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Medical Insurance For Transgender

Published On Jan 19, 2023 10:00 AM By InsuranceDekho

In today’s highly uncertain times, medical insurance is a must-have for all. Medical insurance provides much-needed assistance against uncertainties so that you can get quality treatment without worrying about hefty medical expenses. To make health insurance plans even more inclusive, IRDAI or Insurance Regulatory and Development Authority keeps making amendments. In a recent move, the government is trying to make health insurance plans inclusive by providing medical insurance coverage for transgenders as well. Read on to know all about medical insurance plans for transgender. 

Medical Insurance For Transgender

Ayushman Bharat PM-JAY Plan For Transgender

The government of India is doing its best to break the taboo against transgenders and provide them with inclusion in every possible way. Recently, the Central Government under its Ayushman Bharat Scheme - Pradhan Mantri Jan Arogya Yojana has introduced coverage for transgenders under their health insurance plan. The memorandum for this was signed by the National Health Authority (NHA) under the Ministry of Health and Family Welfare and the Department of Social Justice and Empowerment. 


This can be issued only by those transgenders who have a valid certificate from the National Portal for transgender persons. Under the Ayushman Bharat PM-JAY Plan, transgender policyholders can get a maxiumum coverage of 5 lakhs on medical treatment. As per this health insurance plan for transgenders, a comprehensive health plan is being designed so that all the medical expenses such as sex reassignment surgery get covered. So, with this initiative, transgenders can get quality treatment at any of the AB PM-JAY linked hospitals. Moreover, to further make insurance plans all-inclusive, the Insurance Regulatory and Development Authority has made it imperative for all insurers to specify premiums will be determined for transgenders. The reason behind this is to ensure transparency while providing insurance plans. 

Bajaj Allianz Health Insurance Plans for Transgender

Bajaj Allianz is one of the leading insurers that provides health insurance plans for transgenders. In a statement released by the company, it is clearly indicated how all the health insurance plans offered by Bajaj Allianz are applicable for all genders, including transgenders. Thus, everyone can enjoy the benefits of the top health insurance plans offered by Bajaj Allianz. 

Take Away

The inclusion of transgenders under the Ayushman Bharat PM-JAY scheme is a much-needed initiative by the government of India to make an all-inclusive society.

Also read: Health Insurance Premium Payment Modes


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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