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Individual Health Insurance Plans from HDFC Ergo

Updated On Apr 22, 2022

HDFC ERGO General Insurance Plans provide you many kinds of comprehensive indemnity plans, mediclaim plans, fixed benefit plans, Top-up plans, critical illness plans. You can enjoy a variety of health-related services like cashless treatment and hospitalization at 10,000+hospitals, daycare treatments, No room rent restriction, AYUSH cover, In-patient hospitalization, pre and post hospitalization, and more.

Individual Health Insurance Plans from HDFC Ergo

Types of HDFC ERGO Health Insurance Plans

1. HDFC ERGO - my: Health Suraksha

my:health Suraksha is a comprehensive health insurance plan by HDFC ERGO General Insurance that is designed to safeguard the policyholder against rising medical expenses. 

2. HDFC ERGO Health Suraksha Policy

Health Suraksha Policy offered by HDFC ERGO is a basic health insurance plan which covers most of the hospitalization expenses. The coverage under this plan is available as both individual and family floater.

3. Health Suraksha Gold Policy

Health Suraksha Gold is advanced version of Health Suraksha Plan which has an option to opt for additional critical illness cover. The coverage under this plan is available as both individual and family floater.

4. Health Suraksha Regain Policy

Health Suraksha Regain is the plan with restore benefits offered by HDFC ERGO. The coverage under this plan is available as both individual and family floater.

5. Health Suraksha Top-up Plus Policy

Health Suraksha Top-up as the name suggests is a top-up plan offered by HDFC ERGO. It offers coverage on an individual and family floater basis.


When it comes to claim settlement ratio, HDFC ERGO has a very healthy record. That's strikingly encouraging for their potential customers. Pricing wise, their products perform quite well in comparison to their counterparts from competitors. With respect to deductions and room rent limits, HDFC ERGO health insurance passes with flying colors.

Also Read: Is COVID-19 Version Omicron More Dangerous Than COVID-19 Delta?


This article is issued in the general public interest and meant for general information purposes only. Readers are advised not to rely on the contents of the article as conclusive in nature and should research further or consult an expert in this regard.

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