Why should I buy the iSelect Star Term plan?

With iSelect Star Term plan by your side, you will be able to ensure financial security for your loved ones in case of your demise.

Can I get my spouse covered under the iSelect Star Term plan?

Yes! You can easily get your spouse covered under the iSelect Star Term plan by availing the Spouse Cover option at discounted rates.

Can I get the iSelect Star Term plan for a limited time period?

Yes! You can get yourself covered under the iSelect Star Term plan for a limited period or for lifetime as per your requirements.

Does the iSelect Star Term plan offer any discount?

The iSelect Star Term plan comes at discounted rates for existing customers.

Does the iSelect Star Term plan come with tax benefits?

Yes! The iSelect Star Term plan provides tax benefits as per the Income Tax Act, 1961.

Can I choose the renewal premium date for my iSelect Star Term Plan?

Yes! Canara HSBC OBC iSelect Star Term Plan comes with the flexibility of choosing the renewal premium date.

Does iSelect Star Term Plan come with return of premium benefit?

Yes! Under iSelect Star Term Plan one can avail the option of return of premium benefit and get all their premiums returned on outliving the policy tenure.

Is there any rebate available for females under the iSelect Star Term Plan?

Yes! In case of a female life assured or the spouse of the life assured being a female, a 3 years age set back is used on death or terminal illness rates.

Will I get a discount on choosing a higher sum assured under iSelect Star Term Plan?

Yes! If you or your working spouse chooses a higher sum assured, you will get more discount on the premiums to be paid.

Can I convert my iSelect Star Term Plan renewal premium into EMI?

Yes! You can easily pay your premium for iSelect Star Term Plan through credit card and convert it into EMIs.

Canara HSBC OBC iSelect Star Term Insurance Riders

Highlights

Claim Settlement Ratio	97.10%
Customer Care	8:00 AM to 8:00 PM
Death Benefit Paid For	1,252 Policies
Inception	2008
Presence	9,500 Branches
Total Death Benefit Paid	106.53 Crore

iSelect Star Term Plan comes with the following riders:

Accidental Death Benefit

Under this optional cover, an additional amount is paid to the nominee, beneficiary or dependent along with the sum assured in case of the unfortunate death of the policyholder due to an accident.

Accidental Total and Permanent Disability

Under this optional cover, the insured receives the sum assured as a lump sum amount if they face an accidental total and permanent disability.

Child Support Benefit

The optional cover provides CSB sum assured along with amount payable on earlier death or diagnosis of terminal illness of the policyholder.

What's Included

Death/Terminal Illness benefit
Spouse cover
Accidental Death Benefit (additional inbuilt cover)
Child Support Benefit (additional inbuilt cover)
Accidental Total and Permanent Disability Benefit (additional inbuilt cover)

What's Not Included

Self-inflicted injury, suicide or attempted suicide
Accidental death under or due to influence of drugs, alcohol
Death due to war, invasion, terrorist activities
Physical handicap or mental infirmity
Death due to suicide within 12 months

FAQs on iSelect Star Term Plan Health Insurance Plan

Why should I buy the iSelect Star Term plan?
With iSelect Star Term plan by your side, you will be able to ensure financial security for your loved ones in case of your demise.
Can I get my spouse covered under the iSelect Star Term plan?
Yes! You can easily get your spouse covered under the iSelect Star Term plan by availing the Spouse Cover option at discounted rates.
Can I get the iSelect Star Term plan for a limited time period?
Yes! You can get yourself covered under the iSelect Star Term plan for a limited period or for lifetime as per your requirements.
Does the iSelect Star Term plan offer any discount?
The iSelect Star Term plan comes at discounted rates for existing customers.
Does the iSelect Star Term plan come with tax benefits?
Yes! The iSelect Star Term plan provides tax benefits as per the Income Tax Act, 1961.
Can I choose the renewal premium date for my iSelect Star Term Plan?
Yes! Canara HSBC OBC iSelect Star Term Plan comes with the flexibility of choosing the renewal premium date.
Does iSelect Star Term Plan come with return of premium benefit?
Yes! Under iSelect Star Term Plan one can avail the option of return of premium benefit and get all their premiums returned on outliving the policy tenure.
Is there any rebate available for females under the iSelect Star Term Plan?
Yes! In case of a female life assured or the spouse of the life assured being a female, a 3 years age set back is used on death or terminal illness rates.
Will I get a discount on choosing a higher sum assured under iSelect Star Term Plan?
Yes! If you or your working spouse chooses a higher sum assured, you will get more discount on the premiums to be paid.
Can I convert my iSelect Star Term Plan renewal premium into EMI?
Yes! You can easily pay your premium for iSelect Star Term Plan through credit card and convert it into EMIs.

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Canara HSBC OBC Term Insurance Contact Details

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Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Canara HSBC OBC Term Insurance
1800-891-0003Mon to Sun 8:00 AM to 8:00 PM
customerservice@canarahsbclife.in