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The Benefits Of Buying A Women's Health Insurance Policy!

Published On May 24, 2022

Although the healthcare system in the county has improved by leaps and bounds, there are issues that still need to be addressed, and one of them is the dearth of adequate insurance plans for women. When we talk about health insurance plans, there’s often a lack of features when it comes to women-specific plans. Most insurance plans are designed for men and children; women’s health issues are rarely included in the average critical illness cover. 

Let’s get to know a bit more about why health insurance is important for women and what kinds of plans they can choose.

The Benefits Of Buying A Women's Health Insurance Policy!

Why Opt For A Women-specific Health Insurance Policy?

Women and their health issues have been ignored or trivialised for generations. An average health insurance plan covers ailments such as kidney issues, heart attacks, etc. However, women-specific critical illnesses like arthritis, breast cancer, ovarian cancer, etc. also require similar levels of medical attention and can result in high hospital expenses. 

That aside, most women go through pregnancy and childbirth. This can cause many gynaecological health complications, the repercussions of which can last for years or decades. Frequently, women tend to be included as dependents on their husband or parents’ health policy. This limits their coverage to a family floater pack. But since women are biologically very different from men, they also require a unique healthcare plan that can cover all their medical expenses and offer them and their families protection in times of uncertainty.

Notably, the premium paid towards insurance can be used to claim tax benefits. Women can claim a tax deduction of up to Rs 25,000 on the health insurance premium they pay for themselves, their spouse, and children, plus an additional Rs 25,000 for their parents as per Section 80D of the Income Tax Act 1961. So, insurance is also a great savings tool for women and should, therefore, be encouraged.


Health insurance is vital for women, and the reasons we discussed above ensures that they receive the care and protection they deserve. With women-specific covers, inclusions, and provisions in tax laws, these plans are ideal for all women.

Do read - Simple Ways To Lower Your Health Insurance Premiums


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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