Aegon Term Insurance

No, policy terms and the premium amount cannot be changed once the policy is bought.

Yes, death due to terrorist attacks is covered under the Aegon term plan. The death benefit can be claimed by the policyholder nominee or the legal heir. 

Your ideal life cover amount should depend upon your financial situation. Income and Liabilities should be taken into consideration. The basic rule to select your life cover is:

• At age 30 years, life cover should be 20 times your annual income.
• At age 40 years, life cover should be at 15 times your annual income.
• At age 50, your life cover should be 10 times your annual income.

Critical illness cover is an additional benefit rider available with Aegon term plan which will provide the policyholder with a lump sum payout if diagnosed with listed 36 critical illnesses. There are no restrictions on hospitals or against any expenses incurred.