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Canara HSBC OBC iSelect Star Term Insurance User Reviews

153 reviews Rate This
Canara HSBC OBC
Highlights
Claim Settlement Ratio97.10%
Death Benefit Paid For1,252 Policies
Inception2008
Presence9,500 Branches
Total Death Benefit Paid106.53 Crore
Rating of iSelect Star Term Plan
4.8
Based on
10 User reviews

  • Financial Security for Loved Ones

    InsuranceDekho's Canara HSBC OBC Term Insurance- iSelect Star Term Plan is my way of ensuring financial security for my loved ones, even when I'm not around.

    M
    Madhu Kala
    On: Sep 14, 2023

  • So many good and big companies

    The best part about InsuranceDekho is that I found a list of insurance companies based on their claim settlement ratio. I found some of the best insurance companies listed on InsuranceDekho’s website. The information on the website regarding the insurance gave me the confidence to choose and purchase the Canara HSBC OBC Term Insurance- iSelect Star Term Plan from InsuranceDekho. I am very happy with my purchase.

    S
    Sumaerra Khan
    On: Aug 29, 2023

  • Dedicated customer assistance

    I wanted to know the process of filing a claim online for the Canara HSBC OBC Term Insurance- iSelect Star Term Plan so I contacted the helpdesk number of InsuranceDekho. The customer care executive was very knowledgeable and was able to answer all my questions. I am very satisfied with the kind of services provided by InsuranceDekho. 

    N
    Neha Iyer
    On: Aug 24, 2023

  • Hassle-free policy issuance

    Bought Canara HSBC OBC Term Insurance- iSelect Star Term Plan from InsuranceDekho. The purchasing process was quick and completely hassle free and the policy details were sent immediately after the payment. The policy issuance is hassle-free. Extremely easy to purchase a term plan from InsuranceDekho.

    P
    Preety Pandey
    On: Aug 09, 2023

  • Convenient Policy Portability

    InsuranceDekho's term insurance policies offer convenient policy portability. If I need to switch to a different plan or insurer in the future from my Canara HSBC OBC Term Insurance- iSelect Star Term Plan, they provide the flexibility to transfer the policy without any hassle.

    S
    Sanjeevni Mehra
    On: Jul 18, 2023

  • Plan comparison simplified

    The InsuranceDekho website simplifies the process of comparing multiple insurance policies and selecting the best one. After considering all of my options, I decided on the Canara HSBC OBC Term Insurance- iSelect Star Term Plan. If you're looking for a good life insurance policy, it's worth the try.

    A
    Ansh Khurrana
    On: Jul 14, 2023

  • Reliable Protection for Loved Ones

    InsuranceDekho's term insurance policy provides reliable protection for my loved ones. Canara HSBC OBC Term Insurance- iSelect Star Term Plan offered is comprehensive coverage, ensuring that my family is financially secure in case of any unfortunate event. It's a valuable policy that offers peace of mind.

    R
    Ritika Mehta
    On: Jul 11, 2023

  • Effortless Renewal of Plan -

    Kudos to the InsuranceDekho for helping me in renewing my Canara HSBC OBC Term Insurance- iSelect Star Term Plan with ease. The support service people were very helpful and kind. Also, I love their Whatsapp communication feature and anytime assistance policy. It was totally worth my time, trust, and effort....

    K
    Kriten Apte
    On: Jun 30, 2023

  • 5 minutes of policy renewal

    It has been quite some time since I bought the Canara HSBC OBC Term Insurance- iSelect Star Term Plan from InsuranceDekho. But, even now my policy renewal is so quick and smooth that I always rely on InsuranceDekho for buying term plans and even recommend it to others. 

    J
    Jayesh Makwana
    On: Jun 27, 2023

  • Got the plan that fits my budget

    I used the online term calculator to evaluate the premium for the different term plans available. I found that the premium for the Canara HSBC OBC Term Insurance- iSelect Star Term Plan matched my budget. So, I bought the Canara HSBC OBC Term Insurance- iSelect Star Term Plan from InsuranceDekho.

    H
    Honey Kochar
    On: Jun 22, 2023

FAQs

  • What is the maximum policy term under Canara HSBC OBC Life Insurance term insurance plans?

    The maximum policy term under the iSelect Star Term Plan is 62 years, except for the whole life coverage where it is fixed at 99 years minus the age of the policyholder at entry. Under the POS Easy Bima Plan, it is 20 years.

  • When should be the ideal time to purchase a Canara HSBC OBC Life Insurance term insurance policy?

    It depends on the situation. Students can go for a term insurance policy when entering college to guard against liabilities like education loans. The perfect time to do so is between 33 to 40 years as it secures your family against financial risks. However, anyone between 18 and 65 years can avail the term insurance policy.

  • Is there any maximum amount of insurance in the Canara HSBC OBC Life Insurance term insurance policy?

    In the case of the POS -Easy Bima Plan, it is Rs 15 lakhs. In the iSelect Star Term Insurance policy, it is Rs 3 crores for Accidental Death Benefit policies and Rs 1 crore for Accidental Total Partial Disability policies.

  • What is the maximum maturity age in the Canara HSBC OBC Life Insurance term insurance policy?

    In the case of the whole life coverage plan, it is 99 years, whereas, for the standard insurance plan, it is 80 years for the maturity of a Canara OBC term insurance policy.  

  • What is the prime benefit of obtaining a Canara HSBC OBC Life Insurance term insurance policy?

    The prime benefit available at Canara HSBC OBC is that you can insure your life for a high sum by paying a low premium.

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Claim Process at Canara HSBC Term Insurance

  • 1

    Claim Intimation

    In the case of death of the life assured, a claim intimation to the insurance company must be made as early as possible.
  • 2

    Submission of Documents

    Claim form, death certificate, original policy document, and more documents must be submitted to ensure smooth claim settlement.
  • 3

    Claim Evaluation

    Once the documents are submitted, the insurance company will conduct thorough evaluation of the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim settlement is done within 30 days. If additional investigation is required, it make take 6 months.

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