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Shriram Smart Protection Term Insurance

75 reviews Rate This
Shriram Life Term Insurance
Smart Protection Plan
Claim Settlement Ratio95.12%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For2,816 Policies
Inception2005
Presence529 Branches
Total Death Benefit PaidRs.77.88 Crore

About Shriram Smart Protection Term Insurance

Shriram Life Smart Protection is a non-linked, non-participating, pure risk premium plan. The pure term insurance plan is one of the best options for individuals looking forward to securing their family’s financial security in the longer run. This protection plan is renowned for providing life cover along with optional accidental cover or critical illness cover at affordable premium rates. Shriram Life Smart Protection is a long term insurance cover that you can invest in to secure your loved ones against the uncertainties of life that deprive one of financial stability.

Offering long term cover of up to 30 years, Shriram Life Smart Protection Plan has a minimum entry age of 18 years and maximum entry age of 65 years. Based on their risk cover needs, one can choose between plan options like Silver, Gold and Diamond. While Silver option provides life cover, Gold option comes with life cover along with in-built accidental death benefit. The Diamond option features life cover with in-built accelerated critical illness benefit. As far as the sum assured is concerned, it ranges between Rs. 1 Lakh and Rs. 14 Lakh. The benefits associated with the plan are multifarious. Lastly, the premium paying term is the same as the policy term.

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Shriram Smart Protection Plan Brochure

  • 209.06 KB
  • PDF Document
  • Aug 24, 2021
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Smart Protection Plan User Reviews

4.9
Rating based on
75 User reviews
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What users are saying
  • All
  • Had a User-Friendly Online Exp...

    Buying the Shriram Term Insurance- Smart Protection Plan from InsuranceDekho was a breeze. Their website is easy to navigate, and I was able to compare different plans easily. The online application process was quick and hassle-free.

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    V
    By Vikrant Sodhi
    On: Sep 20, 2023
  • Renewed my policy in very litt...

    I bought the Shriram Term Insurance- Smart Protection Plan a year ago from the InsuranceDekho website. Last week, I wanted to get it renewed. I visited the InsuranceDekho website, and by following some simple steps and with the proper guidance of the team, I got it renewed in very little time.

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    V
    By Venkatesh Naidu
    On: Sep 04, 2023
  • Highly Recommended Term Insura...

    InsuranceDekho has a very customer-centric approach, competitive pricing, and comprehensive coverage which make them an outstanding choice. I've recommended InsuranceDekho to my friends and family. If you're looking for a top-notch plan then the  Shriram Term Insurance- Smart Protection Plan is the best for your needs. 

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    S
    By Shobha Kamath
    On: Jul 28, 2023
  • Effective claim settlement pro...

    I recently bought the Shriram Term Insurance- Smart Investment Plan from InsuranceDekho on my friend’s advice. When I had to raise a claim against Shriram Term Insurance- Smart Investment Plan on InsuranceDekho, the process was quite simple. All I had to do was raise a claim request, submit the relevant documents, and get my claim settled. 

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    S
    By Simran Jassal
    On: Jun 23, 2023
  • 24*7 customer service

    I got 24*7 customer support while I was buying the - from InsuranceDekho. The team assisted me in every possible way and made it extremely easy for me to buy the Shriram Term Insurance- Smart Protection Plan.

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    S
    By Sneha Narang
    On: Jun 20, 2023
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Claim Process at Shriram Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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