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Sahara India Life Insurance Benefits

44 reviews Rate This
Claim Settlement Ratio97.18%
Customer Care1800-180-9000
Death Benefit Paid For585 Policies
Presence50 Branches Pan India
Total Death Benefit Paid5.44 Crore

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification

Benefits of Sahara India Life Insurance

In 2004 Sahara India Life Insurance was established by the Sahara Group. It got its approval and license from IRDAI in February and commenced its operations from October 2004. This is the first fully-owned Indian insurance company with no foreign collaboration. To reach out to the grass root level of the society, it has directed all its efforts in providing insurance products to all segments at competitive rates.

Sahara India Life Insurance, the wholly-owned privately held life insurance company provides a broad array of products for meeting the insurance needs of individuals of all age groups. It is considered one of the ideal solutions for ensuring financial protection of an individual’s family members. They are known to provide higher sum assurance at relatively economical premium amounts.

Benefits of Sahara India Life Insurance

Some of the key benefits offered by Sahara India Life Insurance is as follows:

  • Wide Range of Products: Sahara India Life Insurance provides a wide range of Unit Linked, Money Back, Endowment, Term Assurance And Group Insurance plans. You can decide the plan depending upon your individual requirements and budget. Online plans are also available and the registration is quick and hassle-free. Each plan differs and is equipped with a host of options which are designed specifically to suit your insurance needs.
  • High Claim Settlement Ratio: Sahara India Life Insurance has a claim settlement ratio of 90.16% for the year FY 2018-19. This ratio shows the successful number of claim payments which are made during the year by the insurance company from among the total claims received by them during that tenure. A customer will want to select a reliable insurance provider. It becomes easy for a customer to determine the reliability of the insurance company with the help of this claim settlement ratio.
  • Affordable Plans: An insurance purchaser will always want a good insurance plan that fits their necessary requirements. Sahara India Life Insurance provides comprehensive life cover on the payment of an affordable premium rate. Various insurance plans offered by Sahara India provide multiple options and benefits at a very affordable premium rate.
  • Excellent Customer Service: Sahara India Life Insurance is one of the leading life insurance providers offering multiple life insurance policies that are affordable. Their customer care service is accessible 24x7 on their website and their customer care toll-free number is also accessible by the policyholder. It helps the customers in staying connected with them.

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Sahara India Life Insurance User Reviews

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What users are saying
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  • Based on customer reviews, the Sahara Dhan Sanchay Jeevan Bima plan is one of the top-rated plans. So, I went ...

    Read More
    Sahara India
    By Farhan Khan
    On: Jan 23, 2023
  • The Sahara Dhan Sanchay Jeevan Bima plan available on InsuranceDekho had so many amazing features that I was c...

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    Sahara India
    By Vaishnavi Chaudhary
    On: Oct 13, 2022
  • The best part about buying the Sahara Dhan Sanchay Jeevan Bima plan from InsuranceDekho was that I got persona...

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    Sahara India
    By Piyush Chawla
    On: Sep 26, 2022
  • With the help of the online term calculator available on InsuranceDekho, I was easily able to calculate the pr...

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    Sahara India
    By Mrinalini Singh
    On: Sep 20, 2022
  • I wanted to invest in a life insurance plan but my budget was restricted, so I was looking for affordable life...

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    Sahara India
    By Rashi Raj
    On: Sep 09, 2022

Claim Process at Sahara India Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQ About Sahara India Life Insurance

  • Why should I opt for Sahara India Life Insurance?

    You can pick your choice from a wide array of plans  from Sahara India Life Insurance, based on your preference and budgetary constraints. The plans are easy to afford, and the claim settlement ratio is high. 

  • What plans does Sahara India Life Insurance offer?

    Sahara India Life offers unit-linked plans, endowment plans, group insurance plans, and money-back plans.  

  • How can I pay the Sahara India Life Insurance premium?

    You can pay the Sahara India Life Insurance premium online through Internet banking, debit card, or credit cards. 

  • What is the claim settlement ratio of Sahara India Life Insurance?

    Sahara India Life Insurance had a claim settlement ratio of 90.16% in FY 2018-19.

  • What are the contact details of Sahara India Life Insurance?

    You can connect with Sahara India Life Insurance personnel using the toll-Free No: 1800-180-9000. Alternatively, you can email at

Sahara India Life Insurance Contact Details

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