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Insurance Companies Offering Cover For COVID-19 Treatments

Published On Oct 15, 2021 6:48 PM By InsuranceDekho

With the ongoing pandemic, it has come to the realisation of many that it is important to have some financial backup for the medical treatments in private hospitals. During the global spread of the coronavirus, with the increase in inflation, the basic costs of hospitalization also increased thus, burning a hole in the pockets of the individuals. Health insurance plans support the people in times of a medical emergency by providing them financial support and quality treatment at the network hospitals of the insurer. During the global spread of coronavirus, a lot of people lost their loved ones due to lack of proper hospitalization and quality treatments as a result of monetary constraints. To help the people through this situation, the IRDAI has mandated all the health insurance providers to include COVID-19 coverage under their regular health insurance plans. 

Apart from including COVID-19 coverage under all the health insurance plans for the policyholders, the health insurance providers have also rolled out separate COVID-19 specific health insurance plans to offer short term coverage to the individuals at an affordable price. COVID-19 related coverage is comprehensive and cost-effective. There are a lot of insurers that offer extensive health insurance coverage to the individuals on getting diagnosed with the coronavirus. These plans come with a waiting period of around 15 days which makes it possible for the people to avail the cover as early as possible. 

Insurance Companies Offering Cover For COVID-19 Treatments

Almost all the health insurance providers in the insurance market offer COVID-19 related health  insurance plans to help the policyholders during the global pandemic. Let us look at some of the prominent health insurance companies that offer extensive health insurance plans with COVID-19 coverage: 

1. HDFC Ergo Corona Kavach Health Insurance Plan

This COVID-19 related plan is offered by HDFC Ergo health insurance and provides compensation for the hospitalization expenses like costs of PPE kits, ventilators, intensive care, medications, and much more. It looks after the medical expenditures like pre and post hospitalization expenses, AYUSH treatments, road ambulance charges, room rents, ICU charges, and a lot more. HDFC Ergo has a huge base of trusted and satisfied policyholders and it provides cashless claim perks at the network hospitals to the policyholders under which the claims are settled with ease without any hassles. 

2. IFFCO Tokio Corona Kavach Health Insurance Plans 

IFFCO Tokio health insurance company offers a comprehensive COVID-19 specific health insurance plan which is available for both individuals or families. It provides the policyholders with the flexibility to choose the claim amount from the given options under the policy and customize their plans according to their needs. It comes in several variants that can be chosen by the policyholder based on their choices and finances.  

3. Bajaj Allianz Corona Kavach Health Insurance Plan 

COVID-19 specific health insurance plan by Bajaj Allianz health insurance company comes packed with features like nominal sub-limits, short waiting periods, extensive eligibility to get the plan, multiple options in claim amount, and much more. This health insurance cover is extensive and affordable as it provides complete protection to the policyholders against the medical dues incurred due to coronavirus disease. This short term health insurance plan can be bought by the policyholders with additional features to enhance the base cover. 

4. Magma HDI Corona Kavach Plan 

This coronavirus specific health insurance plan by Magma HDI health insurance company offers compensation for home care treatment of up to 14 days. Along with the road ambulance charges, inpatient costs, hospitalization charges, etc, it provides monetary aid for hospitalization for a minimum of 24 hours. 


There are a plethora of health insurance plans related to COVID-19 that can be bought by the policyholders at a nominal rate. You must compare several options and look for a suitable plan that meets your requirements at an affordable price. Policyholders must go through the fine print of the policy carefully to understand the inclusions and exclusions of their plan. 

You May Also Like to Read: Health Insurance Policy Renewal - Guide To Online Process

Disclaimer: This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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