Track & Policy DownloadLogin
Reliance Nippon Digi-Term Insurance Term Eligibility
Highlights
Claim Settlement Ratio | 98.49% |
Customer Care | 9:00 AM to 7:00 PM |
Death Benefit Paid For | 7,866 Policies |
Inception | 2001 |
Presence | 713 Branches |
Total Death Benefit Paid | Rs. 157.03 Crore |
Reliance Nippon Life Digi-Term Plan Features
Some of the major features under the plan are:
- Terminal Illness Cover: The policy provides coverage against terminal illness along with the death benefit. Terminal Illness Benefit is offered to the policyholder in case they are diagnosed with any of the terminal illnesses. This benefit is embedded into the plan, so the policyholder does not have to pay an extra cost.
- Coverage Options: The policy comes under multiple coverage options that vary in their benefits. The key plan options are Life Secure, Enhanced Life Secure, Life & Income Secure, Life Secure with Increasing Income Benefit, and Whole Life Secure.
- Optional Coverage: The policy offers the policyholder a chance to enhance their coverage by opting for riders such as Accidental Death Benefit Rider, Accidental Death and Disability Rider, and Accidental Death and Disability Plus Rider by paying an additional premium.
- Affordable Premium: The policy comes at an affordable premium rate despite offering cover for death benefit as well as terminal illness benefit.
Reliance Nippon Life Digi-Term Plan Eligibility Criteria
The eligibility criteria for Reliance Nippon Life Digi-Term Plan is as follows:
PARAMETER |
LIMITS |
Minimum age at entry |
18 years (Based on Plan Option Chosen) |
Maximum age at entry |
60 years (Based on Plan Option Chosen) |
Maximum age at maturity |
Whole of Life or 80 years |
Policy Term |
15 years to Whole of Life |
Minimum Basic Sum Assured |
Rs. 25 Lakh (in multiples of 1 Lakh) |
Maximum Basic Sum Assured |
No limit (subject to board approved underwriting policy) |
Premium Paying Term |
Limited Pay, Regular Pay |
Premium Paying Frequency |
Yearly, Half-yearly, Quarterly and Monthly |
Key Inclusions and Exclusions of the Plan
What's Included
- Death benefit
- Terminal illness cover
- Flexible plan options
- Additional riders
- Tax benefits
What's Not Included
- Death due to suicide within 12 months
- Nuclear contamination
- Committing a criminal offense
- Participation in hazardous activities
- Alcohol consumption or drug abuse
Buy Insurance Plans - Compare & Save Big*
Reliance Nippon Term Life Insurance Contact Details
Reach us for help anytime
Reliance Nippon Term Life Insurance
1800-102-10109:00 AM to 6:00 PM