What is the minimum and maximum age limit to be the Proposer for this policy?

Anyone aged between 18 years to 65 years can be the Proposer of this policy.

Who all can be covered under this policy?

You can cover Self, Legally wedded Spouse, Dependent Children, Parents, and Parents-in law under this policy.

What is the policy term?

The policy term is of 1 year. The policy needs to be renewed annually.

What are the floater combinations under this policy?

The following floater combinations can be availed under this policy- 1 Adult+1 Child 1 Adult+2 Children 1 Adult+3 Children 1 Adult+4 Children 2 Adults 2 Adults+1 Child 2 Adults+2 Children 2 Adults+3 Children 2 Adults+4 Children

Which modern treatments are covered under this policy?

The policy covers the following modern or new age treatments for up to 50% of the sum insured limit: • Balloon Sinuplasty • Oral Chemotherapy • Uterine Artery Embolization and High Intensity Focused Ultrasound • Deep Brain Stimulation • Bronchial Thermoplasty • Robotic Surgeries • Intra vitreal injections • Immunotherapy-Monoclonal Antibody to be given as an injection • Vaporisation of the prostrate • Intra Operative Neuro Monitoring • Stereotactic radio surgeries

What is the general waiting period under this policy?

The policyholders need to complete a general waiting period of 30 days from the date of commencement of the policy to avail of any benefit under Arogya Sanjeevani Policy, Religare Health Insurance.

What is the waiting period for pre-existing diseases under this policy?

Pre-existing diseases are covered after a waiting period of 48 months of continuous coverage under this policy.

Does the policy offer lifetime renewability benefit?

Yes. The policy guarantees renewability for a lifetime.

Is there any co-payment clause under this policy?

Yes. A co-payment of 5% is applicable on every admissible claim.

Can I pay the premium in instalments for this policy?

Yes. You can pay the premium in monthly, Quarterly, Half-yearly, and Annual instalments for this policy.

Care Arogya Sanjeevani Health Insurance Wordings

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Highlights

Cashless Approval TAT	2 hr Cashless Claim Processing
Claim Settlement Ratio	95.22%
Network Hospitals	21,100+
Pre-existing Disease Coverage From	Day 1
Special Benefits	No Extra Premium for Disease Coverage
Starting Premium for Rs. 5 lakhs coverage	Rs. 546/month

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Care Arogya Sanjeevani Policy Brochure

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May 07, 2020

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Care Health Insurance Plan List

Family (3)
Individual (3)
Woman (1)
Critical Illness (3)
Heart (2)
Senior Citizen (2)
Parents (1)
Maternity (1)
Cancer (1)

Name of Plan	Sum Insured
CareMin: 91 Days; Max: No LimitPopular	4 Lakh	Check Premium
PlusPopular		Check Premium
SupremePopular		Check Premium
Care AdvantageMIn: 91 Days; Max: LifelongPopular	25 Lakh	Check Premium
Care ClassicPopular		Check Premium
Care HeartMin: 18 Years; Max: No Limit	2 Lakh	Check Premium
Care SeniorMin: 61 Years; Max: No Limit	3 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Critical MediclaimMin: 5 Years; Max 50 Years	10 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day ; Max: 65 years	50,000 - 5 lakh	Check Premium
Care FreedomMin: 90 Days; Max: No Limit	3 Lakh	Check Premium
JoyMin: 1 Day; Max: 65 Years	3 Lakh	Check Premium
Super MediclaimMin: 91 Days; Max: No Limit	1 Lakh	Check Premium

Care Health Insurance Top Up List

Family (1)
Individual (1)
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Name of Plan	Sum Insured
EnhanceMin: 1 Day; Max: No Limit	1 Lakh	Check Premium
Care Enhance Min: 1 Day; Max: No Limit	1 Lakh	Check Premium

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FAQs on Arogya Sanjeevani Policy Health Insurance Plan

What is the minimum and maximum age limit to be the Proposer for this policy?
Anyone aged between 18 years to 65 years can be the Proposer of this policy.
Who all can be covered under this policy?
You can cover Self, Legally wedded Spouse, Dependent Children, Parents, and Parents-in law under this policy.
What is the policy term?
The policy term is of 1 year. The policy needs to be renewed annually.
What are the floater combinations under this policy?
The following floater combinations can be availed under this policy-

1 Adult+1 Child

1 Adult+2 Children

1 Adult+3 Children

1 Adult+4 Children

2 Adults

2 Adults+1 Child

2 Adults+2 Children

2 Adults+3 Children

2 Adults+4 Children
Which modern treatments are covered under this policy?
The policy covers the following modern or new age treatments for up to 50% of the sum insured limit:

• Balloon Sinuplasty
• Oral Chemotherapy
• Uterine Artery Embolization and High Intensity Focused Ultrasound
• Deep Brain Stimulation
• Bronchial Thermoplasty
• Robotic Surgeries
• Intra vitreal injections
• Immunotherapy-Monoclonal Antibody to be given as an injection
• Vaporisation of the prostrate
• Intra Operative Neuro Monitoring
• Stereotactic radio surgeries

View More Questions

Claim Process at Care Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Care Health Insurance Contact Details

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