What is the re-instatement of Base Sum Insured?

This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.

What is a co-payment?

A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.

Is pre-policy check-up covered?

No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.

Does Reliance General Insurance pay the complete amount in case of a cashless treatment?

The insurance company pays towards all admissible charges up to the limit of your sum insured.

What is the grace period to renew a policy online?

The grace time is 30 days immediately following the premium due date of the policy.

Reliance MORE Health Insurance User Reviews

253 reviews Rate This

Reliance

Highlights

Cashless Approval TAT	4 hour Cashless Claim Processing
Claim Settlement	100%
Network Hospitals	8,600+
Pre-existing Disease Waiting Period	1 year
Special Benefits	More Cover, More time, More Global
Starting Premium for Rs. 5 lakhs coverage	Rs. 243/month

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of MORE Health Insurance

4.1

Based on

24 User reviews

More benefits than others
There are many health insurance plans in the market but i found this one to be beneficial as it offered me many benefits. These include in patient hospitalisation expenses, medical expenses for AYUSH treatment, pre and post hospitalisation expenses and many more. I got all of it at nominal premium
F
Farah
On: Feb 18, 2020
Nominal premium .
Out of many health insurance plans in the market, I chose this for a better tomorrow as i found it to a reliable company with a good claim settlement ratio. I have not made any claim yet but i hope that if i require this plan in future, then i get help from this investment.
D
Dinesh Kumar Pandey
On: Feb 18, 2020
Full refund on cancellation
I purchased more health insurance plan from insurancedekho last month but did not understand my policy well and thought to not to continue with this policy during the free look period. And the company supported me by understanding my reasons. They did not create any trouble etc when i cancelled it
N
N Nitin Yadav
On: Feb 06, 2020
The services of insurancedekho are the best
Insurancedekho is the best health insurance provider who understands your needs and offers you the best policy in your budget. Also it has happened with with me when i brought another policy from them that they offered me discounts also on buying family plan on paying the premium in advance for 2 years.
N
Nidaul Halim
On: Feb 06, 2020
Nice health policy
Reliance is a trusted brand even when it comes to providing health insurance. The company has a good claim settlement ratio and even better reputation in the market. I really liked the coverage features of this plan so brought it from insurancedekho at nominal premium amount. Good job team.
K
Karthikeyan P
On: Jan 23, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
66 Lacs+ happy customers

good job
I thank the team at insurancedekho. I don’t recall the name but the girl explained me everything about the more plan and i got convinced to buy. I purchased this plan from ID in a few easy steps.. I made payment online within a few easy steps and the process was smooth online.
D
Debu Durllabh
On: Jan 23, 2020
Covers AYUSH treatments as well
Apart from many coverage features offered under MORE health insurance plan, AYUSH treatments is the best one for me. Others are-in-patient hospitalisation, pre and post-hospitalisation expenses, Coverage for Parkinson’s and Alzheimer’s disease, and reinstatement of sum insured.. The policy is easy to buy with insurancedekho..
A
Aditya Rathore
On: Jan 03, 2020
Easy process online
The policy is easy to buy when insurancedekho is there. I was able to buy this within 5 minutes. All you need to do is call on the toll free number of ID i.e. 18001205698. And they will also suggest you other options too and you can choose the best one suitable for you.
M
Manila Mathur
On: Jan 03, 2020
Trusted name in market..!!
More health insurance plan from reliance health is a good one as it gives me all the coverage benefits that I was looking for. Also, reliance has a trusted name in the market and it also has good claim settlement ratio bcz of which I thought giving it a try would not be a bad decision
A
Amber jaisinghsariya
On: Dec 16, 2019
Comprehensive and nice plan
More plan, as the name suggests, give you more and more for you and your family. It covers many benefits under nominal amount of premium. I have made claim once under this plan and it was a smooth ride. They approved it within two hours and I faced no major issue.
J
Joginder Singh
On: Dec 16, 2019

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FAQs

What is the re-instatement of Base Sum Insured?
This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.
What is a co-payment?
A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.
Is pre-policy check-up covered?
No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.
Does Reliance General Insurance pay the complete amount in case of a cashless treatment?
The insurance company pays towards all admissible charges up to the limit of your sum insured.
What is the grace period to renew a policy online?
The grace time is 30 days immediately following the premium due date of the policy.

View All

Claim Process at Reliance Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Reliance Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Reliance Health Insurance
1800-300924x7
rgicl.services@relianceada.com