Does age affect the calculation of premium?

Yes, age does affect the calculation of premium as it is an important factor. As the age increases so do the insurance premium. It is recommended to get term insurance at an early age to avail high life coverage at an affordable price.

Will the premium amount increase after I have purchased the policy?

The ‘basic premium amount’ stays constant throughout the term of policy but the renewal premiums change due to taxes levied by the government and change in premium payment frequency.

How do personal habits like smoking affect the premium of a life insurance plan?

Premiums for smokers are generally high because of the smoking habits they are counted in a high-risk category.

What is a free look period?

A free look period is offered by the insurance companies. A free look period of 15 days is offered from the day the policyholder receives the original policy documents if the policy is purchased through distance marketing the free look period offered is 30 days.

How to choose the right life insurance plan?

Before buying a life insurance plan consider the claim settlement ratio of the insurance company, availability of optional critical illness benefits and availability of addition of accidental death benefits.

Does age affect the calculation of premium?

Yes, age does affect the calculation of premium as it is an important factor. As the age increases so do the insurance premium. It is recommended to get term insurance at an early age to avail high life coverage at an affordable price.

Will the premium amount increase after I have purchased the policy?

Once the policy is issued, premium will remain the same for the entire tenure of the policy.

How do personal habits like smoking affect the premium of a life insurance plan?

Premiums for smokers are generally high because smoking is a health hazard that increases risk. This in turn increases the mortality risk for smokers. The premium will increase if the risk increases.

What is a free look period?

Free-look Period is the period during which the Policyholder has the option to review the terms and conditions of the policy . A period of 30 days is offered from the day the policyholder receives the original policy documents to review the document and request for cancellation.

How to choose the right life insurance plan?

Before buying a life insurance plan one must identify their goals like leaving behind sufficient funds for your family, paying-off loans, funding your children’s education, or investing for the future. Also, consider the claim settlement ratio of the insurance company.

Aegon Life Insurance Premium Calculator

138 reviews

Aegon Life Insurance

Highlights

Claim Settlement Ratio	99.03%
Inception	2008

Term Life Insurance Premium Calculator

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Disclaimer :

1. Premium has been calculated for coverage till 60 years

2. Eligibility depends on income, occupation and educational qualification

Aegon Life Insurance Mediclaim Policy Premium Calculator

InsuranceDekho premium calculator is an online tool through which you can calculate the premium of your life insurance plan before actually buying it. With the help of a premium calculator, you can get personalized results by selecting the cover-up and life cover. The tool helps you to estimate the sum assured according to your requirements from the policy and according to your budget. The premium calculator is designed specifically to calculate monthly amounts of premiums to achieve sum assured.

How to Use an Aegon Life Insurance Calculator?

InsuranceDekho provides the facility to access the premium calculator online. You can calculate the life insurance premium by following simple steps:

Step 1: Click on the ‘Premium Calculator’ on the ‘Life Insurance’ page of InsuranceDekho.

Step 2: Enter your personal details as asked. These may include your age, gender, cover-up and life cover.

Step 3: After filling in the necessary details the total premium is calculated instantly and the calculated premium can vary when you change the variables like age, gender, cover-up and life cover.

Benefits of Aegon Life Insurance Premium Calculator

The benefits of using the InsuranceDekho Life insurance premium calculator is as follows:

1. Saves Money: You can opt for the highest possible life cover amount that suits your budget and you can also opt for additional benefits at the best possible rate of premium offered by Aegon life insurance.

2. No Scope of Miscalculation: The premium calculator helps in calculating premium accurately for the policy that you should be paying for your life insurance policy. This helps you calculate premium as per your budget.

3. Helps In Better Decision Making: It helps you to calculate the payable premium and is also helpful in making better decisions. You can include add-ons under your policy and select the time period that best suits you according to your budget.

4. Instant Calculation: A life insurance premium calculator saves you from complex calculations of life insurance premiums. By entering general information like age, gender, cover-up and life cover customers can instantly calculate the premium. The calculator is specifically designed for the instant calculation of the premium amount according to your budget.

5. Easy to Use: InsuranceDekho life insurance premium calculators offer utmost ease to the customers. Also, anybody can have access to the tool. All the customer is required to do is enter their personal details and the premium will be calculated easily.

Latest News on Aegon Life Insurance

How to download Aegon life policy receipt online?
Aegon Life premium receipt download process is quick and easy. The policyholders can visit the official website of Aegon Life and download the policy receipt online with ease. Read on to know complete process!
By Saumya Srivastava01 Mar 2023
Steps To Revive Lapsed Aegon Life Policy
When the policyholder fails to pay the premium before the due date and during the grace period, the insurance policy lapses. A lapsed Aegon life insurance policy can be revived in a few easy steps. Read on to find out!
By Saumya Srivastava23 Jan 2023
Aegon Life Launches iTerm Prime Insurance Plan For Self-Employed
Aegon Life iTerm Prime is a non-linked, non-participating, and pure-risk individual life insurance policy. Individuals aged 18 and above can buy this plan for a minimum sum assured of Rs. 25 lakhs. The plan provides extensive coverage by offering various
By Saumya Srivastava04 Jan 2023
In India, What Are The Finest Single Premium Insurance Policies?
A single insurance endowment plan is a one-time payment insurance policy that has been created for customers who do not want to endure the hassle of keeping a tab on the plan and making regular periodic payments. Here, you make one large payment, become t
By Shrida Gulati04 Apr 2022
Top 3 Term Insurance Plans For Senior Citizens In India In 2022
Retirement is a significant stage in everyone’s life. Every individual employed or paid in any manner expects to live comfortably and safely post-retirement. Find out some important info on term insurance plans for senior citizens in India.
By Yamini Sharma18 Dec 2021

Why to Buy Life Insurance Policy Online from InsuranceDekho

Tax benefit upto 1,50,000*
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Life Insurance News

How to download Aegon life policy receipt online?
Aegon Life premium receipt download process is quick and eas...
By InsuranceDekho01 March 2023
Steps To Revive Lapsed Aegon Life Policy
When the policyholder fails to pay the premium before the du...
By InsuranceDekho23 January 2023
Aegon Life Launches iTerm Prime Insurance Plan For...
Aegon Life iTerm Prime is a non-linked, non-participating, a...
By InsuranceDekho04 January 2023
In India, What Are The Finest Single Premium Insur...
A single insurance endowment plan is a one-time payment insu...
By InsuranceDekho04 April 2022
Top 3 Term Insurance Plans For Senior Citizens In ...
Retirement is a significant stage in everyone’s life. Every ...
By InsuranceDekho18 December 2021

View All News

Aegon Life Insurance User Reviews

4.6

Rating based on

138 User reviews

What users are saying

Transparent and Honest
I appreciate the transparency of InsuranceDekho. While purchasing the Aegon Life Insurance Policy. they provid...
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R
Aegon
By Rashmi Despande
On: Sep 21, 2023
Responsive and Caring Customer...
Dealing with InsuranceDeko has been a pleasure. Their customer service team is caring and always there to addr...
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A
Aegon
By Avijit Dey
On: Sep 15, 2023
Excellent Customer Support
The customer support team of InsuranceDekho has always been there to answer my questions and guide me through ...
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M
Aegon
By Manish Agarwal
On: Sep 13, 2023
Flexible Payment Options
I appreciated the flexible payment options for premiums provided by InsuranceDekho. It made managing my Aegon ...
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D
Aegon
By Dhairya Batra
On: Sep 08, 2023
Wide Range of Options
InsuranceDekho offers a wide range of life insurance plans, catering to diverse needs and budgets. Whether you...
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C
Aegon
By Chetna Galani
On: Sep 05, 2023

View All Aegon Life Insurance Reviews

Claim Process at Aegon Life Insurance

1
Claim Intimation
In the event of the death of the life assured, the insurance company should be intimated as early as possible.
2
Submission of Documents
For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
3
Claim Evaluation
After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
4
Claim Settlement
If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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Aegon Life Insurance Premium Calculator FAQs

Does age affect the calculation of premium?
Yes, age does affect the calculation of premium as it is an important factor. As the age increases so do the insurance premium. It is recommended to get term insurance at an early age to avail high life coverage at an affordable price.
Will the premium amount increase after I have purchased the policy?
The ‘basic premium amount’ stays constant throughout the term of policy but the renewal premiums change due to taxes levied by the government and change in premium payment frequency.
How do personal habits like smoking affect the premium of a life insurance plan?
Premiums for smokers are generally high because of the smoking habits they are counted in a high-risk category.
What is a free look period?
A free look period is offered by the insurance companies. A free look period of 15 days is offered from the day the policyholder receives the original policy documents if the policy is purchased through distance marketing the free look period offered is 30 days.
How to choose the right life insurance plan?
Before buying a life insurance plan consider the claim settlement ratio of the insurance company, availability of optional critical illness benefits and availability of addition of accidental death benefits.

View All

Aegon Life Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Aegon Life Insurance
1800-209-9090Mon to Sat 9:00 AM to 7:00 PM
customer.care@aegonlife.com