Is TATA AIG Health Insurance Good To Buy?
Updated On Jul 21, 2022
Tata AIG Health Insurance is a very well known health insurance company in India. The company is one of the most popular private health insurance providers. It has numerous mediclaim plans that you can choose from. The company offers good and wholesome health covers at pocket-friendly rates and this makes it affordable for everyone to have medical insurance.
Benefits of Tata AIG Health Insurance plans
Take a look at some of the benefits you get when you buy your health insurance plan from Tata AIG:
- You can get free preventive health checks under the Tata AIG health plans. A large number of policies have this provision that allows you to keep your fitness in check throughout the year.
- The plans have high sum insured amounts. This makes it easy for you to afford the best healthcare facilities for yourself as well as for all the other members of your family.
- Tata AIG is very well known for settling claims in a very fast manner. In fact, the company was awarded the prestigious General Insurer Claims Team of the Year by Claims Awards Asia.
- The company offers a no-claim bonus to all its customers when an entire policy term passes without even a single claim being made. The claim can be taken as a discount on the premium of the following policy term.
- The health insurance policies from Tata AIG Health are very comprehensive and offer many covers such as hospitalisation, post and pre-hospitalisation, etc. Apart from these, the policyholder gets the option of buying some riders to make the health cover more flexible and tailor-made.
- Tata AIG Health Insurance Company’s claim settlement ratio is 70% and the incurred claim ratio is 78%. This tells us just how good and professional the company is in regards to honouring claims and helping out their customers who are in need.
- The company has more than 5,800 network hospitals where the policyholders can seek cashless treatment in a smooth and hassle-free manner.
- With Tata AIG Health Insurance plans, you can also get tax benefits of up to INR 25,000 (INR 50,000 for senior citizens) under Section 80D of the Income Tax Act.
You can file claims of your insurance online by visiting the claim section of the Tata AIG Health Insurance portal. Enter some details about yourself and your policy and register your claim. You can also check the status of your claim at the same place.