
    On: Sep 04, 2023
  • Highly Recommended Term Insurance Provider!

    InsuranceDekho has a very customer-centric approach, competitive pricing, and comprehensive coverage which make them an outstanding choice. I've recommended InsuranceDekho to my friends and family. If you're looking for a top-notch plan then the  Shriram Term Insurance- Smart Protection Plan is the best for your needs. 

    S
    Shobha Kamath
    On: Jul 28, 2023
  • Effective claim settlement process

    I recently bought the Shriram Term Insurance- Smart Investment Plan from InsuranceDekho on my friend’s advice. When I had to raise a claim against Shriram Term Insurance- Smart Investment Plan on InsuranceDekho, the process was quite simple. All I had to do was raise a claim request, submit the relevant documents, and get my claim settled. 

    S
    Simran Jassal
    On: Jun 23, 2023
  • 24*7 customer service

    I got 24*7 customer support while I was buying the - from InsuranceDekho. The team assisted me in every possible way and made it extremely easy for me to buy the Shriram Term Insurance- Smart Protection Plan.

    S
    Sneha Narang
    On: Jun 20, 2023
  • Provides good coverage

    The Shriram Term Insurance- Smart Protection Plan available on InsuranceDekho offers good coverage. The best part was that I was given a complete coverage that covered my family and myself, that’s why I instantly bought it. 

    A
    Alisha Goel
    On: Jun 15, 2023

FAQs

  • What is the CSR for Shriram Life Insurance Company?

    Shriram Life Insurance has a high CSR of 91.61% for the financial year 2019-20.

  • Which term insurance plans does Shriram Life provide?

    Shriram Life Insurance provides Shriram Life Cash Back Term Plan, Shriram Life My Spouse Term Plan, Shriram Life Online Term Plan, Shriram Life Smart Protection Plan, Shriram Life Smart Protection Plan SP, Shriram Life Family Protection, Corona Rakshak Policy and Shriram Life Saral Jeevan Bima. As the name suggests, Shriram Life Online Term Plan is an online plan.

  • What is the free look period for term insurance at Shriram Life Insurance?

    The free look period is 15 days. However, the free look period is 30 days if the policy has been purchased through distance marketing mode. 

  • What is the grace period for term insurance plans at Shriram Life Insurance?

    The grace period is 30 days for yearly, half yearly and quarterly mode. In case of monthly mode, the grace period is 15 days.

  • Does Shriram Life Insurance provide any protection plan against Covid-19?

    Yes! You can easily buy Corona Rakshak Policy to gain protection against Covid-19. The policy provides 100%  lump sum benefit in case of COVID-19 diagnosis and hospitalization.

Claim Process at Shriram Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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