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Shriram Smart Protection Term Insurance

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Shriram Life Term Insurance
Smart Protection Plan
Claim Settlement Ratio95.12%
Customer Care10:00 AM to 7:00 PM
Death Benefit Paid For2,816 Policies
Inception2005
Presence529 Branches
Total Death Benefit PaidRs.77.88 Crore

About Shriram Smart Protection Term Insurance

Shriram Life Smart Protection is a non-linked, non-participating, pure risk premium plan. The pure term insurance plan is one of the best options for individuals looking forward to securing their family’s financial security in the longer run. This protection plan is renowned for providing life cover along with optional accidental cover or critical illness cover at affordable premium rates. Shriram Life Smart Protection is a long term insurance cover that you can invest in to secure your loved ones against the uncertainties of life that deprive one of financial stability.

Offering long term cover of up to 30 years, Shriram Life Smart Protection Plan has a minimum entry age of 18 years and maximum entry age of 65 years. Based on their risk cover needs, one can choose between plan options like Silver, Gold and Diamond. While Silver option provides life cover, Gold option comes with life cover along with in-built accidental death benefit. The Diamond option features life cover with in-built accelerated critical illness benefit. As far as the sum assured is concerned, it ranges between Rs. 1 Lakh and Rs. 14 Lakh. The benefits associated with the plan are multifarious. Lastly, the premium paying term is the same as the policy term.

Shriram Smart Protection Plan Brochure

  • 209.06 KB
  • PDF Document
  • Aug 24, 2021

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Claim Process at Shriram Life Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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