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Best 5 Rs.10 Crore Life Insurance Policies

Published On May 13, 2021 10:00 AM By InsuranceDekho

In spite of the fact that Rs. 10 crores may seem like a big sum, a life insurance plan with that amount is highly beneficial. It will be of enormous benefit to you in the future in terms of financial security.

Best 5 Rs.10 Crore Life Insurance Policies

The cost of life insurance becomes more affordable and convenient over a significant number of years if the policy is spread out over time. Following are five of the best Rs.10 Crore life insurance policies.

Life Insurance Plan

Policy Issuance Time

Bharti AXA Flexi Term Plan

18 days

ICICI Prudential iProtect Smart

11 days

Aditya Birla Capital LifeShield Plan

18 days

SBI Life eShield Plan

18 days

HDFC Life Click 2 Protect Plus Life

15 days

The following are the various benefits that each of these plans offers:

Bharti AXA Flexi Term Plan

Here are a few of the most valuable features that make it a top choice for a Rs. 10 crore life insurance policy:

  1.  This plan includes a critical illness benefit
    2. There are a number of policy terms to choose from
    3. The death benefit can be paid in a variety of ways
    4. Flexible policy terms are available with this plan.

    ICICI Prudential iProtect Smart

The ICICI Prudential iProtect Smart, hailed as the best term insurance online plan, offers many advantages, among them:

1. Non-smokers receive discounts at the premium level
2. Benefits of taxation 
3. Rider options in case of an accident
4. A wide range of critical illnesses are covered.

Aditya Birla Capital Life Shield Plan

 Consider these important pros of the Aditya Birla Capital LifeShield Plan before you purchase Rs.10 crore life insurance plan:

1. Various options for riders, such as critical illnesses, total and permanent disabilities, and hospital care
2. Non-smokers and women are charged lower rates of premium
3. There are also options for death benefit payouts.

SBI Life eShield Plan 

Your family and you may find SBI Life eShield the best option. Some of the features it offers are as follows: 

1. There are different types of protection available
2. A 15-day free look period is offered
3. The grace period for premium payment is 30 days
4. Applicants who do not smoke or are female are charged lower premiums.

HDFC Life Click 2 Protect Plus Life

HDFC Life Click 2 Protect plus Life insurance plan is a robust and secure life insurance plan that offers coverage of up to Rs. 10 Crore. It offers coverage for:

1. Age-based auto-balancing of death and critical health benefits
2. Bringing back the premium option 
3. Whole-life coverage option
4. Critical illness applicants may be able to appeal for a waiver of premiums. 


It is quite a good deal to purchase Rs. 10 Crore life insurance policy in the long run. You need to start investing as soon as possible for the sake of your family's safety and security. You will be able to make the right choice by looking at the best 5 Life Insurance Policies worth Rs.10 Crore.

Also Read

10 Life Insurance Terminologies a Policyholder Should Know

4 Ways to Get an Affordable Life Insurance Policy

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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