Bajaj General Life Insurance Plans

Bajaj General offers a wide range of insurance plans such as Term Insurance, Unit-Linked Insurance Plans, Child, Retirement, Investments, Savings and Health Insurance plans. Additionally, the life insurance company also provides riders. Bajaj General Life strives to provide the best comprehensive budget friendly insurance plan. Explore the types of Life Insurance plans & policies offered by Bajaj General Life Insurance, one of the leading Life Insurance providers by reading about them in detail below:

Bajaj General Life Insurance Plans

• Term Insurance Plans
• Unit-Linked Insurance Plans
• Savings Plans
• Investment Plans
• Retirement Plans
• Child Insurance Plans
• Health Insurance Plans

Bajaj General Life Term Insurance Plans

Bajaj General Life offers eight term insurance plans as discussed below:

• Bajaj General Life Smart Protect Goal: Bajaj General Life Smart Protect Goal plan is a term insurance plan that provides life cover at a budget friendly price. This plan offers a maturity benefit that allows the policyholder to retrieve the total premiums paid at the time of maturity. This plan also offers financial protection at the time of diagnosis of any listed critical illness.
• Bajaj General Life eTouch Online Term: Bajaj General Life eTouch Online Term plan provides financial protection to the policyholder’s family at the time of diagnosis of critical illness. This plan also provides financial aid in the event of accidental total permanent disability and also offers Waiver of Premium benefit in the event of accidental total permanent disability.
• Bajaj General iSecure: Bajaj General iSecure plan offers life cover at affordable premiums. This plan provides financial protection to the policyholder’s family in his/her absence. The claimant can opt for death benefit payout in instalments of equal amount for five or ten years as preferred by the claimant.
• Bajaj General iSecure More: Bajaj General iSecure More plan provides financial protection to the policyholder’s family in his/her absence. The claimant has an option to opt for death benefit payout in instalments of equal amounts for five or ten years. This plan also offers a 5% increase of the sum assured on every anniversary date of the policy.
• Bajaj General iSecure Loan: Bajaj General iSecure Loan plan is a debt cover term plan. This plan helps the policyholder’s family member to repay the loan that the policyholder may have taken. This plan ensures that the goals and aspirations of family members of the policyholder are not put on stake while repaying the loan that he/she might have taken.
• Bajaj General Life Secure: Bajaj General Life Secure is considered a whole life term insurance plan and this plan offers life coverage upto 100 years of age. This plan offers multiple life cover options to choose from such as death benefit, death benefit in addition to accidental benefit or death benefit or accelerated critical illness in addition to waiver of premium benefit.
• Bajaj General LifeStyle Secure: Bajaj General LifeStyle Secure offers level cover term assurance with addition to accelerated critical illness benefit. If in any case the policyholder passes away from critical illness, the benefit amount is paid in equal instalments according to the policy term chosen.
• Bajaj General Saral Jeevan Bima: Bajaj General Saral Jeevan Bima is a life cover that provides coverage up to a term of 40 years. It is a non-linked, non-participating, individual pure risk life insurance plan with up to Rs. 25 Lakh life cover.

Bajaj General Life Unit-Linked Insurance Plans

Bajaj General Life offers eight unit-linked insurance plans as discussed below:

• Bajaj General Life Smart Wealth Goal: Bajaj General Life Smart Wealth Goal is a unit-linked life insurance policy. This policy offers multiple investment strategies and comes in the form of three variants, namely Wealth, Child Wealth, and Joint Life Wealth.
• Bajaj General Life LongLife Goal: Bajaj General Life LongLife Goal is a unit-linked non-participating whole life insurance plan. Some of the key features include Retired Life Income, Whole of Life Insurance Cover, Loyalty additions, Periodical Return of Life Cover charges ULIP and more. This is an early retirement life goals plan.
• Bajaj General Life Goal Assure: Bajaj General Life Goal Assure plan offers eight fund and four investment strategies, it also offers return of life cover on maturity of the policy.
• Bajaj General Life Future Gain: Bajaj General Life Future Gain plan offers to allocate the maximum amount of premiums paid towards investment.
• Bajaj General Life Fortune Gain: Bajaj General Life Fortune Gain plan is a single premium product and offers policyholders the flexibility to choose the type of fund he/she wants to invest in.=
• Bajaj General Life Principal Gain: Bajaj General Life Principal Gain plan offers capital protection which ensures that policyholder’s investment is safe-guarded and future goals and aspirations are not hampered.
• Bajaj General Life Future Wealth Gain: Bajaj General Life Future Wealth Gain plan is an endowments plan that serves dual purpose of protection and investment.
• Bajaj General Life Goal Based Savings: Bajaj General Life Goal Based Savings plan offers an option to choose between 8 funds. This plan also offers the return of morality charges.

Bajaj General Life Savings Plans

Bajaj General Life offers eight savings plan as discussed below:

• Bajaj General Life Flexi Income Goal: Bajaj General Life Flexi Income Goal is a non-linked, participating, guaranteed income life insurance plan. Key features include flexibility to accumulate or receive Survival Benefits, option to receive Cash Bonus if any from the first month, equity exposure up to 40% and more.
• Bajaj General Life Guaranteed Income Goal: Bajaj General Life Guaranteed Income Goal plan is an endowment plan. This plan offers the policyholder an option to take policy benefits in lump sum or in installments.
• Bajaj General Life Save Assure: Bajaj General Life Save Assure plan is a limited premium savings plan. This plan offers 115% of the sum assured on the maturity of the policy.
• Bajaj General Life Cash Assure: Bajaj General Life Cash Assure plan is a money back insurance plan that offers the money invested returned in regular installments.
• Bajaj General Life Super Life Assure: Bajaj General Life Super Life Assure plan serves the dual purpose of savings and life cover. This plan offers the flexibility to choose from multiple policy terms.
• Bajaj General Life Income Assure: Bajaj General Life Income Assure plan offers guaranteed income for months. This plan also covers two types of life cover such as Income and Assure.
• Bajaj General Life Goal Suraksha: Bajaj General Life Goal Suraksha plan offers financial security to policyholder and policyholder’s family members. This plan also offers a guaranteed sum assured at maturity of the policy.
• Bajaj General POS Goal Suraksha: Bajaj General POS Goal Suraksha is a non-participating non-linked life insurance plan. Key benefits include guaranteed maturity benefit, guaranteed additions at maturity, limited premium payment term, etc.

Bajaj General Life Investment Plans

Bajaj General Life offers five investment plans as discussed below:

• Bajaj General Life My Wealth Goal: Bajaj General Life My Wealth Goal plan offers a combination of features from two plans that are Bajaj General Life Future Wealth Gain and Bajaj General Life LifeLong Assure.
• Bajaj General Life Invest Assure: Bajaj General Life Invest Assure plan offers two life cover options to choose from. This plan also offers maturity benefits.
• Bajaj General Life Elite Assure: Bajaj General Life Elite Assure plan offers life cover along with guaranteed maturity benefit.
• Bajaj General Life Capital Assure Goal: Bajaj General Life Capital Assure Goal is a plan that features guaranteed returns, life cover, simple application, potential of better returns.
• Bajaj General Life Capital Goal Suraksha: A non-linked participating endowment life insurance plan with attractive return on investment and life cover, guaranteed loyalty additions, etc.

Bajaj General Life Retirement Plans

Bajaj General Life offers two retirement plans as discussed below:

• Bajaj General Life Guaranteed Pension Goal: Bajaj General Life Guaranteed Pension Goal Plan is an immediate annuity plan that offers regular income according to the annuity payment frequency chosen by the policyholder.
• Bajaj General Retire Rich: Bajaj General Retire Rich is a deferred pension plan that helps the policyholder to save his/her money so that he has financial support post retirement.

Bajaj General Life Child Insurance Plans

Bajaj General Life offers two child insurance plans. They include:

• Bajaj General Young Assure: Bajaj General Young Assure is a savings and insurance plan as well, this plan helps invest policyholder’s money and helps them ensure that their child achieves his/her goals.
• Bajaj General Lifelong Assure: Bajaj General Lifelong Assure plan offers income and life cover upto 100 years of age and helps in ensuring that the policyholder's child has financial support to achieve their goal.

Bajaj General Life Health Insurance Plans

Bajaj General Life Insurance offers one health insurance plan:

• Bajaj General Life Health Care Goal: Bajaj General Life Health Care Goal is a critical illness health insurance policy that offers to cover 36 listed critical illnesses which includes heart and cancer. This plan has an inbuilt Waiver of Premium rider in the insurance plan. This plan also offers an option of family cover.