Top Health Insurance Plans With Cover For Daycare Procedures
Updated On Oct 25, 2021
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Over the period of time, the health insurance providers have rolled out various features under their health insurance plans to enhance the health insurance plans for the policyholders and to ensure quality treatment at the private hospitals. A health insurance policy usually provides monetary compensation to the policyholders for their treatments during hospitalization in case of a medical emergency. Due to the rise in inflation, the basic costs of medical treatments have also hiked, thus resulting in the exhaustion of the financial savings of the people. Therefore, to help the individuals in such conditions, the health insurance providers have rolled out features like no claim bonus, domiciliary expenses, inpatient costs, daycare procedures, and much more.
Daycare procedure cover of a health insurance plan offers monetary aid to the policyholders for their hospitalization of less than 24 hours. Under this cover, a list of medical treatments are included by the health insurance providers. Such medical treatments require less than 24 hours of hospitalization and therefore, the policyholders do not have to claim their entire health insurance plan for such treatments. Instead, they can avail the daycare procedure cover and save the accumulated benefits of the rest of their purchased health insurance policy.
About Daycare Procedures
Day care procedure is a cover under the health insurance policy which provides financial aid for medical treatments of the policyholders that require less than 24 hours of hospitalization. The health insurance providers offer compensation for a list of medical treatments under this cover and it also helps the people in not exhausting their entire health insurance plan for a short term medical hospitalization. Some of the commonly included medical treatments under the daycare procedures are:
- Cataract
- Chemotherapy
- Radiotherapy
- Dialysis
- Prostate
- Colonoscopy
- Angiography, and a lot more.
Some health insurance providers include around 541 medical treatments under the day care procedures like the Tata AIG health insurance company.
Top Health Insurance Plans With Cover For Daycare Procedures
Following are some of the prominently bought health insurance plans that offer top health insurance cover for daycare procedures:
1. ICICI Lombard Complete Health Insurance
This health insurance plan covers a wide range of daycare procedures and can cover the family of the policyholders. It provides financial aid to the policyholders for treatments that do not require hospitalization. It offers lifetime plan renewal services to the people at an affordable price and cashless claim benefits at the network hospital of the health insurance provider. Under this plan, people with less than 45 years of age do not have to undergo any pre-medical tests.
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2. Bajaj Allianz Health Guard Plan
This health insurance plan by Bajaj Allianz health insurance company is available in different variants for the people. It lists a number of medical conditions under in-patient hospitalization for the day care procedure cover of the policyholders. Organ donor expenses, ambulance charges, room rents, etc. are also looked after by the policyholders.
3. Max Bupa Heartbeat Family First Plan
This health insurance plan offers extensive coverage to the entire family of the policyholder cost-effectively. This plan covers all possible types of day care procedures and is comprehensive in its coverage. This policy also includes AYUSH treatments along with the domiciliary hospitalization expenditures of the policyholders.
4. Star Health Senior Citizens Red Carpet Health Insurance Policy
This health insurance plan looks after the health of the senior citizens particularly and compensates for all sorts of day care procedures. No pre-medical screenings are required for the entry into this health insurance plan and it provides the policyholders with direct claim settlement at the time of a medical emergency.
Conclusion
There are several other health insurance plans in the insurance market that offer extensive and affordable daycare procedures to the policyholders. Therefore, when investing in a particular health insurance policy, you must carefully go through its terms and conditions to understand its inclusion regarding the daycare procedures and related medical treatments.
Also Read: Common Daycare Coverage Under Health Insurance
Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.
