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Niva Bupa Heartbeat Health Insurance Wordings

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Highlights
Cashless Approval TAT30 mins Cashless Claim Processing
Claim Settlement Ratio90.70%
Network Hospitals10,000+
Pre-existing Disease Coverage FromDay 1
Special BenefitsUnlimited restoration
Starting Premium for Rs. 5 lakhs SIRs. 550/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Niva Bupa Health Insurance Plan List

    Name of PlanSum Insured
    Senior First Check Premium
    Niva Bupa Health Companion Check Premium
    ReAssure 2.0 Check Premium
    Health Pulse Policy Min: 91 days; Max: 65 years3 Lakh - 25 Lakh Check Premium
    Health Companion PolicyMin : 91 Days; Max: 65 Years3 Lakh - 1 Crore Check Premium
    Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years Check Premium
    ReAssure Policy Min : 18 Years; Max: 65 Years3 Lakh - 1 Crore Check Premium
    CritiCare PolicyMin: 18 years; Max: 65 years3 Lakh - 2 Crore Check Premium
    Heartbeat PolicyMin: 18 years; Max: No Limit5 Lakh - 1 Crore Check Premium
    Health PremiaMin: 3 Months; Max: 65 Years1 Lakh Check Premium
    Corona Kavach PolicyMin : 1 Day; Max: 65 Years50,000 - 5 lakh Check Premium

    Niva Bupa Health Insurance Top Up List

      Name of PlanSum Insured
      Health Recharge Policy Min: 18 years; Max: 65 years2 Lakh - 95 Lakh Check Premium

      10059 Niva Bupa Cashless Network Hospitals in India

      FAQs on Heartbeat Policy Health Insurance Plan

      • What are the add-on benefits under this policy?

        Heartbeat policy comes with several add-on benefits which you can voluntarily opt for by paying an extra premium. These are hospital cash, personal accident cover, critical illness cover, e-consultation, premium waiver and enhanced geographical scope for international coverage.

      • What are the sum insured options available under this policy?

        The sum insured options under this policy are of Rs. 5 Lakh, Rs. 7.5 Lakh, Rs. 10 Lakh, Rs. 15 Lakh, Rs. 20 Lakh, Rs. 30 Lakh, Rs. 50 Lakh, and Rs. 1 crore. 

      • Can I avail maternity benefits under this policy?

        Yes. You can avail maternity benefits under this policy, for Rs. 35,000 to Rs. 2 Lakh. The coverage benefits differ with different sum insured options.

      • Is there any additional coverage for platinum customers under this policy?

        Yes. The policy offers additional coverage to platinum customers such as international treatment for specified illnesses, cover for OPD treatment, cover for second medical opinion, and emergency medical evacuation and hospitalisation for medical emergencies. 

      • Am I covered for expenses incurred outside the hospital, under this policy?

        Yes. You are covered for the following expenses under this policy:

        • Pharmacy and diagnostic services
        • Emergency assistance services like air ambulance, medical referral, medical repatriation, etc.  
        • Domiciliary coverage treatments as prescribed by a medical practitioner

      Claim Process at Niva Bupa Health Insurance

      • Network Hospital
      • Non-Network Hospital
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
      • 3

        Claim Processing

        Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
      • 4

        Claim Settlement

        Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
      • 1

        Claim Assistance

        For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
      • 2

        Claim Intimation

        Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
      • 3

        Claim Processing

        Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
      • 4

        Claim Settlement

        Once your request for reimbursement of expenses is approved, the claim will be settled.

      Niva Bupa Health Insurance Contact Details

      Reach us for help anytime
      • Insurance Dekho

        755 1196 989Mon to Sun 10:00 AM to 7:00 PM
      • Niva Bupa Health Insurance

        1860-500-1000Mon to Fri 10:00 AM to 7:00 PM